The San-in Godo Bank,Ltd. Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 22, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Market Capitalization	315,919	260,603	197,326	185,260	114,417	97,805
Market Cap Growth	72.18%	32.07%	6.51%	61.92%	16.99%	11.88%
Last Close Price	2096.00	1729.00	1248.58	1119.88	662.08	535.72
PE Ratio	13.98	11.48	10.53	11.03	7.40	6.75
PS Ratio	2.58	2.13	1.84	1.73	1.08	1.07
PB Ratio	0.98	0.81	0.63	0.57	0.37	0.28
P/FCF Ratio	-	-	0.44	-	-	-
P/OCF Ratio	-	-	0.44	-	-	-
Debt / Equity Ratio	5.25	5.25	4.62	2.15	2.53	3.55
Debt / FCF Ratio	-	-	3.24	-	-	-
Net Debt / Equity Ratio	0.18	0.18	0.72	-0.57	-0.09	1.35
Net Debt / FCF Ratio	-0.71	-0.71	0.50	0.36	0.03	-2.07
Return on Equity (ROE)	7.17%	7.17%	5.88%	5.27%	4.63%	3.95%
Return on Assets (ROA)	0.26%	0.26%	0.24%	0.24%	0.23%	0.22%
Earnings Yield	7.18%	8.71%	9.50%	9.07%	13.51%	14.81%
FCF Yield	-25.09%	-30.41%	225.88%	-281.41%	-771.64%	-236.13%
Dividend Yield	2.65%	-	3.84%	3.48%	5.13%	5.97%
Payout Ratio	34.98%	34.98%	36.89%	32.27%	38.53%	23.80%
Buyback Yield / Dilution	0.76%	0.76%	0.83%	1.36%	0.14%	-0.07%
Total Shareholder Return	3.41%	0.76%	4.68%	4.84%	5.28%	5.91%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.