ING Bank Slaski S.A. (WSE:ING)

Poland · Delayed Price · Currency is PLN

446.00

0.00 (0.00%)

Aug 11, 2026, 5:00 PM CET

ING Bank Slaski Financials Overview

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	11,012	11,012	10,243	10,064	6,692	6,525
Revenue Growth	68.77%	7.51%	1.78%	50.39%	2.56%	26.53%
Net Income	4,633	4,633	4,369	4,441	1,714	2,308
Earnings Per Share	35.60	35.60	33.60	34.10	13.20	17.70
EPS Growth	101.13%	5.95%	-1.47%	158.33%	-25.42%	72.18%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Corporate Banking	5,973	5,851	5,430	5,709	4,698	3,354
Retail Banking	5,645	5,172	4,872	4,326	1,969	3,141
Total	11,618	11,023	10,302	10,035	6,667	6,495

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Investments	8,457	8,361	6,751
Total Debt	2,998	2,008	1,931
Net Cash (Debt)	5,459	6,353	4,821
Net Cash Growth	111.02%	31.78%	-
Net Cash Per Share	41.93	48.83	37.05

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	0	0	0	0	0	0
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	53.82%	53.82%	54.13%	56.84%	35.91%	46.21%
Profit Margin	42.07%	42.07%	42.65%	44.13%	25.61%	35.37%
FCF Margin	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	26.710	26.710	25.180	33.350	-	5.300
Dividend Per Share Growth	6.08%	6.08%	-24.50%	-	-	3.92%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.90	9.59	7.19	7.51	12.48	15.08
Forward PE	12.64	10.59	7.04	9.08	7.00	15.43
PS Ratio	4.99	4.03	3.07	3.31	3.20	5.32