AEON Financial Service Co., Ltd. (TYO: 8570)

AEON Financial Service Balance Sheet

Financials in millions JPY. Fiscal year is March - February.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 31, 2024	Feb 29, 2024	Feb 28, 2023	Feb 28, 2022	Feb 28, 2021	Feb 29, 2020
Cash & Equivalents	420,231	625,482	804,693	697,628	666,738	713,407
Investment Securities	845,372	701,392	557,094	666,789	671,509	524,603
Total Investments	845,372	701,392	557,094	666,789	671,509	524,603
Gross Loans	5,346,120	5,114,330	4,797,949	4,470,347	4,345,569	4,145,048
Allowance for Loan Losses	-114,088	-120,707	-127,445	-124,549	-133,331	-114,308
Net Loans	5,232,032	4,993,623	4,670,504	4,345,798	4,212,238	4,030,740
Property, Plant & Equipment	32,271	32,146	31,925	34,320	39,152	45,302
Goodwill	11,290	11,684	13,191	14,924	16,784	18,378
Other Intangible Assets	135,043	128,694	117,848	112,076	104,987	90,555
Restricted Cash	118,580	116,695	123,894	111,015	92,567	50,308
Other Current Assets	202,993	194,901	200,590	170,924	184,176	177,880
Long-Term Deferred Tax Assets	-	35,453	37,544	39,021	44,289	39,141
Other Long-Term Assets	7	104,948	101,515	85,375	90,501	90,277
Total Assets	6,998,302	6,945,571	6,659,468	6,278,586	6,123,721	5,781,370
Accounts Payable	306,841	268,536	255,662	225,236	270,015	260,810
Accrued Expenses	6,491	5,695	5,163	11,215	24,196	24,398
Interest Bearing Deposits	4,568,068	4,538,363	4,397,953	4,178,544	4,018,666	3,790,240
Total Deposits	4,568,068	4,538,363	4,397,953	4,178,544	4,018,666	3,790,240
Short-Term Borrowings	163,258	344,422	296,934	289,074	301,468	299,537
Current Portion of Long-Term Debt	259,045	249,071	203,095	153,624	85,171	151,904
Other Current Liabilities	173,553	187,620	185,699	194,551	189,340	166,729
Long-Term Debt	858,456	691,715	682,064	613,183	619,747	568,858
Pension & Post-Retirement Benefits	2,314	2,128	2,151	2,271	4,707	4,381
Long-Term Deferred Tax Liabilities	1,231	1,998	1,286	1,273	1,518	3,626
Other Long-Term Liabilities	78,607	81,709	88,329	100,559	134,225	51,812
Total Liabilities	6,417,864	6,371,257	6,118,336	5,769,530	5,649,053	5,322,295
Common Stock	45,698	45,698	45,698	45,698	45,698	45,698
Additional Paid-In Capital	119,277	119,144	120,270	119,990	120,145	120,360
Retained Earnings	286,061	286,022	278,172	258,525	237,385	230,508
Treasury Stock	-357	-357	-390	-442	-460	-534
Comprehensive Income & Other	6,924	7,891	-8,937	486	-1,262	-2,532
Total Common Equity	457,603	458,398	434,813	424,257	401,506	393,500
Minority Interest	122,835	115,916	106,319	84,799	73,162	65,575
Shareholders' Equity	580,438	574,314	541,132	509,056	474,668	459,075
Total Liabilities & Equity	6,998,302	6,945,571	6,659,468	6,278,586	6,123,721	5,781,370
Total Debt	1,280,759	1,285,208	1,182,093	1,055,881	1,006,386	1,020,299
Net Cash (Debt)	-860,528	-619,650	-339,478	-317,099	-300,647	-257,408
Net Cash Per Share	-3986.31	-2870.51	-1572.73	-1469.10	-1392.87	-1161.95
Filing Date Shares Outstanding	215.87	215.87	215.86	215.84	215.83	215.71
Total Common Shares Outstanding	215.87	215.87	215.86	215.84	215.83	215.71
Book Value Per Share	2119.81	2123.49	2014.35	1965.63	1860.28	1824.19
Tangible Book Value	311,270	318,020	303,774	297,257	279,735	284,567
Tangible Book Value Per Share	1441.93	1473.20	1407.29	1377.23	1296.09	1319.20

Source: S&P Capital IQ. Banks template. Financial Sources.