ING Bank Slaski Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,310	8,361	998.1	1,623	876.7
Investment Securities	65,556	59,177	76,549	53,250	46,424
Trading Asset Securities	2,406	2,009	1,866	1,612	1,259
Total Investments	67,962	61,186	78,415	54,862	47,683
Gross Loans	204,270	192,271	162,210	160,031	150,621
Allowance for Loan Losses	-	-3,959	-3,508	-3,269	-3,114
Other Adjustments to Gross Loans	-	-	-1,626	-1,475	-669.5
Net Loans	204,270	188,312	157,076	155,287	146,838
Property, Plant & Equipment	-	1,011	1,002	950	831.2
Goodwill	-	-	223.3	223.3	223.3
Other Intangible Assets	-	457	270.8	193.9	154.1
Accrued Interest Receivable	-	-	48.7	55.6	95
Other Receivables	633	14	3.2	574.2	757
Restricted Cash	-	-	5,969	1,405	500.9
Other Current Assets	-	-	54.4	49.7	46.7
Long-Term Deferred Tax Assets	-	690	1,097	1,829	1,245
Other Long-Term Assets	1,850	328	203.7	214.3	2,403
Total Assets	282,025	260,359	245,361	217,266	201,654
Accrued Expenses	-	-	854	688.7	639.4
Interest Bearing Deposits	235,328	126,441	115,158	110,801	89,211
Non-Interest Bearing Deposits	-	92,804	90,426	81,826	85,086
Total Deposits	235,328	219,245	205,584	192,628	174,296
Short-Term Borrowings	993	1,483	1,341	1,972	3,176
Current Portion of Long-Term Debt	-	-	404.4	-	575.6
Current Income Taxes Payable	924	16	114.8	19.9	3.9
Other Current Liabilities	-	751	1,646	1,375	1,271
Long-Term Debt	19,111	17,476	14,063	7,049	5,904
Long-Term Leases	-	-	484.2	422.9	335.6
Pension & Post-Retirement Benefits	-	-	402.5	337.3	324.4
Long-Term Deferred Tax Liabilities	-	1	-	0.4	-
Other Long-Term Liabilities	4,327	4,217	3,732	3,429	1,597
Total Liabilities	260,683	243,189	228,625	207,922	188,123
Common Stock	130	130	130.1	130.1	130.1
Additional Paid-In Capital	956	956	956.3	956.3	956.3
Retained Earnings	22,149	20,783	5,979	3,244	4,345
Treasury Stock	-9	-	-5.3	-	-
Comprehensive Income & Other	-1,884	-4,699	9,676	5,014	8,100
Total Common Equity	21,342	17,170	16,736	9,344	13,531
Shareholders' Equity	21,342	17,170	16,736	9,344	13,531
Total Liabilities & Equity	282,025	260,359	245,361	217,266	201,654
Total Debt	20,104	18,959	16,293	9,444	9,991
Net Cash (Debt)	-10,388	-8,589	6,326	-1,573	-7,205
Net Cash Per Share	-79.85	-66.00	48.61	-12.09	-55.38
Filing Date Shares Outstanding	130.1	130.1	130.1	130.1	130.1
Total Common Shares Outstanding	130.1	130.1	130.1	130.1	130.1
Book Value Per Share	164.04	131.98	128.64	71.82	104.01
Tangible Book Value	21,342	16,713	16,242	8,927	13,154
Tangible Book Value Per Share	164.04	128.46	124.84	68.62	101.11

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.