Credit Saison Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	100,339	139,399	108,745	159,671	108,970	101,001
Cash & Short-Term Investments	100,339	139,399	108,745	159,671	108,970	101,001
Cash Growth	-22.17%	28.19%	-31.89%	46.53%	7.89%	-7.98%
Accounts Receivable	4,001,529	3,712,065	3,424,356	3,053,040	2,847,537	2,655,088
Receivables	4,001,529	3,712,065	3,424,356	3,053,040	2,847,537	2,655,088
Inventory	172,537	170,309	153,773	133,247	128,462	139,530
Other Current Assets	12,344	1,419	-	1,030	-	-
Total Current Assets	4,286,749	4,023,192	3,686,874	3,346,988	3,084,969	2,895,619
Property, Plant & Equipment	30,394	44,251	46,124	39,797	42,706	43,945
Long-Term Investments	472,915	436,452	429,943	317,242	279,402	260,688
Goodwill	-	1,195	1,659	1,651	1,152	363
Other Intangible Assets	116,532	125,930	136,910	148,807	161,165	171,058
Long-Term Deferred Tax Assets	34,848	40,117	34,337	41,615	41,377	37,569
Other Long-Term Assets	7	6	5	5	7	5
Total Assets	4,941,445	4,671,143	4,335,852	3,896,105	3,610,778	3,409,247
Accounts Payable	301,649	283,171	322,746	253,329	244,349	229,962
Current Income Taxes Payable	9,640	24,367	12,311	10,385	13,038	6,079
Total Current Liabilities	311,289	307,538	335,057	263,714	257,387	236,041
Long-Term Debt	3,609,997	3,404,400	3,048,797	2,805,175	2,569,040	2,429,488
Long-Term Deferred Tax Liabilities	731	378	188	86	974	1,005
Other Long-Term Liabilities	264,956	239,799	234,199	227,090	219,639	210,656
Total Liabilities	4,186,973	3,952,115	3,618,241	3,296,065	3,047,040	2,877,190
Common Stock	75,929	75,929	75,929	75,929	75,929	75,929
Additional Paid-In Capital	93,424	93,947	93,178	83,560	85,152	85,198
Retained Earnings	639,700	602,903	542,602	481,163	442,550	414,260
Treasury Stock	-117,239	-96,356	-47,767	-62,668	-62,737	-62,808
Comprehensive Income & Other	48,413	29,255	41,111	20,317	21,493	18,392
Total Common Equity	740,227	705,678	705,053	598,301	562,387	530,971
Minority Interest	14,245	13,350	12,558	1,739	1,351	1,086
Shareholders' Equity	754,472	719,028	717,611	600,040	563,738	532,057
Total Liabilities & Equity	4,941,445	4,671,143	4,335,852	3,896,105	3,610,778	3,409,247
Total Debt	3,609,997	3,404,400	3,048,797	2,805,175	2,569,040	2,429,488
Net Cash (Debt)	-3,509,658	-3,265,001	-2,940,052	-2,645,504	-2,460,070	-2,328,487
Net Cash Per Share	-23869.90	-20801.22	-18250.99	-16923.86	-15740.92	-14901.94
Filing Date Shares Outstanding	143.93	148.88	163.08	156.33	156.3	156.26
Total Common Shares Outstanding	143.93	148.88	163.08	156.33	156.3	156.26
Working Capital	3,975,460	3,715,654	3,351,817	3,083,274	2,827,582	2,659,578
Book Value Per Share	5142.87	4740.04	4323.35	3827.22	3598.22	3397.92
Tangible Book Value	623,695	578,553	566,484	447,843	400,070	359,550
Tangible Book Value Per Share	4333.24	3886.14	3473.66	2864.77	2559.70	2300.92

Source: S&P Global Market Intelligence. Standard template. Financial Sources.