Ayalon Insurance Company Ratios and Metrics

Market cap in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Apr '25 Apr 2, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	1,128	824	294	237	472	332	Upgrade
Market Cap Growth	180.42%	180.42%	23.77%	-49.67%	41.97%	-0.27%	Upgrade
Enterprise Value	1,241	865	767	483	697	757	Upgrade
PE Ratio	7.93	5.70	4.02	1.35	-	-	Upgrade
PS Ratio	0.24	0.19	0.09	0.11	0.15	0.14	Upgrade
PB Ratio	1.16	0.85	0.42	0.37	0.69	0.48	Upgrade
P/FCF Ratio	5.76	4.20	-	0.72	-	0.96	Upgrade
P/OCF Ratio	3.95	3.95	-	0.71	-	0.92	Upgrade
EV/Sales Ratio	0.28	0.20	0.22	0.22	0.23	0.31	Upgrade
EV/EBITDA Ratio	3.18	2.24	3.92	2.27	-	35.74	Upgrade
EV/EBIT Ratio	4.22	2.98	4.36	2.51	-	-	Upgrade
EV/FCF Ratio	6.33	4.41	-	1.47	-	2.18	Upgrade
Debt / Equity Ratio	0.76	0.76	1.05	1.24	1.17	0.94	Upgrade
Debt / EBITDA Ratio	1.92	1.92	3.63	3.61	-	30.96	Upgrade
Debt / FCF Ratio	3.78	3.78	-	2.41	-	1.89	Upgrade
Quick Ratio	4.37	4.37	8.26	6.97	8.35	7.25	Upgrade
Current Ratio	8.13	8.13	12.36	10.74	12.62	11.14	Upgrade
Asset Turnover	0.25	0.25	0.22	0.14	0.20	0.18	Upgrade
Return on Equity (ROE)	17.18%	17.18%	10.86%	26.61%	-16.52%	-8.90%	Upgrade
Return on Assets (ROA)	1.04%	1.04%	0.70%	0.76%	-0.69%	-0.17%	Upgrade
Return on Capital (ROIC)	11.51%	11.51%	7.64%	8.26%	-7.49%	-1.68%	Upgrade
Earnings Yield	12.80%	17.53%	24.87%	74.05%	-24.20%	-19.35%	Upgrade
Earnings Yield	12.80%	17.53%	24.87%	74.05%	-24.20%	-19.35%	Upgrade
FCF Yield	17.38%	23.80%	-23.85%	138.76%	-67.17%	104.75%	Upgrade
Payout Ratio	41.55%	41.55%	-	-	-	-	Upgrade
Buyback Yield / Dilution	-1.75%	-17.63%	-18.35%	-	-	-	Upgrade

Updated Mar 18, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.