The Bank of Saga Ltd. (TYO:8395)

The Bank of Saga Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	29,930	28,182	22,063	20,198	19,224	18,675
Interest Income on Investments	9,492	9,426	9,996	8,689	7,893	5,827
Total Interest Income	39,422	37,608	32,059	28,887	27,117	24,502
Interest Paid on Deposits	7,041	5,929	1,637	124	582	291
Interest Paid on Borrowings	1,619	1,619	2,124	3,151	1,886	101
Total Interest Expense	8,660	7,548	3,761	3,275	2,468	392
Net Interest Income	30,762	30,060	28,298	25,612	24,649	24,110
Net Interest Income Growth	8.01%	6.23%	10.49%	3.91%	2.24%	4.46%
Gain (Loss) on Sale of Assets	-102	-188	-190	126	-7	-72
Gain (Loss) on Sale of Investments	13,959	13,959	3,632	2,719	1,783	1,700
Other Non-Interest Income	22,200	19,833	19,411	19,414	17,770	17,619
Total Non-Interest Income	36,057	33,604	22,853	22,259	19,546	19,247
Non-Interest Income Growth	76.58%	47.04%	2.67%	13.88%	1.55%	7.13%
Revenues Before Loan Losses	66,819	63,664	51,151	47,871	44,195	43,357
Provision for Loan Losses	1,999	1,999	319	-	874	3,330
Revenue	64,820	61,665	50,832	47,871	43,321	40,027
Revenue Growth	33.43%	21.31%	6.19%	10.50%	8.23%	3.62%
Selling, General & Administrative	21,467	21,223	20,120	20,394	19,903	20,460
Other Non-Interest Expense	28,811	28,324	19,902	19,781	16,160	12,664
Total Non-Interest Expense	50,278	49,547	40,022	40,175	36,063	33,124
EBT Excluding Unusual Items	14,542	12,118	10,810	7,696	7,258	6,903
Asset Writedown	-	-53	-349	-6	-129	-228
Other Unusual Items	-2	-2	-	-	440	-1
Pretax Income	14,540	12,063	10,461	7,690	7,569	6,674
Income Tax Expense	4,288	3,478	2,965	1,472	2,078	2,598
Earnings From Continuing Operations	10,252	8,585	7,496	6,218	5,491	4,076
Net Income	10,252	8,585	7,496	6,218	5,491	4,076
Net Income to Common	10,252	8,585	7,496	6,218	5,491	4,076
Net Income Growth	63.88%	14.53%	20.55%	13.24%	34.72%	65.35%
Basic Shares Outstanding	17	17	17	17	17	17
Diluted Shares Outstanding	17	17	17	17	17	17
Shares Change	-0.53%	0.11%	0.12%	0.13%	0.17%	0.18%
EPS (Basic)	606.56	508.02	444.34	370.05	327.04	242.97
EPS (Diluted)	602.70	504.83	441.27	366.50	324.04	240.93
EPS Growth	63.70%	14.40%	20.40%	13.10%	34.49%	65.05%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Dividend Per Share	110.000	110.000	90.000	80.000	70.000	70.000
Dividend Growth	22.22%	22.22%	12.50%	14.29%	0%	0%
Effective Tax Rate	-	28.83%	28.34%	19.14%	27.45%	38.93%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 21, 2026

Data Sources Report a data error