Ayalon Insurance Company Statistics

Total Valuation

TLV:AYAL has a market cap or net worth of ILS 1.18 billion. The enterprise value is 1.29 billion.

Market Cap	1.18B
Enterprise Value	1.29B

Important Dates

The last earnings date was Thursday, March 27, 2025.

Earnings Date	Mar 27, 2025
Ex-Dividend Date	Mar 25, 2025

Share Statistics

TLV:AYAL has 24.96 million shares outstanding. The number of shares has increased by 1.75% in one year.

Current Share Class	n/a
Shares Outstanding	24.96M
Shares Change (YoY)	+1.75%
Shares Change (QoQ)	-2.93%
Owned by Insiders (%)	0.20%
Owned by Institutions (%)	5.19%
Float	7.40M

Valuation Ratios

The trailing PE ratio is 8.29.

PE Ratio	8.29
Forward PE	n/a
PS Ratio	0.25
PB Ratio	1.21
P/TBV Ratio	1.96
P/FCF Ratio	6.02
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.32, with an EV/FCF ratio of 6.59.

EV / Earnings	8.95
EV / Sales	0.30
EV / EBITDA	3.32
EV / EBIT	4.40
EV / FCF	6.59

Financial Position

The company has a current ratio of 8.13, with a Debt / Equity ratio of 0.76.

Current Ratio	8.13
Quick Ratio	4.37
Debt / Equity	0.76
Debt / EBITDA	1.92
Debt / FCF	3.78
Interest Coverage	4.24

Financial Efficiency

Return on equity (ROE) is 17.18% and return on invested capital (ROIC) is 11.51%.

Return on Equity (ROE)	17.18%
Return on Assets (ROA)	1.04%
Return on Invested Capital (ROIC)	11.51%
Return on Capital Employed (ROCE)	1.63%
Revenue Per Employee	3.57M
Profits Per Employee	117,884
Employee Count	1,225
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +133.45% in the last 52 weeks. The beta is 0.35, so TLV:AYAL's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	+133.45%
50-Day Moving Average	4,314.30
200-Day Moving Average	3,024.94
Relative Strength Index (RSI)	59.10
Average Volume (20 Days)	47,279

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TLV:AYAL had revenue of ILS 4.37 billion and earned 144.41 million in profits. Earnings per share was 5.70.

Revenue	4.37B
Gross Profit	650.36M
Operating Income	290.67M
Pretax Income	225.41M
Net Income	144.41M
EBITDA	386.33M
EBIT	290.67M
Earnings Per Share (EPS)	5.70

Full Income Statement

Balance Sheet

The company has 4.17 billion in cash and 740.43 million in debt, giving a net cash position of -111.09 million or -4.45 per share.

Cash & Cash Equivalents	4.17B
Total Debt	740.43M
Net Cash	-111.09M
Net Cash Per Share	-4.45
Equity (Book Value)	972.74M
Book Value Per Share	39.04
Working Capital	8.69B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 208.64 million and capital expenditures -12.62 million, giving a free cash flow of 196.02 million.

Operating Cash Flow	208.64M
Capital Expenditures	-12.62M
Free Cash Flow	196.02M
FCF Per Share	7.85

Full Cash Flow Statement

Margins

Gross margin is 14.89%, with operating and profit margins of 6.65% and 3.31%.

Gross Margin	14.89%
Operating Margin	6.65%
Pretax Margin	5.16%
Profit Margin	3.31%
EBITDA Margin	8.84%
EBIT Margin	6.65%
FCF Margin	4.49%

Dividends & Yields

This stock pays an annual dividend of 4.81, which amounts to a dividend yield of 10.64%.

Dividend Per Share	4.81
Dividend Yield	10.64%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	41.55%
Buyback Yield	-1.75%
Shareholder Yield	8.89%
Earnings Yield	12.24%
FCF Yield	16.61%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a