Israel · Delayed Price · Currency is ILS · Price in ILA Ayalon Insurance Company Statistics
Total Valuation
TLV:AYAL has a market cap or net worth of ILS 4.26 billion. The enterprise value is 4.67 billion.
| Market Cap | 4.26B |
| Enterprise Value | 4.67B |
Important Dates
The last earnings date was Thursday, August 20, 2026.
| Earnings Date | Aug 20, 2026 |
| Ex-Dividend Date | Aug 28, 2026 |
Share Statistics
TLV:AYAL has 27.38 million shares outstanding. The number of shares has increased by 41.99% in one year.
| Current Share Class | 27.38M |
| Shares Outstanding | 27.38M |
| Shares Change (YoY) | +41.99% |
| Shares Change (QoQ) | -75.71% |
| Owned by Insiders (%) | 0.10% |
| Owned by Institutions (%) | 9.39% |
| Float | 7.53M |
Valuation Ratios
The trailing PE ratio is 12.19.
| PE Ratio | 12.19 |
| Forward PE | n/a |
| PS Ratio | 0.77 |
| PB Ratio | 2.38 |
| P/TBV Ratio | 3.06 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 10.56 |
| EV / Sales | 1.08 |
| EV / EBITDA | 7.84 |
| EV / EBIT | 8.12 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 39.73, with a Debt / Equity ratio of 0.60.
| Current Ratio | 39.73 |
| Quick Ratio | 9.86 |
| Debt / Equity | 0.60 |
| Debt / EBITDA | 1.48 |
| Debt / FCF | -5.36 |
| Interest Coverage | 14.46 |
Financial Efficiency
Return on equity (ROE) is 28.96% and return on invested capital (ROIC) is 18.53%.
| Return on Equity (ROE) | 28.96% |
| Return on Assets (ROA) | 2.07% |
| Return on Invested Capital (ROIC) | 18.53% |
| Return on Capital Employed (ROCE) | 2.91% |
| Weighted Average Cost of Capital (WACC) | 5.22% |
| Revenue Per Employee | 4.02M |
| Profits Per Employee | 323,190 |
| Employee Count | 1,369 |
| Asset Turnover | 0.26 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TLV:AYAL has paid 204.22 million in taxes.
| Income Tax | 204.22M |
| Effective Tax Rate | 31.58% |
Stock Price Statistics
The stock price has increased by +158.13% in the last 52 weeks. The beta is 0.27, so TLV:AYAL's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +158.13% |
| 50-Day Moving Average | 14,001.00 |
| 200-Day Moving Average | 12,802.46 |
| Relative Strength Index (RSI) | 63.66 |
| Average Volume (20 Days) | 118,391 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, TLV:AYAL had revenue of ILS 5.50 billion and earned 442.45 million in profits. Earnings per share was 11.99.
| Revenue | 5.50B |
| Gross Profit | 551.21M |
| Operating Income | 701.00M |
| Pretax Income | 646.72M |
| Net Income | 442.45M |
| EBITDA | 713.86M |
| EBIT | 701.00M |
| Earnings Per Share (EPS) | 11.99 |
Balance Sheet
The company has 658.31 million in cash and 1.07 billion in debt, with a net cash position of -413.35 million or -15.10 per share.
| Cash & Cash Equivalents | 658.31M |
| Total Debt | 1.07B |
| Net Cash | -413.35M |
| Net Cash Per Share | -15.10 |
| Equity (Book Value) | 1.79B |
| Book Value Per Share | 104.65 |
| Working Capital | 5.12B |
Cash Flow
In the last 12 months, operating cash flow was -188.99 million and capital expenditures -10.78 million, giving a free cash flow of -199.77 million.
| Operating Cash Flow | -188.99M |
| Capital Expenditures | -10.78M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -17.72M |
| Free Cash Flow | -199.77M |
| FCF Per Share | -7.30 |
Margins
Gross margin is 10.02%, with operating and profit margins of 12.75% and 8.04%.
| Gross Margin | 10.02% |
| Operating Margin | 12.75% |
| Pretax Margin | 11.76% |
| Profit Margin | 8.04% |
| EBITDA Margin | 12.98% |
| EBIT Margin | 12.75% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 4.84, which amounts to a dividend yield of 3.11%.
| Dividend Per Share | 4.84 |
| Dividend Yield | 3.11% |
| Dividend Growth (YoY) | -29.00% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 35.03% |
| Buyback Yield | -41.99% |
| Shareholder Yield | -38.88% |
| Earnings Yield | 10.39% |
| FCF Yield | -4.69% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |