Bank Handlowy w Warszawie S.A. (WSE:BHW)
Poland · Delayed Price · Currency is PLN 120.00
0.00 (0.00%)
Jul 24, 2026, 5:00 PM CET
Bank Handlowy w Warszawie Income Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Interest Income | 1,594 | 3,217 | 3,279 | 2,741 | 788.06 | 1,002 |
Net Interest Income Growth | -40.64% | -1.88% | 19.62% | 247.80% | -21.33% | -13.18% |
Non-Interest Income | 1,009 | 804.61 | 1,230 | 909.54 | 1,565 | 1,066 |
Non-Interest Income Growth | 109.53% | -34.57% | 35.20% | -41.90% | 46.83% | 0.33% |
Revenues Before Loan Losses | 2,603 | 4,022 | 4,508 | 3,650 | 2,353 | 2,068 |
Provision for Credit Losses | 32.45 | -16.56 | 18.01 | 104.84 | 38.78 | 190.27 |
| 2,570 | 4,038 | 4,490 | 3,546 | 2,315 | 1,878 | |
Revenue Growth (YoY) | 433.78% | -10.07% | 26.65% | 53.18% | 23.28% | -4.73% |
Selling, General & Admin | 931.05 | 1,428 | 1,329 | 1,235 | 1,091 | 1,115 |
Other Non-Interest Expenses | 222.37 | 294.59 | 301.29 | 316.04 | 272.99 | 444.94 |
Total Non-Interest Expense | 1,153 | 1,723 | 1,630 | 1,551 | 1,364 | 1,560 |
Pretax Income | 2,120 | 2,316 | 2,861 | 1,995 | 950.94 | 317.28 |
Provision for Income Taxes | 466.18 | 555.05 | 604.28 | 449.01 | 233.47 | 144.88 |
Net Income | 1,653 | 1,760 | 2,256 | 1,546 | 717.47 | 172.4 |
Net Income to Common | 1,438 | 1,760 | 2,256 | 1,546 | 717.47 | 172.4 |
Net Income Growth | -21.92% | -21.98% | 45.98% | 115.44% | 316.18% | -64.09% |
Shares Outstanding (Basic) | 131 | 131 | 131 | 131 | 131 | 131 |
Shares Outstanding (Diluted) | 131 | 131 | 131 | 131 | 131 | 131 |
Shares Change (YoY) | -0.09% | -0.06% | - | - | - | - |
EPS (Basic) | 11.02 | 13.48 | 17.27 | 11.83 | 5.49 | 1.32 |
EPS (Diluted) | 11.02 | 13.48 | 17.27 | 11.83 | 5.49 | 1.32 |
EPS Growth | -21.84% | -21.95% | 45.98% | 115.48% | 315.91% | -64.03% |
Free Cash Flow | - | 5,052 | 1,304 | -5,097 | 2,222 | 808.07 |
Free Cash Flow Growth | - | 287.46% | - | - | 175.01% | - |
Free Cash Flow Per Share | - | 38.69 | 9.98 | -39.01 | 17.01 | 6.18 |
Dividends Per Share | 13.730 | 10.290 | 11.150 | 9.000 | 5.470 | 1.200 |
Dividend Growth | 23.14% | -7.71% | 23.89% | 64.53% | 355.83% | - |
Profit Margin | 64.33% | 43.60% | 50.25% | 43.59% | 31.00% | 9.18% |
FCF Margin | - | 125.11% | 29.04% | -143.74% | 96.01% | 43.04% |
Effective Tax Rate | 21.99% | 23.97% | 21.12% | 22.51% | 24.55% | 45.66% |