Bank Handlowy w Warszawie S.A. (WSE:BHW)
105.60
+1.60 (1.54%)
Sep 8, 2025, 1:45 PM CET
Bank Handlowy w Warszawie Income Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 3,508 | 4,142 | 4,297 | 3,188 | 772.21 | 1,020 | Upgrade |
Interest Income on Investments | 297.94 | 289.82 | 113.93 | 156.33 | 63 | 110.99 | Upgrade |
Total Interest Income | 3,806 | 4,431 | 4,411 | 3,344 | 835.21 | 1,131 | Upgrade |
Interest Paid on Deposits | 1,101 | 1,203 | 1,121 | 591.93 | 36.19 | 117.21 | Upgrade |
Net Interest Income | 2,704 | 3,228 | 3,290 | 2,752 | 799.02 | 1,013 | Upgrade |
Net Interest Income Growth (YoY) | -15.87% | -1.87% | 19.56% | 244.42% | -21.16% | -12.99% | Upgrade |
Income From Trading Activities | 772.64 | 597.88 | 796.75 | 647.2 | 514.6 | 311.41 | Upgrade |
Gain (Loss) on Sale of Assets | -0.56 | 0.59 | -0.12 | 2.87 | -0.66 | -0.48 | Upgrade |
Gain (Loss) on Sale of Investments | 213.63 | 82.17 | -112.41 | -312.17 | 467.81 | 219.24 | Upgrade |
Other Non-Interest Income | 216.65 | 566.49 | 552.58 | 579.04 | 640.39 | 554.21 | Upgrade |
Total Non-Interest Income | 1,202 | 1,247 | 1,237 | 916.94 | 1,622 | 1,084 | Upgrade |
Non-Interest Income Growth (YoY) | 9.04% | 0.83% | 34.88% | -43.47% | 49.59% | 3.08% | Upgrade |
Revenues Before Loan Losses | 3,907 | 4,476 | 4,527 | 3,669 | 2,421 | 2,098 | Upgrade |
Provision for Loan Losses | 11.51 | -16.56 | 18.01 | 104.84 | 38.78 | 190.27 | Upgrade |
3,895 | 4,492 | 4,509 | 3,564 | 2,382 | 1,908 | Upgrade | |
Revenue Growth (YoY) | -9.93% | -0.37% | 26.51% | 49.60% | 24.89% | -3.22% | Upgrade |
Occupancy Expenses | 83.52 | 119.34 | 111.04 | 103.02 | 111.83 | 106.65 | Upgrade |
Selling, General & Administrative | 1,088 | 1,428 | 1,329 | 1,235 | 1,091 | 1,115 | Upgrade |
Other Non-Interest Expense | 145.76 | 175.25 | 190.26 | 213.02 | 161.16 | 123.58 | Upgrade |
Total Non-Interest Expense | 1,317 | 1,723 | 1,630 | 1,551 | 1,364 | 1,346 | Upgrade |
EBT Excluding Unusual Items | 2,578 | 2,770 | 2,879 | 2,013 | 1,019 | 562.01 | Upgrade |
Asset Writedown | -252.45 | -432.51 | - | - | - | - | Upgrade |
Legal Settlements | -24.29 | -21.5 | -18.5 | -18.49 | -67.71 | -30.02 | Upgrade |
Pretax Income | 2,301 | 2,316 | 2,861 | 1,995 | 950.94 | 317.28 | Upgrade |
Income Tax Expense | 514.8 | 555.05 | 604.28 | 449.01 | 233.47 | 144.88 | Upgrade |
Net Income | 1,513 | 1,760 | 2,256 | 1,546 | 717.47 | 172.4 | Upgrade |
Net Income to Common | 1,513 | 1,760 | 2,256 | 1,546 | 717.47 | 172.4 | Upgrade |
Net Income Growth | -19.92% | -21.98% | 45.98% | 115.44% | 316.18% | -64.09% | Upgrade |
Basic Shares Outstanding | 131 | 131 | 131 | 131 | 131 | 131 | Upgrade |
Diluted Shares Outstanding | 131 | 131 | 131 | 131 | 131 | 131 | Upgrade |
Shares Change (YoY) | 0.04% | -0.06% | - | - | - | - | Upgrade |
EPS (Basic) | 11.59 | 13.48 | 17.27 | 11.83 | 5.49 | 1.32 | Upgrade |
EPS (Diluted) | 11.59 | 13.48 | 17.27 | 11.83 | 5.49 | 1.32 | Upgrade |
EPS Growth | -19.96% | -21.94% | 45.98% | 115.48% | 316.09% | -64.05% | Upgrade |
Dividend Per Share | 10.290 | 10.290 | 11.150 | 9.000 | 5.470 | 1.200 | Upgrade |
Dividend Growth | -7.71% | -7.71% | 23.89% | 64.53% | 355.83% | - | Upgrade |
Effective Tax Rate | 22.37% | 23.97% | 21.12% | 22.51% | 24.55% | 45.66% | Upgrade |
Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.