The Bank of Saga Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	-	7,690	7,569	6,674	3,892	Upgrade
Depreciation & Amortization	-	1,007	842	990	1,042	Upgrade
Gain (Loss) on Sale of Assets	-	-219	33	229	210	Upgrade
Gain (Loss) on Sale of Investments	-	1,864	2,086	-65	-678	Upgrade
Change in Other Net Operating Assets	-	-26,316	-177,358	-85,654	-98,062	Upgrade
Other Operating Activities	-	-30,814	-12,527	-11,911	454	Upgrade
Operating Cash Flow	-	-46,788	-179,355	-89,737	-93,142	Upgrade
Capital Expenditures	-	-1,583	-1,132	-1,009	-944	Upgrade
Sale of Property, Plant and Equipment	-	357	427	195	1,222	Upgrade
Investment in Securities	-	32,946	-42,798	-66,488	-67,747	Upgrade
Purchase / Sale of Intangibles	-	-811	-223	-157	-403	Upgrade
Other Investing Activities	-	-8,994	4	13	13	Upgrade
Investing Cash Flow	-	21,915	-43,722	-67,446	-67,859	Upgrade
Repurchase of Common Stock	-	-1	-10	-9	-	Upgrade
Total Dividends Paid	-	-1,174	-1,173	-1,173	-1,173	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	159,844	-9,462	87,750	325,343	Upgrade
Other Financing Activities	-	-1	-1	-1	-	Upgrade
Financing Cash Flow	-	158,668	-10,646	86,567	324,170	Upgrade
Foreign Exchange Rate Adjustments	-	1	-4	1	2	Upgrade
Net Cash Flow	-	133,797	-233,728	-70,615	163,170	Upgrade
Free Cash Flow	-	-48,371	-180,487	-90,746	-94,086	Upgrade
Free Cash Flow Margin	-	-101.04%	-416.63%	-226.71%	-243.56%	Upgrade
Free Cash Flow Per Share	-	-2850.89	-10651.34	-5364.19	-5571.84	Upgrade
Cash Income Tax Paid	-	1,401	2,592	2,697	22	Upgrade

Updated Feb 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.