Ayalon Insurance Company Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	3,516	824	294	237	472	332
Market Cap Growth	267.42%	180.42%	23.77%	-49.67%	41.97%	-0.27%
Enterprise Value	3,634	865	767	483	697	757
PE Ratio	12.34	5.70	3.46	1.42	-	-
PS Ratio	0.75	0.19	0.08	0.10	0.15	0.14
PB Ratio	2.41	0.85	0.38	0.37	0.69	0.48
P/FCF Ratio	10.81	4.20	-	0.81	-	0.96
P/OCF Ratio	10.51	3.95	-	0.79	-	0.92
EV/Sales Ratio	0.77	0.20	0.21	0.21	0.23	0.31
EV/EBITDA Ratio	7.81	2.96	3.61	1.85	-	35.74
EV/EBIT Ratio	8.45	3.18	4.00	2.67	-	-
EV/FCF Ratio	11.18	4.41	-	1.65	-	2.18
Debt / Equity Ratio	0.49	0.76	0.98	1.24	1.17	0.94
Debt / EBITDA Ratio	1.54	2.46	3.44	3.04	-	30.96
Debt / FCF Ratio	2.19	3.78	-	2.71	-	1.89
Net Debt / Equity Ratio	0.08	0.11	0.28	0.53	0.76	0.26
Net Debt / EBITDA Ratio	0.26	0.38	1.01	1.29	-5.10	8.66
Net Debt / FCF Ratio	0.36	0.57	-4.12	1.15	-1.64	0.53
Quick Ratio	353.79	6.80	5.93	6.97	8.35	7.25
Current Ratio	498.97	10.08	9.24	10.74	12.62	11.14
Asset Turnover	0.25	0.24	0.22	0.14	0.20	0.18
Return on Equity (ROE)	22.27%	16.54%	12.05%	25.25%	-16.52%	-8.90%
Return on Assets (ROA)	1.40%	0.92%	0.72%	0.72%	-0.69%	-0.17%
Return on Invested Capital (ROIC)	14.47%	10.74%	8.52%	10.68%	-11.98%	-2.69%
Earnings Yield	7.64%	17.53%	28.91%	70.24%	-24.20%	-19.35%
FCF Yield	9.25%	23.80%	-17.73%	123.60%	-67.17%	104.75%
Dividend Yield	3.75%	11.92%	-	-	-	-
Payout Ratio	61.40%	41.55%	-	-	-	-
Buyback Yield / Dilution	5.07%	-0.81%	-27.52%	-12.66%	-	-
Total Shareholder Return	8.83%	11.12%	-27.52%	-12.66%	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.