The Bank of Saga Ltd. (TYO:8395)
Japan · Delayed Price · Currency is JPY 5,600.00
+130.00 (2.38%)
Jul 31, 2026, 3:30 PM JST
The Bank of Saga Financials Overview
Financials in millions JPY. Fiscal year is April - March.
Millions JPY. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 61,665 | 61,665 | 50,832 | 47,871 | 43,321 | 40,027 |
Revenue Growth | 21.31% | 21.31% | 6.19% | 10.50% | 8.23% | 3.62% |
Net Income Net Income Growth | 8,585 | 8,585 | 7,496 | 6,218 | 5,491 | 4,076 |
Earnings Per Share EPS Growth | 504.83 | 504.83 | 441.27 | 366.50 | 324.04 | 240.93 |
EPS Growth | 14.40% | 14.40% | 20.40% | 13.10% | 34.49% | 65.05% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Unallocated Adjustment Unallocated Adjustment Growth | -1,213 | -1,213 | -1,159 | -1,496 | -1,499 | -1,524 |
Leasing Leasing Growth | 7,929 | 7,929 | 7,735 | 7,533 | 7,650 | 7,715 |
Banking Banking Growth | 63,119 | 63,119 | 46,858 | 41,942 | 37,340 | 35,654 |
Others Others Growth | 1,246 | 1,246 | 1,087 | 1,041 | 1,090 | 1,003 |
Credit Guarantee Credit Guarantee Growth | 763 | 763 | 710 | 717 | 625 | 620 |
Total Total Growth | 71,844 | 71,844 | 55,231 | 49,737 | 45,206 | 43,468 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 278,282 | 278,282 | 270,964 | 201,844 | 72,968 | 301,833 |
Total Debt Total Debt Growth | 41,569 | 41,569 | 45,195 | 57,329 | 72,134 | 208,391 |
Net Cash (Debt) Net Cash Growth | 236,713 | 236,713 | 225,769 | 144,515 | 834 | 93,442 |
Net Cash Growth | 4.85% | 4.85% | 56.23% | 17227.94% | -99.11% | -55.28% |
Net Cash Per Share Net Cash Per Share Growth | 13919.38 | 13919.38 | 13290.69 | 8517.42 | 49.22 | 5523.56 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | -110,276 | -110,276 | -43,163 | -46,788 | -179,355 | -89,737 |
Capital Expenditures CapEx Growth | -3,551 | -3,551 | -2,581 | -1,583 | -1,132 | -1,009 |
Free Cash Flow Free Cash Flow Growth | -113,827 | -113,827 | -45,744 | -48,371 | -180,487 | -90,746 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Profit Margin | 13.92% | 13.92% | 14.75% | 12.99% | 12.68% | 10.18% |
FCF Margin | -184.59% | -184.59% | -89.99% | -101.04% | -416.63% | -226.71% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 110.000 | 110.000 | 90.000 | 80.000 | 70.000 | 70.000 |
Dividend Per Share Growth | 15.00% | 22.22% | 12.50% | 14.29% | 0% | 0% |
Dividend Yield | 1.96% | 2.35% | 4.01% | 4.00% | 4.80% | 5.56% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 1, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 11.09 | 9.19 | 5.14 | 5.78 | 4.96 | 6.02 |
Forward PE | - | 10.89 | 10.89 | 10.89 | 10.89 | 10.89 |
PS Ratio | 1.53 | 1.28 | 0.76 | 0.75 | 0.63 | 0.61 |