ING Bank Slaski Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	8,871	8,725	8,171	5,614	4,970
Net Interest Income Growth	1.67%	6.78%	45.55%	12.96%	9.42%
Non-Interest Income	2,983	2,554	2,507	2,108	1,927
Non-Interest Income Growth	16.80%	1.88%	18.93%	9.39%	14.02%
Revenues Before Loan Losses	11,854	11,279	10,678	7,722	6,897
Provision for Credit Losses	842	1,036	614	1,030	372
Revenue	11,012	10,243	10,064	6,692	6,525
Revenue Growth	7.51%	1.78%	50.39%	2.56%	26.53%
Selling, General & Admin	4,284	3,958	3,700	3,642	2,965
Other Non-Interest Expenses	801	740	644	647	545
Total Non-Interest Expense	5,085	4,698	4,344	4,289	3,510
Pretax Income	5,927	5,545	5,720	2,403	3,015
Provision for Income Taxes	1,294	1,176	1,279	689	707
Net Income	4,633	4,369	4,441	1,714	2,308
Net Income to Common	4,633	4,369	4,441	1,714	2,308
Net Income Growth	6.04%	-1.62%	159.10%	-25.74%	72.50%
Shares Outstanding (Basic)	130	130	130	130	130
Shares Outstanding (Diluted)	130	130	130	130	130
Shares Change	-	-	-	-	-
EPS (Basic)	35.60	33.60	34.10	13.20	17.70
EPS (Diluted)	35.60	33.60	34.10	13.20	17.70
EPS Growth	5.95%	-1.47%	158.33%	-25.42%	72.18%

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividends Per Share	26.710	25.180	33.350	-	5.300
Dividend Growth	6.08%	-24.50%	-	-	3.92%
Profit Margin	42.07%	42.65%	44.13%	25.61%	35.37%
Effective Tax Rate	21.83%	21.21%	22.36%	28.67%	23.45%