The Bank of Saga Statistics

Total Valuation

TYO:8395 has a market cap or net worth of JPY 37.55 billion.

Market Cap	37.55B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, August 4, 2025.

Earnings Date	Aug 4, 2025
Ex-Dividend Date	Mar 28, 2025

Share Statistics

TYO:8395 has 16.89 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class	16.89M
Shares Outstanding	16.89M
Shares Change (YoY)	+0.12%
Shares Change (QoQ)	-0.61%
Owned by Insiders (%)	2.10%
Owned by Institutions (%)	24.65%
Float	15.85M

Valuation Ratios

The trailing PE ratio is 5.04.

PE Ratio	5.04
Forward PE	n/a
PS Ratio	0.74
PB Ratio	0.32
P/TBV Ratio	0.33
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.99
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.27%.

Return on Equity (ROE)	6.27%
Return on Assets (ROA)	0.24%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	39.28M
Profits Per Employee	5.79M
Employee Count	1,294
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TYO:8395 has paid 2.97 billion in taxes.

Income Tax	2.97B
Effective Tax Rate	28.34%

Stock Price Statistics

The stock price has decreased by -13.13% in the last 52 weeks. The beta is 0.05, so TYO:8395's price volatility has been lower than the market average.

Beta (5Y)	0.05
52-Week Price Change	-13.13%
50-Day Moving Average	2,094.10
200-Day Moving Average	2,168.73
Relative Strength Index (RSI)	58.21
Average Volume (20 Days)	43,560

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TYO:8395 had revenue of JPY 50.83 billion and earned 7.50 billion in profits. Earnings per share was 441.27.

Revenue	50.83B
Gross Profit	50.83B
Operating Income	10.81B
Pretax Income	10.46B
Net Income	7.50B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	441.27

Full Income Statement

Balance Sheet

The company has 270.43 billion in cash and 45.20 billion in debt, giving a net cash position of 225.23 billion or 13,334.51 per share.

Cash & Cash Equivalents	270.43B
Total Debt	45.20B
Net Cash	225.23B
Net Cash Per Share	13,334.51
Equity (Book Value)	116.37B
Book Value Per Share	6,889.80
Working Capital	-2,692.45B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -43.16 billion and capital expenditures -2.58 billion, giving a free cash flow of -45.74 billion.

Operating Cash Flow	-43.16B
Capital Expenditures	-2.58B
Free Cash Flow	-45.74B
FCF Per Share	-2,708.23

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	21.27%
Pretax Margin	20.58%
Profit Margin	14.75%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 90.00, which amounts to a dividend yield of 4.05%.

Dividend Per Share	90.00
Dividend Yield	4.05%
Dividend Growth (YoY)	12.50%
Years of Dividend Growth	1
Payout Ratio	19.08%
Buyback Yield	-0.12%
Shareholder Yield	3.93%
Earnings Yield	19.96%
FCF Yield	-121.83%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 27, 2017. It was a reverse split with a ratio of 0.1.

Last Split Date	Sep 27, 2017
Split Type	Reverse
Split Ratio	0.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2