The San-in Godo Bank,Ltd. (TYO:8381)
Japan flag Japan · Delayed Price · Currency is JPY
2,511.00
+32.00 (1.29%)
Jul 24, 2026, 3:30 PM JST

The San-in Godo Bank,Ltd. Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
122,302122,302107,220107,081105,51591,177
Revenue Growth
14.07%14.07%0.13%1.48%15.72%14.16%
Net Income
22,69822,69818,73716,80015,46314,485
Earnings Per Share
149.97149.97122.86109.2499.1892.77
EPS Growth
22.07%22.07%12.47%10.14%6.91%49.56%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Banking Industry
146,304146,304117,006101,82196,34376,536
Unallocated Adjustment
-1,363-1,363-1,167-2,287-918-906
Others
4,3234,3232,8944,2931,5141,511
Leasing Business
17,81417,81416,58116,34815,74416,112
Total
167,078167,078135,314120,175112,68393,253

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
1,630,9701,630,9701,220,745886,423820,839775,086
Total Debt
1,687,3821,687,3821,445,101700,396791,8751,253,341
Net Cash (Debt)
-56,412-56,412-224,356186,02728,964-478,255
Net Cash Growth
---542.27%--
Net Cash Per Share
-372.73-372.73-1471.111209.62185.78-3063.22

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-70,940-70,940448,501-519,941-880,366-228,825
Capital Expenditures
-8,312-8,312-2,789-1,396-2,521-2,123
Free Cash Flow
-79,252-79,252445,712-521,337-882,887-230,948
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
18.56%18.56%17.47%15.69%14.66%15.89%
FCF Margin
-64.80%-64.80%415.70%-486.86%-836.74%-253.30%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
68.00060.00048.00039.00034.00032.000
Dividend Per Share Growth
26.92%25.00%23.08%14.71%6.25%77.78%
Dividend Yield
2.74%3.47%3.84%3.48%5.13%5.97%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
16.7411.4810.5311.037.406.75
Forward PE
-16.1516.1516.1516.1516.15
P/FCF Ratio
--0.44---
PS Ratio
3.072.131.841.731.081.07