The San-in Godo Bank,Ltd. Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	1,630,970	1,220,745	886,423	820,839	775,086
Investment Securities	1,728,111	1,997,843	1,572,496	1,575,514	1,943,022
Total Investments	1,728,111	1,997,843	1,572,496	1,575,514	1,943,022
Gross Loans	5,471,855	5,106,141	4,748,260	4,326,189	3,909,437
Allowance for Loan Losses	-53,341	-51,084	-43,612	-40,886	-42,571
Net Loans	5,418,514	5,055,057	4,704,648	4,285,303	3,866,866
Property, Plant & Equipment	40,377	34,992	34,326	34,701	34,220
Goodwill	64	74	85	-	-
Other Intangible Assets	2,907	2,662	3,235	3,854	4,374
Restricted Cash	5,000	5,000	4,993	4,988	4,998
Other Current Assets	13,873	13,878	15,264	18,102	23,289
Long-Term Deferred Tax Assets	48,847	47,362	34,614	35,521	15,408
Other Long-Term Assets	152,052	171,825	104,480	98,667	107,895
Total Assets	9,040,715	8,549,438	7,360,564	6,877,489	6,775,158
Accrued Expenses	1,000	947	948	957	950
Interest Bearing Deposits	6,861,609	6,654,392	6,230,721	5,647,306	5,023,486
Total Deposits	6,861,609	6,654,392	6,230,721	5,647,306	5,023,486
Short-Term Borrowings	880,612	663,276	44,665	98,812	120,895
Other Current Liabilities	10,660	11,524	12,779	13,334	13,269
Long-Term Debt	806,770	781,825	655,731	693,063	1,132,446
Pension & Post-Retirement Benefits	7,322	7,921	8,783	9,205	9,560
Long-Term Deferred Tax Liabilities	2,001	2,037	2,035	2,724	2,631
Other Long-Term Liabilities	149,479	114,948	79,812	98,881	118,732
Total Liabilities	8,719,453	8,236,870	7,035,474	6,564,282	6,421,969
Common Stock	20,705	20,705	20,705	20,705	20,705
Additional Paid-In Capital	22,411	22,292	22,058	22,058	22,058
Retained Earnings	348,814	334,017	322,070	310,618	301,096
Treasury Stock	-7,412	-4,604	-2,679	-1,847	-643
Comprehensive Income & Other	-63,414	-59,992	-37,539	-38,782	9,482
Total Common Equity	321,104	312,418	324,615	312,752	352,698
Minority Interest	158	150	475	455	491
Shareholders' Equity	321,262	312,568	325,090	313,207	353,189
Total Liabilities & Equity	9,040,715	8,549,438	7,360,564	6,877,489	6,775,158
Total Debt	1,687,382	1,445,101	700,396	791,875	1,253,341
Net Cash (Debt)	-56,412	-224,356	186,027	28,964	-478,255
Net Cash Growth	-	-	542.27%	-	-
Net Cash Per Share	-372.72	-1471.11	1209.62	185.78	-3063.22
Filing Date Shares Outstanding	150.7	152.14	153.22	154.21	155.99
Total Common Shares Outstanding	150.7	152.14	153.49	154.47	155.99
Book Value Per Share	2130.78	2053.49	2114.92	2024.61	2261.06
Tangible Book Value	318,133	309,682	321,295	308,898	348,324
Tangible Book Value Per Share	2111.06	2035.51	2093.29	1999.67	2233.02

Source: S&P Global Market Intelligence. Banks template. Financial Sources.