Ayalon Insurance Company Statistics

Total Valuation

TLV:AYAL has a market cap or net worth of ILS 1.46 billion. The enterprise value is 1.55 billion.

Market Cap	1.46B
Enterprise Value	1.55B

Important Dates

The last earnings date was Thursday, May 22, 2025.

Earnings Date	May 22, 2025
Ex-Dividend Date	Mar 25, 2025

Share Statistics

TLV:AYAL has 24.96 million shares outstanding. The number of shares has increased by 2.39% in one year.

Current Share Class	24.96M
Shares Outstanding	24.96M
Shares Change (YoY)	+2.39%
Shares Change (QoQ)	-11.55%
Owned by Insiders (%)	0.20%
Owned by Institutions (%)	5.27%
Float	7.40M

Valuation Ratios

The trailing PE ratio is 8.75.

PE Ratio	8.75
Forward PE	n/a
PS Ratio	0.34
PB Ratio	1.31
P/TBV Ratio	1.99
P/FCF Ratio	3.11
P/OCF Ratio	3.05
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.41, with an EV/FCF ratio of 3.29.

EV / Earnings	9.01
EV / Sales	0.36
EV / EBITDA	4.41
EV / EBIT	4.85
EV / FCF	3.29

Financial Position

The company has a current ratio of 152.61, with a Debt / Equity ratio of 0.66.

Current Ratio	152.61
Quick Ratio	26.07
Debt / Equity	0.66
Debt / EBITDA	2.13
Debt / FCF	1.58
Interest Coverage	4.67

Financial Efficiency

Return on equity (ROE) is 18.38% and return on invested capital (ROIC) is 11.71%.

Return on Equity (ROE)	18.38%
Return on Assets (ROA)	1.17%
Return on Invested Capital (ROIC)	11.71%
Return on Capital Employed (ROCE)	1.84%
Revenue Per Employee	3.10M
Profits Per Employee	123,291
Employee Count	1,393
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, TLV:AYAL has paid 98.54 million in taxes.

Income Tax	98.54M
Effective Tax Rate	36.50%

Stock Price Statistics

The stock price has increased by +237.98% in the last 52 weeks. The beta is 0.35, so TLV:AYAL's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	+237.98%
50-Day Moving Average	5,137.66
200-Day Moving Average	3,827.31
Relative Strength Index (RSI)	68.05
Average Volume (20 Days)	24,805

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TLV:AYAL had revenue of ILS 4.32 billion and earned 171.75 million in profits. Earnings per share was 6.70.

Revenue	4.32B
Gross Profit	694.21M
Operating Income	315.34M
Pretax Income	269.98M
Net Income	171.75M
EBITDA	339.36M
EBIT	315.34M
Earnings Per Share (EPS)	6.70

Full Income Statement

Balance Sheet

The company has 658.58 million in cash and 740.68 million in debt, giving a net cash position of -82.10 million or -3.29 per share.

Cash & Cash Equivalents	658.58M
Total Debt	740.68M
Net Cash	-82.10M
Net Cash Per Share	-3.29
Equity (Book Value)	1.12B
Book Value Per Share	44.80
Working Capital	4.75B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 480.33 million and capital expenditures -10.14 million, giving a free cash flow of 470.20 million.

Operating Cash Flow	480.33M
Capital Expenditures	-10.14M
Free Cash Flow	470.20M
FCF Per Share	18.84

Full Cash Flow Statement

Margins

Gross margin is 16.06%, with operating and profit margins of 7.29% and 3.97%.

Gross Margin	16.06%
Operating Margin	7.29%
Pretax Margin	6.24%
Profit Margin	3.97%
EBITDA Margin	7.85%
EBIT Margin	7.29%
FCF Margin	10.87%

Dividends & Yields

This stock pays an annual dividend of 4.81, which amounts to a dividend yield of 8.19%.

Dividend Per Share	4.81
Dividend Yield	8.19%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	34.94%
Buyback Yield	-2.39%
Shareholder Yield	5.80%
Earnings Yield	11.73%
FCF Yield	32.13%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6