The Nanto Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	20,694	19,483	16,625	6,316	17,910	15,330	Upgrade
Depreciation & Amortization	4,511	4,294	3,507	3,412	3,296	3,574	Upgrade
Gain (Loss) on Sale of Assets	135	190	4	6	79	391	Upgrade
Gain (Loss) on Sale of Investments	-4,121	-1,864	-4,229	7,820	-1,260	-997	Upgrade
Change in Other Net Operating Assets	-340,076	-296,426	-116,706	-576,720	148,025	123,641	Upgrade
Other Operating Activities	20,756	9,048	-5,025	-23,570	-11,417	-16,738	Upgrade
Operating Cash Flow	-298,114	-265,282	-105,802	-582,722	156,642	125,201	Upgrade
Operating Cash Flow Growth	-	-	-	-	25.11%	-	Upgrade
Capital Expenditures	-8,359	-10,117	-3,090	-4,829	-1,753	-1,194	Upgrade
Sale of Property, Plant and Equipment	89	23	181	539	426	261	Upgrade
Investment in Securities	-190,974	-124,698	-89,543	114,529	-52,648	-30,331	Upgrade
Income (Loss) Equity Investments	-13	-7	22	14	9	-	Upgrade
Purchase / Sale of Intangibles	-2,406	-1,583	-1,785	-1,461	-1,209	-658	Upgrade
Other Investing Activities	25,563	24,754	2,370	-423	-4,182	-548	Upgrade
Investing Cash Flow	-176,087	-111,621	-91,867	108,355	-59,366	-32,470	Upgrade
Issuance of Common Stock	1,016	-	-	-	-	-	Upgrade
Repurchase of Common Stock	-1,004	-1,221	-4	-1,618	-147	-1	Upgrade
Common Dividends Paid	-5,357	-4,245	-3,593	-3,553	-2,609	-2,607	Upgrade
Net Increase (Decrease) in Deposit Accounts	121,587	97,381	79,698	68,858	210,939	406,878	Upgrade
Other Financing Activities	-	21	8	-	-	-1	Upgrade
Financing Cash Flow	116,242	91,936	76,109	63,687	208,183	404,269	Upgrade
Foreign Exchange Rate Adjustments	-	-	-	5	9	3	Upgrade
Net Cash Flow	-357,961	-284,968	-121,560	-410,675	305,468	497,002	Upgrade
Free Cash Flow	-306,473	-275,399	-108,892	-587,551	154,889	124,007	Upgrade
Free Cash Flow Growth	-	-	-	-	24.90%	-	Upgrade
Free Cash Flow Margin	-351.58%	-322.88%	-143.49%	-958.94%	217.67%	176.94%	Upgrade
Free Cash Flow Per Share	-9757.96	-8745.32	-3429.24	-18347.21	4754.55	3798.89	Upgrade
Cash Income Tax Paid	6,339	8,375	1,659	6,428	3,769	5,283	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.