ING Bank Slaski Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	4,442	4,633	4,369	4,441	1,714	2,308
Depreciation & Amortization	228	234	236	240.6	205.6	204.3
Other Amortization	88	88	104	86.8	73.7	82
Gain (Loss) on Sale of Assets	2	2	1	1.1	5.8	2.2
Change in Trading Asset Securities	371	-368	336	-315.4	-405.1	233.3
Change in Other Net Operating Assets	-13,502	-18,944	-20,749	-19,253	-20,951	-21,633
Other Operating Activities	-341	307	718	-42.3	602	-313.7
Operating Cash Flow	-8,763	-14,097	-15,018	-14,871	-18,781	-19,146
Capital Expenditures	-126	-99	-127	-155.6	-150.1	-87
Sale of Property, Plant and Equipment	-	-	-	0.2	0.7	3.5
Investment in Securities	-11,307	-142	5,572	-513.1	-715.5	1,366
Income (Loss) Equity Investments	-51	-49	-33	-29.5	-25.6	-29.3
Purchase / Sale of Intangibles	-210	-212	-134	-163	-118.1	-35.9
Other Investing Activities	38	38	37	7.4	6.8	6.7
Investing Cash Flow	-11,605	-415	5,348	-824.1	-976.2	1,254
Long-Term Debt Issued	-	3,807	3,563	9,681	2,424	2,428
Long-Term Debt Repaid	-	-1,847	-2,254	-2,215	-1,991	-3,273
Net Debt Issued (Repaid)	2,273	1,960	1,309	7,466	433.2	-845.2
Repurchase of Common Stock	-24	-22	-6	-9.5	-	-
Common Dividends Paid	-3,276	-3,276	-4,339	-	-689.5	-663.5
Net Increase (Decrease) in Deposit Accounts	21,325	15,357	14,727	12,529	21,736	19,583
Other Financing Activities	-561	-558	-701	-300.1	-50.5	-32.4
Financing Cash Flow	19,737	13,461	10,990	19,685	21,429	18,042
Net Cash Flow	-631	-1,051	1,320	3,990	1,672	149.5
Free Cash Flow	-8,889	-14,196	-15,145	-15,026	-18,931	-19,233
Free Cash Flow Margin	-79.74%	-128.78%	-147.01%	-149.74%	-283.97%	-296.12%
Free Cash Flow Per Share	-68.27	-109.04	-116.37	-115.48	-145.51	-147.84
Cash Interest Paid	5,040	5,040	4,518	4,324	2,111	464.9
Cash Income Tax Paid	1,009	1,009	975	1,140	125	1,068

Source: S&P Global Market Intelligence. Banks template. Financial Sources.