AEON Financial Service Cash Flow Statement

Financials in millions JPY. Fiscal year is March - February.

Millions JPY. Fiscal year is Mar - Feb.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Net Income	21,092	19,527	20,896	30,677	30,212
Depreciation & Amortization	33,988	31,725	32,754	32,098	32,434
Gain (Loss) on Sale of Assets	10,203	2,833	685	617	605
Total Asset Writedown	3,424	-	-	-	-
Provision for Credit Losses	-	9,945	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	219,100	-	-	-
Change in Accounts Payable	74,434	50,022	12,573	30,020	-44,964
Change in Other Net Operating Assets	-229,611	-577,856	-251,338	-204,565	-121,329
Other Operating Activities	115,173	-93,978	-7,621	-6,230	20,734
Operating Cash Flow	28,868	-338,712	-191,950	-117,402	-82,282
Capital Expenditures	-4,400	-2,622	-4,626	-5,122	-4,101
Sale of Property, Plant and Equipment	53	44	27	12	76
Cash Acquisitions	-	45,101	58	-	-
Investment in Securities	-374,632	-198,452	-74,383	57,884	13,047
Income (Loss) Equity Investments	165	-30	101	-19	26
Divestitures	-26,820	23,530	-	-	-
Purchase / Sale of Intangibles	-32,630	-36,964	-40,430	-28,743	-24,958
Other Investing Activities	11,021	10,884	5,657	-13,050	-17,626
Investing Cash Flow	-427,408	-158,479	-113,697	10,981	-33,562
Common Dividends Paid	-11,441	-11,441	-12,519	-11,007	-9,064
Net Increase (Decrease) in Deposit Accounts	278,376	686,049	141,174	223,355	158,569
Other Financing Activities	-7,187	-8,478	-5,672	-3,552	-4,444
Financing Cash Flow	259,748	666,130	122,983	208,796	145,061
Foreign Exchange Rate Adjustments	6,516	648	-554	4,688	1,674
Net Cash Flow	-132,276	169,586	-179,212	107,065	30,890
Free Cash Flow	24,468	-341,334	-196,576	-122,524	-86,383
Free Cash Flow Margin	4.79%	-70.40%	-42.87%	-28.49%	-19.10%
Free Cash Flow Per Share	113.34	-1581.13	-910.63	-567.63	-400.21
Cash Interest Paid	54,960	36,679	28,423	23,361	21,711
Cash Income Tax Paid	20,819	14,493	14,593	5,834	18,984

Source: S&P Global Market Intelligence. Banks template. Financial Sources.