AEON Financial Service Balance Sheet

Financials in millions JPY. Fiscal year is March - February.

Millions JPY. Fiscal year is Mar - Feb.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Cash & Equivalents	625,482	795,068	625,482	804,693	697,628
Investment Securities	1,361,707	897,337	701,392	557,094	666,789
Total Investments	1,361,707	897,337	701,392	557,094	666,789
Gross Loans	5,649,532	5,291,083	5,114,330	4,797,949	4,470,347
Allowance for Loan Losses	-136,658	-	-120,707	-127,445	-124,549
Net Loans	5,512,874	5,291,083	4,993,623	4,670,504	4,345,798
Property, Plant & Equipment	40,867	34,512	32,146	31,925	34,320
Goodwill	36,156	42,188	11,684	13,191	14,924
Other Intangible Assets	156,382	147,338	128,694	117,848	112,076
Restricted Cash	75,228	106,535	116,695	123,894	111,015
Other Current Assets	403,508	350,608	194,901	200,590	170,924
Long-Term Deferred Tax Assets	48,780	39,980	35,453	37,544	39,021
Other Long-Term Assets	52,468	55,312	104,948	101,515	85,375
Total Assets	8,313,956	7,760,375	6,945,571	6,659,468	6,278,586
Accounts Payable	392,830	317,805	268,536	255,662	225,236
Accrued Expenses	7,759	7,828	5,695	5,163	11,215
Interest Bearing Deposits	5,482,096	5,206,242	4,538,363	4,397,953	4,178,544
Total Deposits	5,482,096	5,206,242	4,538,363	4,397,953	4,178,544
Short-Term Borrowings	166,740	177,362	344,422	296,934	289,074
Current Portion of Long-Term Debt	343,660	316,534	249,071	203,095	153,624
Other Current Liabilities	336,198	275,804	187,620	185,699	194,551
Long-Term Debt	894,703	787,103	691,715	682,064	613,183
Pension & Post-Retirement Benefits	1,371	1,662	2,128	2,151	2,271
Long-Term Deferred Tax Liabilities	16,190	1,732	1,998	1,286	1,273
Other Long-Term Liabilities	47,202	78,656	81,709	88,329	100,559
Total Liabilities	7,688,749	7,170,728	6,371,257	6,118,336	5,769,530
Common Stock	45,698	45,698	45,698	45,698	45,698
Additional Paid-In Capital	118,588	118,729	119,144	120,270	119,990
Retained Earnings	299,951	294,092	286,022	278,172	258,525
Treasury Stock	-321	-330	-357	-390	-442
Comprehensive Income & Other	12,926	6,832	7,891	-8,937	486
Total Common Equity	476,842	465,021	458,398	434,813	424,257
Minority Interest	148,365	124,626	115,916	106,319	84,799
Shareholders' Equity	625,207	589,647	574,314	541,132	509,056
Total Liabilities & Equity	8,313,956	7,760,375	6,945,571	6,659,468	6,278,586
Total Debt	1,405,103	1,280,999	1,285,208	1,182,093	1,055,881
Net Cash (Debt)	-728,289	-466,213	-619,650	-339,478	-317,099
Net Cash Per Share	-3373.47	-2159.60	-2870.51	-1572.73	-1469.10
Filing Date Shares Outstanding	215.88	215.88	215.87	215.86	215.84
Total Common Shares Outstanding	215.88	215.88	215.87	215.86	215.84
Book Value Per Share	2208.79	2154.07	2123.49	2014.35	1965.63
Tangible Book Value	284,304	275,495	318,020	303,774	297,257
Tangible Book Value Per Share	1316.93	1276.15	1473.20	1407.29	1377.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.