Ayalon Insurance Company Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	4,477	2,367	824	294	237	472
Market Cap Growth	262.92%	187.34%	180.42%	23.77%	-49.67%	41.97%
Enterprise Value	4,690	2,485	865	767	483	697
PE Ratio	9.94	5.56	3.28	3.46	1.42	-
PS Ratio	0.70	0.37	0.14	0.08	0.10	0.15
PB Ratio	2.79	1.56	0.75	0.38	0.37	0.69
P/FCF Ratio	62.58	7.89	4.49	-	0.81	-
P/OCF Ratio	55.10	7.64	4.20	-	0.79	-
EV/Sales Ratio	0.73	0.39	0.15	0.21	0.21	0.23
EV/EBITDA Ratio	6.35	3.55	1.87	3.61	1.85	-
EV/EBIT Ratio	6.54	3.63	1.93	4.00	2.67	-
EV/FCF Ratio	65.57	8.29	4.72	-	1.65	-
Debt / Equity Ratio	0.44	0.46	0.68	0.98	1.24	1.17
Debt / EBITDA Ratio	0.97	0.99	1.57	3.44	3.04	-
Debt / FCF Ratio	9.95	2.34	4.04	-	2.71	-
Net Debt / Equity Ratio	0.13	0.16	0.11	0.28	0.53	0.76
Net Debt / EBITDA Ratio	0.29	0.34	0.25	1.01	1.29	-5.10
Net Debt / FCF Ratio	2.97	0.79	0.63	-4.12	1.15	-1.64
Quick Ratio	14.18	38.08	49.25	5.93	6.97	8.35
Current Ratio	66.99	52.32	70.29	9.24	10.74	12.62
Asset Turnover	0.33	0.35	0.34	0.22	0.14	0.20
Return on Equity (ROE)	33.10%	32.59%	26.92%	12.05%	25.25%	-16.52%
Return on Assets (ROA)	2.30%	2.32%	1.62%	0.72%	0.72%	-0.69%
Return on Invested Capital (ROIC)	21.54%	22.96%	16.85%	8.52%	10.68%	-11.98%
Earnings Yield	10.07%	18.00%	30.50%	28.91%	70.24%	-24.20%
FCF Yield	1.60%	12.67%	22.27%	-17.73%	123.60%	-67.17%
Dividend Yield	2.96%	-	11.91%	-	-	-
Payout Ratio	34.38%	36.38%	23.88%	-	-	-
Buyback Yield / Dilution	-3.94%	-1.57%	-0.81%	-27.52%	-12.66%	-
Total Shareholder Return	-0.99%	-1.57%	11.10%	-27.52%	-12.66%	-