ING Bank Slaski S.A. (WSE:ING)

ING Bank Slaski Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	11,424	7,310	8,361	998.1	1,623	876.7
Investment Securities	101,693	66,185	59,685	76,549	53,250	46,424
Trading Asset Securities	2,355	1,988	1,501	1,866	1,612	1,259
Total Investments	104,048	68,173	61,186	78,415	54,862	47,683
Gross Loans	193,881	209,693	188,312	162,210	160,031	150,621
Allowance for Loan Losses	-4,326	-4,154	-	-3,508	-3,269	-3,114
Other Adjustments to Gross Loans	-	-1,276	-	-1,626	-1,475	-669.5
Net Loans	189,555	204,263	188,312	157,076	155,287	146,838
Property, Plant & Equipment	977	938	1,011	1,002	950	831.2
Goodwill	-	223	223	223.3	223.3	223.3
Other Intangible Assets	1,187	328	234	270.8	193.9	154.1
Accrued Interest Receivable	-	-	-	48.7	55.6	95
Other Receivables	14	12	14	3.2	574.2	757
Restricted Cash	-	-	-	5,969	1,405	500.9
Other Current Assets	-	-	-	54.4	49.7	46.7
Long-Term Deferred Tax Assets	635	621	690	1,097	1,829	1,245
Other Long-Term Assets	6,070	157	328	203.7	214.3	2,403
Total Assets	313,910	282,025	260,359	245,361	217,266	201,654

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	915	8	7	854	688.7	639.4
Interest Bearing Deposits	157,319	133,278	126,441	115,158	110,801	89,211
Non-Interest Bearing Deposits	104,981	101,178	92,804	90,426	81,826	85,086
Total Deposits	262,300	234,456	219,245	205,584	192,628	174,296
Short-Term Borrowings	6,725	77	83	1,341	1,972	3,176
Current Portion of Long-Term Debt	-	-	-	404.4	-	575.6
Current Income Taxes Payable	672	924	16	114.8	19.9	3.9
Other Current Liabilities	1,200	1,852	2,216	1,646	1,375	1,271
Long-Term Debt	19,124	18,614	16,947	14,063	7,049	5,904
Long-Term Leases	500	497	529	484.2	422.9	335.6
Pension & Post-Retirement Benefits	130	114	97	402.5	337.3	324.4
Long-Term Deferred Tax Liabilities	-	-	1	-	0.4	-
Other Long-Term Liabilities	2,665	4,141	4,048	3,732	3,429	1,597
Total Liabilities	294,231	260,683	243,189	228,625	207,922	188,123

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	130	130	130	130.1	130.1	130.1
Additional Paid-In Capital	956	956	956	956.3	956.3	956.3
Retained Earnings	20,700	6,186	5,956	5,979	3,244	4,345
Treasury Stock	-17	-9	-	-5.3	-	-
Comprehensive Income & Other	-2,090	14,079	10,128	9,676	5,014	8,100
Total Common Equity	19,679	21,342	17,170	16,736	9,344	13,531
Shareholders' Equity	19,679	21,342	17,170	16,736	9,344	13,531
Total Liabilities & Equity	313,910	282,025	260,359	245,361	217,266	201,654

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	26,349	19,188	17,559	16,293	9,444	9,991
Net Cash (Debt)	6,513	-9,466	-7,190	6,326	-1,573	-7,205
Net Cash Growth	295.69%	-	-	-	-	-
Net Cash Per Share	50.02	-72.71	-55.25	48.61	-12.09	-55.38
Filing Date Shares Outstanding	130.1	130.1	130.1	130.1	130.1	130.1
Total Common Shares Outstanding	130.1	130.1	130.1	130.1	130.1	130.1
Book Value Per Share	151.26	164.04	131.98	128.64	71.82	104.01
Tangible Book Value	18,492	20,791	16,713	16,242	8,927	13,154
Tangible Book Value Per Share	142.14	159.81	128.46	124.84	68.62	101.11

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 30, 2026

Data Sources Report a data error