The San-in Godo Bank,Ltd. (TYO:8381)
Japan flag Japan · Delayed Price · Currency is JPY
2,631.00
+52.00 (2.02%)
Aug 14, 2026, 3:30 PM JST

The San-in Godo Bank,Ltd. Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
133,065122,302107,220107,081105,51591,177
Revenue Growth
23.74%14.07%0.13%1.48%15.72%14.16%
Net Income
25,81222,69818,73716,80015,46314,485
Earnings Per Share
171.05149.97122.86109.2499.1892.77
EPS Growth
50.52%22.07%12.47%10.14%6.91%49.56%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Others
4,4994,3232,8944,2931,5141,511
Banking Industry
161,958146,304117,006101,82196,34376,536
Leasing Business
18,25017,81416,58116,34815,74416,112
Unallocated Adjustment
-1,541-1,363-1,167-2,287-918-906
Total
183,166167,078135,314120,175112,68393,253

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
1,591,2221,630,9701,220,745886,423820,839775,086
Total Debt
1,571,6891,687,3821,445,101700,396791,8751,253,341
Net Cash (Debt)
19,533-56,412-224,356186,02728,964-478,255
Net Cash Growth
-68.09%--542.27%--
Net Cash Per Share
129.45-372.73-1471.111209.62185.78-3063.22

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--70,940448,501-519,941-880,366-228,825
Capital Expenditures
--8,312-2,789-1,396-2,521-2,123
Free Cash Flow
--79,252445,712-521,337-882,887-230,948
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
19.40%18.56%17.47%15.69%14.66%15.89%
FCF Margin
--64.80%415.70%-486.86%-836.74%-253.30%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
68.00060.00048.00039.00034.00032.000
Dividend Per Share Growth
26.92%25.00%23.08%14.71%6.25%77.78%
Dividend Yield
2.64%3.47%3.84%3.48%5.13%5.97%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
15.3811.4810.5311.037.406.75
Forward PE
-16.1516.1516.1516.1516.15
P/FCF Ratio
--0.44---
PS Ratio
2.962.131.841.731.081.07