The Bank of Saga Ltd. (TYO:8395)

The Bank of Saga Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 7, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	85,863	38,523	35,953	27,209	24,524	24,769
Market Cap Growth	188.84%	7.15%	32.13%	10.95%	-0.99%	28.84%
Last Close Price	5080.00	2242.99	1998.82	1457.86	1258.01	1212.32
PE Ratio	10.15	5.14	5.78	4.96	6.02	10.05
PS Ratio	1.74	0.76	0.75	0.63	0.61	0.64
PB Ratio	0.69	0.33	0.29	0.25	0.21	0.20
Debt / Equity Ratio	0.35	0.39	0.47	0.66	1.80	1.33
Net Debt / Equity Ratio	-1.21	-1.94	-1.18	-0.01	-0.81	-1.65
Net Debt / FCF Ratio	-	4.93	2.99	0.01	1.03	2.22
Return on Equity (ROE)	6.99%	6.27%	5.38%	4.89%	3.37%	2.04%
Return on Assets (ROA)	0.27%	0.24%	0.20%	0.18%	0.13%	0.09%
Earnings Yield	9.91%	19.46%	17.29%	20.18%	16.62%	9.95%
FCF Yield	-	-118.74%	-134.54%	-663.33%	-370.02%	-379.86%
Dividend Yield	1.97%	4.01%	4.00%	4.80%	5.56%	5.77%
Payout Ratio	-	19.08%	18.88%	21.36%	28.78%	47.59%
Buyback Yield / Dilution	-0.03%	-0.12%	-0.13%	-0.17%	-0.18%	-0.21%
Total Shareholder Return	1.94%	3.90%	3.87%	4.64%	5.38%	5.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.