ING Bank Slaski S.A. (WSE: ING)

ING Bank Slaski Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	8,762	998.1	1,623	876.7	1,084	1,328
Investment Securities	74,183	76,549	53,250	46,424	54,620	34,177
Trading Asset Securities	1,104	1,866	1,612	1,259	2,737	2,065
Total Investments	75,288	78,415	54,862	47,683	57,357	36,242
Gross Loans	166,633	162,210	160,031	150,621	128,686	121,337
Allowance for Loan Losses	-4,068	-3,508	-3,269	-3,114	-3,271	-2,446
Other Adjustments to Gross Loans	-	-1,626	-1,475	-669.5	-415.9	-558.7
Net Loans	162,564	157,076	155,287	146,838	124,999	118,332
Property, Plant & Equipment	984.2	1,002	950	831.2	913.1	956
Goodwill	-	223.3	223.3	223.3	223.3	223.3
Other Intangible Assets	481.3	270.8	193.9	154.1	203.3	206.6
Accrued Interest Receivable	-	48.7	55.6	95	99.8	56.5
Other Receivables	1,021	3.2	574.2	757	52.5	-
Restricted Cash	-	5,969	1,405	500.9	144.2	669
Other Current Assets	-	54.4	49.7	46.7	56.8	112.3
Long-Term Deferred Tax Assets	644.7	1,097	1,829	1,245	423.2	445.6
Other Long-Term Assets	4,675	203.7	214.3	2,403	1,039	39.6
Total Assets	254,420	245,361	217,266	201,654	186,596	158,611
Accrued Expenses	897	854	688.7	639.4	466.3	202.4
Interest Bearing Deposits	123,502	115,158	110,801	89,211	85,148	81,207
Non-Interest Bearing Deposits	88,424	90,426	81,826	85,086	69,277	51,450
Total Deposits	211,926	205,584	192,628	174,296	154,425	132,657
Short-Term Borrowings	5,530	1,341	1,972	3,176	2,387	1,244
Current Portion of Long-Term Debt	913.9	404.4	-	575.6	975.1	2.1
Current Income Taxes Payable	155.4	114.8	19.9	3.9	389.6	381.3
Other Current Liabilities	1,268	1,646	1,375	1,271	1,056	665.2
Long-Term Debt	13,810	14,063	7,049	5,904	6,227	6,170
Long-Term Leases	530.8	484.2	422.9	335.6	393.7	404.5
Pension & Post-Retirement Benefits	423.4	402.5	337.3	324.4	280.8	270.6
Long-Term Deferred Tax Liabilities	-	-	0.4	-	-	-
Other Long-Term Liabilities	2,736	3,732	3,429	1,597	1,378	1,390
Total Liabilities	238,191	228,625	207,922	188,123	167,977	143,387
Common Stock	130.1	130.1	130.1	130.1	130.1	130.1
Additional Paid-In Capital	956.3	956.3	956.3	956.3	956.3	956.3
Retained Earnings	19,469	5,979	3,244	4,345	3,363	3,165
Treasury Stock	-	-5.3	-	-	-	-
Comprehensive Income & Other	-4,326	9,676	5,014	8,100	14,169	10,972
Total Common Equity	16,230	16,736	9,344	13,531	18,618	15,223
Shareholders' Equity	16,230	16,736	9,344	13,531	18,618	15,223
Total Liabilities & Equity	254,420	245,361	217,266	201,654	186,596	158,611
Total Debt	20,784	16,293	9,444	9,991	9,982	7,821
Net Cash (Debt)	8,859	6,326	-1,573	-7,205	-5,887	-4,257
Net Cash Growth	143.09%	-	-	-	-	-
Net Cash Per Share	68.08	48.61	-12.09	-55.38	-45.25	-32.72
Filing Date Shares Outstanding	130.1	130.1	130.1	130.1	130.1	130.1
Total Common Shares Outstanding	130.1	130.1	130.1	130.1	130.1	130.1
Book Value Per Share	124.75	128.64	71.82	104.01	143.11	117.01
Tangible Book Value	15,748	16,242	8,927	13,154	18,192	14,793
Tangible Book Value Per Share	121.05	124.84	68.62	101.11	139.83	113.71

Source: S&P Capital IQ. Banks template. Financial Sources.