The San-in Godo Bank,Ltd. Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	32,349	26,318	24,669	21,888	20,283
Depreciation & Amortization	2,865	3,181	3,085	3,053	3,003
Gain (Loss) on Sale of Assets	-15	397	76	590	508
Gain (Loss) on Sale of Investments	8,011	2,882	4,817	9,119	8,200
Change in Other Net Operating Assets	-127,649	391,740	-514,284	-878,730	-262,336
Other Operating Activities	13,499	23,983	-38,304	-36,286	1,517
Operating Cash Flow	-70,940	448,501	-519,941	-880,366	-228,825
Capital Expenditures	-8,312	-2,789	-1,396	-2,521	-2,123
Sale of Property, Plant and Equipment	538	268	407	569	333
Investment in Securities	290,974	-524,765	10,278	312,483	-166,956
Purchase / Sale of Intangibles	-998	-853	-975	-874	-954
Other Investing Activities	1,147	-6	-12	-2	-20
Investing Cash Flow	283,349	-528,145	8,302	309,655	-169,720
Issuance of Common Stock	499	-	-	-	-
Repurchase of Common Stock	-2,001	-2,002	-1,001	-1,000	-
Common Dividends Paid	-7,940	-6,912	-5,422	-5,958	-3,448
Net Increase (Decrease) in Deposit Accounts	207,216	423,670	583,414	623,819	305,024
Other Financing Activities	-2	-81	-2	-2	-3
Financing Cash Flow	197,772	414,675	576,989	616,859	301,573
Net Cash Flow	410,182	335,030	65,350	46,147	-96,972
Free Cash Flow	-79,252	445,712	-521,337	-882,887	-230,948
Free Cash Flow Margin	-64.72%	415.70%	-486.86%	-836.74%	-253.30%
Free Cash Flow Per Share	-523.63	2922.55	-3389.93	-5662.87	-1479.22
Cash Income Tax Paid	10,323	8,487	6,418	4,452	6,130