Bank Handlowy w Warszawie S.A. (WSE:BHW)

Bank Handlowy w Warszawie Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	10,986	5,794	1,242	671.19	5,491	4,245
Investment Securities	20,060	24,594	34,303	32,913	19,811	25,256
Trading Asset Securities	5,893	3,534	3,626	6,326	10,076	3,756
Total Investments	25,953	28,128	37,929	39,240	29,887	29,012
Gross Loans	19,134	22,160	20,807	22,491	22,228	22,926
Allowance for Loan Losses	-498.67	-545.71	-737.19	-856.18	-888.68	-997.67
Net Loans	18,635	21,615	20,070	21,635	21,339	21,928
Property, Plant & Equipment	454.72	521.13	508.4	455.42	451.67	476.91
Goodwill	851.21	851.21	1,031	1,031	1,031	1,031
Other Intangible Assets	22.94	12.12	199.45	126.34	185.96	180.71
Accrued Interest Receivable	41.36	60.72	58.33	52.43	62.45	64.6
Other Receivables	8,736	84.29	60.92	76.97	211.28	146.36
Restricted Cash	-	-	-	-	1,035	243.28
Other Current Assets	6,106	956.64	451.37	713.08	13.9	607.71
Long-Term Deferred Tax Assets	150.76	82.28	115.41	287.37	264.31	174.22
Other Long-Term Assets	12,359	14,373	10,908	5,513	1,889	2,832
Total Assets	84,297	72,478	72,573	69,801	61,863	60,942
Accrued Expenses	402.76	405.85	421.93	387.67	352.09	314.74
Interest Bearing Deposits	41,659	18,546	17,913	17,351	6,878	9,989
Non-Interest Bearing Deposits	-	37,970	38,709	37,895	39,509	38,524
Total Deposits	41,659	56,517	56,622	55,246	46,387	48,513
Short-Term Borrowings	2,929	2,672	3,482	4,730	6,576	3,711
Current Income Taxes Payable	48.49	99.6	457.87	245.94	5.97	3.67
Other Current Liabilities	24,734	357.68	358.5	697.87	577.66	176.08
Long-Term Debt	4,529	1,075	1.93	0.46	0.07	0.16
Long-Term Leases	83.62	121.17	113.1	121.82	125.68	138.38
Long-Term Unearned Revenue	34.69	38.32	16.81	13.11	15.25	17.65
Long-Term Deferred Tax Liabilities	0.03	0.01	0.09	0.17	-	-
Other Long-Term Liabilities	640.31	1,324	1,370	398.24	439.32	486.05
Total Liabilities	75,061	62,610	62,844	61,841	54,479	53,361
Common Stock	522.64	522.64	522.64	522.64	522.64	522.64
Additional Paid-In Capital	3,001	3,001	3,001	3,001	3,002	3,002
Retained Earnings	589.41	2,931	3,427	2,717	1,897	1,353
Treasury Stock	-15.62	-20.58	-	-	-	-
Comprehensive Income & Other	5,139	3,434	2,779	1,720	1,962	2,703
Shareholders' Equity	9,237	9,869	9,729	7,960	7,383	7,581
Total Liabilities & Equity	84,297	72,478	72,573	69,801	61,863	60,942
Total Debt	7,542	3,868	3,597	4,852	6,702	3,850
Net Cash (Debt)	9,338	13,683	16,167	2,447	9,652	4,456
Net Cash Growth	61.86%	-15.37%	560.78%	-74.65%	116.60%	-32.84%
Net Cash Per Share	71.54	104.78	123.74	18.73	73.87	34.10
Filing Date Shares Outstanding	130.49	130.44	130.66	130.66	130.66	130.66
Total Common Shares Outstanding	130.49	130.44	130.66	130.66	130.66	130.66
Book Value Per Share	70.78	75.66	74.46	60.92	56.51	58.02
Tangible Book Value	8,362	9,005	8,499	6,803	6,166	6,369
Tangible Book Value Per Share	64.08	69.04	65.05	52.06	47.19	48.74

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.