AEON Financial Service Income Statement

Financials in millions JPY. Fiscal year is March - February.

Millions JPY. Fiscal year is Mar - Feb.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 31, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Interest Income on Loans	228,944	211,690	194,172	177,493	163,410	152,101
Interest Income on Investments	19,092	19,092	6,608	2,626	3,162	4,866
Total Interest Income	248,036	230,782	200,780	180,119	166,572	156,967
Interest Paid on Deposits	32,234	19,590	7,577	3,095	2,397	1,864
Interest Paid on Borrowings	32,153	32,153	28,306	23,626	18,953	16,596
Total Interest Expense	64,387	51,743	35,883	26,721	21,350	18,460
Net Interest Income	183,649	179,039	164,897	153,398	145,222	138,507
Net Interest Income Growth	7.74%	8.58%	7.50%	5.63%	4.85%	-3.92%
Gain (Loss) on Sale of Assets	-806	-10,203	-2,833	-685	-617	-606
Gain (Loss) on Sale of Investments	1,940	3,456	270	376	300	743
Other Non-Interest Income	175,844	171,224	173,397	163,717	156,655	169,983
Total Non-Interest Income	331,957	310,608	309,948	289,124	268,754	301,899
Non-Interest Income Growth	6.47%	0.21%	7.20%	7.58%	-10.98%	-3.19%
Revenues Before Loan Losses	515,606	489,647	474,845	442,522	413,976	440,406
Provision for Loan Losses	-23,546	-21,226	-10,020	-16,048	-16,116	-11,920
Revenue	539,152	510,873	484,865	458,570	430,092	452,326
Revenue Growth	9.46%	5.36%	5.73%	6.62%	-4.92%	-2.82%
Selling, General & Administrative	452,904	427,258	406,259	381,006	342,034	347,766
Other Non-Interest Expense	27,937	31,542	29,285	26,977	28,272	45,620
Total Non-Interest Expense	480,278	458,577	435,052	407,828	369,165	392,554
EBT Excluding Unusual Items	58,874	52,296	49,813	50,742	60,927	59,772
Asset Writedown	-1,104	-3,424	-201	-1,297	-777	-202
Other Unusual Items	-122	-109	-344	-90	-267	174
Pretax Income	57,648	48,763	49,268	48,880	59,799	59,744
Income Tax Expense	19,339	12,024	16,815	15,174	16,177	18,698
Earnings From Continuing Operations	38,309	36,739	32,453	33,706	43,622	41,046
Minority Interest in Earnings	-15,910	-15,647	-12,926	-12,810	-12,945	-10,834
Net Income	22,399	21,092	19,527	20,896	30,677	30,212
Net Income to Common	22,399	21,092	19,527	20,896	30,677	30,212
Net Income Growth	24.05%	8.02%	-6.55%	-31.88%	1.54%	70.76%
Basic Shares Outstanding	216	216	216	216	216	216
Diluted Shares Outstanding	216	216	216	216	216	216
Shares Change	0.00%	0.00%	0.01%	0.01%	0.00%	-
EPS (Basic)	103.75	97.70	90.45	96.80	142.12	139.98
EPS (Diluted)	103.75	97.70	90.45	96.80	142.12	139.97
EPS Growth	24.05%	8.02%	-6.56%	-31.89%	1.54%	70.76%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 31, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Dividend Per Share	53.000	53.000	53.000	53.000	53.000	46.000
Dividend Growth	0%	0%	0%	0%	15.22%	35.29%
Effective Tax Rate	33.55%	24.66%	34.13%	31.04%	27.05%	31.30%