The Bank of Saga Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	278,282	270,964	201,844	72,968	301,833
Investment Securities	498,837	581,229	692,318	699,393	665,122
Total Investments	498,837	581,229	692,318	699,393	665,122
Gross Loans	2,356,922	2,248,279	2,192,445	2,180,479	2,146,060
Allowance for Loan Losses	-13,404	-12,108	-13,510	-17,133	-17,231
Net Loans	2,343,518	2,236,171	2,178,935	2,163,346	2,128,829
Property, Plant & Equipment	27,906	25,384	24,049	23,293	23,165
Other Intangible Assets	2,633	2,335	1,439	945	1,021
Restricted Cash	1,867	1,008	9,854	862	862
Other Current Assets	14,727	16,401	15,045	11,870	12,767
Long-Term Deferred Tax Assets	8,515	9,528	4,343	8,139	3,490
Other Long-Term Assets	42,781	34,767	32,942	28,429	26,937
Total Assets	3,219,066	3,177,787	3,160,769	3,009,245	3,164,026
Accrued Expenses	685	624	626	598	614
Interest Bearing Deposits	3,000,984	2,966,153	2,946,716	2,786,872	2,796,335
Total Deposits	3,000,984	2,966,153	2,946,716	2,786,872	2,796,335
Short-Term Borrowings	7,514	-	-	-	5,874
Other Current Liabilities	11,882	14,045	11,887	9,083	9,233
Long-Term Debt	34,055	45,195	57,329	72,134	202,517
Pension & Post-Retirement Benefits	272	280	292	1,220	1,234
Long-Term Deferred Tax Liabilities	3,041	3,051	3,027	3,128	3,208
Other Long-Term Liabilities	34,135	32,065	18,329	27,449	29,227
Total Liabilities	3,092,568	3,061,413	3,038,206	2,900,484	3,048,242
Common Stock	16,062	16,062	16,062	16,062	16,062
Additional Paid-In Capital	13,327	13,327	13,327	13,327	13,327
Retained Earnings	98,374	91,469	85,849	80,824	76,541
Treasury Stock	-92	-121	-881	-929	-978
Comprehensive Income & Other	-1,173	-4,363	8,206	-523	10,832
Total Common Equity	126,498	116,374	122,563	108,761	115,784
Shareholders' Equity	126,498	116,374	122,563	108,761	115,784
Total Liabilities & Equity	3,219,066	3,177,787	3,160,769	3,009,245	3,164,026
Total Debt	41,569	45,195	57,329	72,134	208,391
Net Cash (Debt)	236,713	225,769	144,515	834	93,442
Net Cash Growth	4.85%	56.23%	17227.94%	-99.11%	-55.28%
Net Cash Per Share	13919.61	13290.69	8517.42	49.22	5523.56
Filing Date Shares Outstanding	16.9	16.89	16.81	16.79	16.77
Total Common Shares Outstanding	16.9	16.89	16.81	16.79	16.77
Book Value Per Share	7484.25	6889.80	7292.01	6477.55	6902.46
Tangible Book Value	123,865	114,039	121,124	107,816	114,763
Tangible Book Value Per Share	7328.47	6751.56	7206.40	6421.26	6841.59