ING Bank Slaski S.A. (WSE:ING)

ING Bank Slaski Income Statement

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	12,357	11,787	10,781	7,162	5,432	5,244
Interest Income on Investments	652	747	1,041	949.8	0.7	2.8
Total Interest Income	13,009	12,534	11,822	8,112	5,432	5,247
Interest Paid on Deposits	4,491	4,196	4,060	2,498	462.7	705.1
Net Interest Income	8,518	8,338	7,762	5,614	4,970	4,542
Net Interest Income Growth (YoY)	5.79%	7.42%	38.26%	12.96%	9.42%	5.01%
Gain (Loss) on Sale of Assets	-3	-3	-2	-4.4	-3.1	-1.5
Gain (Loss) on Sale of Investments	-42	-43	-15	1.7	41.2	38.4
Other Non-Interest Income	2,621	2,430	2,379	2,085	1,860	1,636
Total Non-Interest Income	2,576	2,384	2,362	2,083	1,898	1,673
Non-Interest Income Growth (YoY)	5.74%	0.93%	13.42%	9.73%	13.46%	14.21%
Revenues Before Loan Losses	11,094	10,722	10,124	7,697	6,868	6,215
Provision for Loan Losses	884	971	564	1,030	372.4	1,075
Revenue	10,210	9,751	9,560	6,667	6,495	5,140
Revenue Growth (YoY)	5.03%	2.00%	43.40%	2.64%	26.37%	-0.86%
Selling, General & Administrative	3,945	3,755	3,509	3,642	2,965	2,713
Other Non-Interest Expense	742	740	644	646.9	544.7	481.6
Total Non-Interest Expense	4,448	4,261	3,901	4,263	3,480	3,179
EBT Excluding Unusual Items	5,762	5,490	5,659	2,403	3,015	1,961
Pretax Income	5,762	5,490	5,659	2,403	3,015	1,912
Income Tax Expense	1,202	1,121	1,218	688.7	707	574.1
Earnings From Continuing Operations	4,560	4,369	4,441	1,714	2,308	1,338
Net Income	4,560	4,369	4,441	1,714	2,308	1,338
Net Income to Common	4,560	4,369	4,441	1,714	2,308	1,338
Net Income Growth	3.85%	-1.62%	159.04%	-25.73%	72.57%	-19.36%
Basic Shares Outstanding	130	130	130	130	130	130
Diluted Shares Outstanding	130	130	130	130	130	130
Shares Change (YoY)	0.03%	0.02%	0.01%	-	-	-
EPS (Basic)	35.03	33.57	34.13	13.18	17.74	10.28
EPS (Diluted)	35.03	33.57	34.13	13.18	17.74	10.28
EPS Growth	3.82%	-1.64%	159.00%	-25.73%	72.57%	-19.36%
Dividend Per Share	25.180	25.180	33.350	-	5.300	5.100
Dividend Growth	-24.50%	-24.50%	-	-	3.92%	-
Effective Tax Rate	20.86%	20.42%	21.52%	28.66%	23.45%	30.03%

Updated Mar 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.