Ayalon Insurance Company Ltd (TLV:AYAL)

Ayalon Insurance Company Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	401.69	916.72	917.12	681.93	641	612.71
Investments in Equity & Preferred Securities	29.67	25.8	22.22	14.31	96.66	140.97
Other Investments	5,063	4,523	3,820	3,266	3,365	2,815
Total Investments	12,523	11,544	10,278	9,095	9,769	8,482
Cash & Equivalents	722.8	629.34	542.97	457.54	273.97	472.3
Reinsurance Recoverable	3,642	4,796	4,795	3,905	4,074	3,776
Other Receivables	160.67	722.56	676.45	678.95	683.35	497.74
Deferred Policy Acquisition Cost	-	513.2	467.33	423.87	417.85	396.45
Property, Plant & Equipment	239.08	245.74	239.14	238.34	245.24	240.84
Goodwill	-	17.51	13.6	13.6	13.6	13.6
Other Intangible Assets	387.31	342.38	309.3	254.83	201.78	172.99
Restricted Cash	208.59	91.54	141.74	272.52	192.59	238.92
Other Current Assets	124.69	133.26	136.41	140.79	119.27	105.68
Long-Term Deferred Tax Assets	4.51	23.18	70.92	84.79	8.23	33.85
Other Long-Term Assets	-	9.24	5.35	12.66	20.16	24.09
Total Assets	18,017	19,067	17,676	15,578	16,019	14,454
Accounts Payable	-	49.29	40.37	24.47	28.49	29.02
Accrued Expenses	-	191.29	185.45	180.02	138.51	137.77
Insurance & Annuity Liabilities	15,573	15,537	14,360	12,804	13,266	11,849
Unearned Premiums	-	71.47	63.15	18.81	11.16	11.8
Reinsurance Payable	0.59	1,180	1,237	882.04	866.34	875.48
Current Portion of Long-Term Debt	8.66	6.09	6.75	60.67	0.3	7.92
Current Income Taxes Payable	37.47	38.11	4.7	-	-	-
Long-Term Debt	679.92	700.48	717.08	699.78	759.29	610.91
Long-Term Leases	30.63	33.86	33.78	32.88	34.28	36.97
Long-Term Deferred Tax Liabilities	186.58	103.21	83.68	79.09	88.56	68.88
Other Long-Term Liabilities	170.15	124.62	117.86	101.26	81.77	71.04
Total Liabilities	16,752	18,095	16,906	14,938	15,338	13,754
Common Stock	266.59	266.59	225.28	220.67	220.67	220.67
Additional Paid-In Capital	113.85	130.86	57.18	3.92	227.65	-
Retained Earnings	883.32	573.89	485.78	413.68	230.92	345.68
Comprehensive Income & Other	-	-	-	-	-	132.45
Total Common Equity	1,264	971.34	768.23	638.27	679.24	698.79
Minority Interest	1.39	1.4	1.68	1.65	1.61	1.09
Shareholders' Equity	1,265	972.74	769.91	639.92	680.85	699.88
Total Liabilities & Equity	18,017	19,067	17,676	15,578	16,019	14,454
Filing Date Shares Outstanding	24.96	24.96	18.2	18.2	18.2	18.2
Total Common Shares Outstanding	24.96	24.96	18.2	18.2	18.2	18.2
Total Debt	719.21	740.43	757.6	793.34	793.87	655.79
Net Cash (Debt)	3.6	-111.09	-214.63	-335.8	-519.9	-183.49
Net Cash Per Share	0.14	-4.21	-8.21	-16.38	-28.57	-10.08
Book Value Per Share	50.63	38.92	42.22	35.07	37.33	38.40
Tangible Book Value	876.44	611.46	445.34	369.84	463.87	512.2
Tangible Book Value Per Share	35.12	24.50	24.47	20.32	25.49	28.15
Land	-	296.32	288.38	276.94	271.95	258.27
Machinery	-	144.82	130.97	119.84	115.08	107.71
Leasehold Improvements	-	21.95	21.79	21.61	21.45	21.15

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.