Credit Saison Co., Ltd. (TYO: 8253)

Credit Saison Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Operating Revenue	51,097	56,380	58,715	59,341	32,382	62,307
Other Revenue	387,013	363,934	323,822	303,614	292,999	334,805
Revenue	438,110	420,314	382,537	362,955	325,381	397,112
Revenue Growth (YoY)	8.32%	9.88%	5.40%	11.55%	-18.06%	6.80%
Cost of Revenue	126,213	121,604	109,727	99,973	85,888	135,548
Gross Profit	311,897	298,710	272,810	262,982	239,493	261,564
Selling, General & Admin	219,474	210,157	199,814	180,861	175,781	199,275
Other Operating Expenses	2,315	2,315	-	13,650	-	11,180
Operating Expenses	252,095	242,778	229,322	222,541	202,380	236,910
Operating Income	59,802	55,932	43,488	40,441	37,113	24,654
Interest & Investment Income	1,273	1,273	1,197	1,206	1,188	1,428
Earnings From Equity Investments	13,304	29,262	5,982	4,588	4,168	6,442
Other Non Operating Income (Expenses)	-15	5,489	3,986	2,912	2,095	1,115
EBT Excluding Unusual Items	74,364	91,956	54,653	49,147	44,564	33,639
Gain (Loss) on Sale of Investments	1,970	1,970	4,306	852	4,580	832
Gain (Loss) on Sale of Assets	4,630	4,630	2,733	138	2,988	163
Asset Writedown	-604	-604	-649	-201	-1,218	-7,176
Pretax Income	80,360	97,952	61,043	49,936	50,914	27,458
Income Tax Expense	22,313	24,667	17,183	14,343	14,668	4,813
Earnings From Continuing Operations	58,047	73,285	43,860	35,593	36,246	22,645
Minority Interest in Earnings	-625	-298	-261	-218	-114	218
Net Income	57,422	72,987	43,599	35,375	36,132	22,863
Net Income to Common	57,422	72,987	43,599	35,375	36,132	22,863
Net Income Growth	-4.47%	67.41%	23.25%	-2.10%	58.04%	-25.08%
Shares Outstanding (Basic)	162	161	156	156	156	159
Shares Outstanding (Diluted)	162	161	156	156	156	159
Shares Change (YoY)	2.49%	3.05%	0.02%	0.02%	-1.97%	-2.41%
EPS (Basic)	354.96	453.08	278.91	226.35	231.24	143.43
EPS (Diluted)	354.36	452.69	278.75	226.13	231.01	142.57
EPS Growth	-6.96%	62.40%	23.27%	-2.11%	62.03%	-23.69%
Free Cash Flow	-331,068	-232,677	-145,728	-86,876	-21,838	-190,708
Free Cash Flow Per Share	-2046.55	-1444.39	-932.25	-555.88	-139.76	-1196.40
Dividend Per Share	105.000	105.000	70.000	55.000	45.000	45.000
Dividend Growth	50.00%	50.00%	27.27%	22.22%	0%	0%
Gross Margin	71.19%	71.07%	71.32%	72.46%	73.60%	65.87%
Operating Margin	13.65%	13.31%	11.37%	11.14%	11.41%	6.21%
Profit Margin	13.11%	17.36%	11.40%	9.75%	11.10%	5.76%
Free Cash Flow Margin	-75.57%	-55.36%	-38.10%	-23.94%	-6.71%	-48.02%
EBITDA	93,002	88,601	74,970	70,266	65,737	53,269
EBITDA Margin	21.23%	21.08%	19.60%	19.36%	20.20%	13.41%
D&A For EBITDA	33,200	32,669	31,482	29,825	28,624	28,615
EBIT	59,802	55,932	43,488	40,441	37,113	24,654
EBIT Margin	13.65%	13.31%	11.37%	11.14%	11.41%	6.21%
Effective Tax Rate	27.77%	25.18%	28.15%	28.72%	28.81%	17.53%
Advertising Expenses	-	29,409	28,619	23,539	23,421	24,872

Source: S&P Capital IQ. Standard template. Financial Sources.