Israel · Delayed Price · Currency is ILS · Price in ILA Ayalon Insurance Company Statistics
Total Valuation
TLV:AYAL has a market cap or net worth of ILS 5.25 billion. The enterprise value is 5.66 billion.
| Market Cap | 5.25B |
| Enterprise Value | 5.66B |
Important Dates
The last earnings date was Thursday, August 20, 2026.
| Earnings Date | Aug 20, 2026 |
| Ex-Dividend Date | Aug 28, 2026 |
Share Statistics
TLV:AYAL has 28.37 million shares outstanding. The number of shares has increased by 9.19% in one year.
| Current Share Class | 28.37M |
| Shares Outstanding | 28.37M |
| Shares Change (YoY) | +9.19% |
| Shares Change (QoQ) | +0.62% |
| Owned by Insiders (%) | 0.09% |
| Owned by Institutions (%) | 9.20% |
| Float | 8.52M |
Valuation Ratios
The trailing PE ratio is 11.86.
| PE Ratio | 11.86 |
| Forward PE | n/a |
| PS Ratio | 0.81 |
| PB Ratio | 2.93 |
| P/TBV Ratio | 3.77 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 12.80 |
| EV / Sales | 0.87 |
| EV / EBITDA | 7.80 |
| EV / EBIT | 8.03 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 135.66, with a Debt / Equity ratio of 0.60.
| Current Ratio | 135.66 |
| Quick Ratio | 103.94 |
| Debt / Equity | 0.60 |
| Debt / EBITDA | 1.48 |
| Debt / FCF | -5.36 |
| Interest Coverage | 14.46 |
Financial Efficiency
Return on equity (ROE) is 28.96% and return on invested capital (ROIC) is 18.53%.
| Return on Equity (ROE) | 28.96% |
| Return on Assets (ROA) | 2.07% |
| Return on Invested Capital (ROIC) | 18.53% |
| Return on Capital Employed (ROCE) | 2.91% |
| Weighted Average Cost of Capital (WACC) | 5.42% |
| Revenue Per Employee | 4.75M |
| Profits Per Employee | 323,190 |
| Employee Count | 1,369 |
| Asset Turnover | 0.31 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TLV:AYAL has paid 204.22 million in taxes.
| Income Tax | 204.22M |
| Effective Tax Rate | 31.58% |
Stock Price Statistics
The stock price has increased by +158.67% in the last 52 weeks. The beta is 0.30, so TLV:AYAL's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | +158.67% |
| 50-Day Moving Average | 15,010.20 |
| 200-Day Moving Average | 13,446.68 |
| Relative Strength Index (RSI) | 73.36 |
| Average Volume (20 Days) | 77,555 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, TLV:AYAL had revenue of ILS 6.50 billion and earned 442.45 million in profits. Earnings per share was 15.60.
| Revenue | 6.50B |
| Gross Profit | 844.74M |
| Operating Income | 701.00M |
| Pretax Income | 646.72M |
| Net Income | 442.45M |
| EBITDA | 713.86M |
| EBIT | 701.00M |
| Earnings Per Share (EPS) | 15.60 |
Balance Sheet
The company has 13.11 billion in cash and 1.07 billion in debt, with a net cash position of -413.35 million or -14.57 per share.
| Cash & Cash Equivalents | 13.11B |
| Total Debt | 1.07B |
| Net Cash | -413.35M |
| Net Cash Per Share | -14.57 |
| Equity (Book Value) | 1.79B |
| Book Value Per Share | 63.05 |
| Working Capital | 17.82B |
Cash Flow
In the last 12 months, operating cash flow was -188.99 million and capital expenditures -10.78 million, giving a free cash flow of -199.77 million.
| Operating Cash Flow | -188.99M |
| Capital Expenditures | -10.78M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 318.09M |
| Free Cash Flow | -199.77M |
| FCF Per Share | -7.04 |
Margins
Gross margin is 12.99%, with operating and profit margins of 10.78% and 6.81%.
| Gross Margin | 12.99% |
| Operating Margin | 10.78% |
| Pretax Margin | 9.95% |
| Profit Margin | 6.81% |
| EBITDA Margin | 10.98% |
| EBIT Margin | 10.78% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 4.84, which amounts to a dividend yield of 2.82%.
| Dividend Per Share | 4.84 |
| Dividend Yield | 2.82% |
| Dividend Growth (YoY) | -29.00% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 35.03% |
| Buyback Yield | -9.19% |
| Shareholder Yield | -6.37% |
| Earnings Yield | 8.43% |
| FCF Yield | -3.81% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |