ING Bank Slaski Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	8,457	8,361	998.1	1,623	876.7	1,084
Investment Securities	88,158	59,177	76,549	53,250	46,424	54,620
Trading Asset Securities	1,393	2,009	1,866	1,612	1,259	2,737
Total Investments	89,551	61,186	78,415	54,862	47,683	57,357
Gross Loans	177,939	192,271	162,210	160,031	150,621	128,686
Allowance for Loan Losses	-4,472	-3,959	-3,508	-3,269	-3,114	-3,271
Other Adjustments to Gross Loans	-	-	-1,626	-1,475	-669.5	-415.9
Net Loans	173,467	188,312	157,076	155,287	146,838	124,999
Property, Plant & Equipment	947	1,011	1,002	950	831.2	913.1
Goodwill	-	-	223.3	223.3	223.3	223.3
Other Intangible Assets	532	457	270.8	193.9	154.1	203.3
Accrued Interest Receivable	-	-	48.7	55.6	95	99.8
Other Receivables	1,177	14	3.2	574.2	757	52.5
Restricted Cash	-	-	5,969	1,405	500.9	144.2
Other Current Assets	-	-	54.4	49.7	46.7	56.8
Long-Term Deferred Tax Assets	652	690	1,097	1,829	1,245	423.2
Other Long-Term Assets	8,213	328	203.7	214.3	2,403	1,039
Total Assets	282,996	260,359	245,361	217,266	201,654	186,596
Accrued Expenses	1,188	-	854	688.7	639.4	466.3
Interest Bearing Deposits	135,966	126,441	115,158	110,801	89,211	85,148
Non-Interest Bearing Deposits	96,375	92,804	90,426	81,826	85,086	69,277
Total Deposits	232,341	219,245	205,584	192,628	174,296	154,425
Short-Term Borrowings	8,801	1,483	1,341	1,972	3,176	2,387
Current Portion of Long-Term Debt	-	-	404.4	-	575.6	975.1
Current Income Taxes Payable	697	16	114.8	19.9	3.9	389.6
Other Current Liabilities	891	751	1,646	1,375	1,271	1,056
Long-Term Debt	16,752	17,476	14,063	7,049	5,904	6,227
Long-Term Leases	516	-	484.2	422.9	335.6	393.7
Pension & Post-Retirement Benefits	110	-	402.5	337.3	324.4	280.8
Long-Term Deferred Tax Liabilities	-	1	-	0.4	-	-
Other Long-Term Liabilities	2,546	4,217	3,732	3,429	1,597	1,378
Total Liabilities	263,842	243,189	228,625	207,922	188,123	167,977
Common Stock	130	130	130.1	130.1	130.1	130.1
Additional Paid-In Capital	956	956	956.3	956.3	956.3	956.3
Retained Earnings	20,772	20,783	5,979	3,244	4,345	3,363
Treasury Stock	-	-	-5.3	-	-	-
Comprehensive Income & Other	-2,704	-4,699	9,676	5,014	8,100	14,169
Total Common Equity	19,154	17,170	16,736	9,344	13,531	18,618
Shareholders' Equity	19,154	17,170	16,736	9,344	13,531	18,618
Total Liabilities & Equity	282,996	260,359	245,361	217,266	201,654	186,596
Total Debt	26,069	18,959	16,293	9,444	9,991	9,982
Net Cash (Debt)	11,106	-8,589	6,326	-1,573	-7,205	-5,887
Net Cash Growth	25.36%	-	-	-	-	-
Net Cash Per Share	85.31	-66.00	48.61	-12.09	-55.38	-45.25
Filing Date Shares Outstanding	130.1	130.1	130.1	130.1	130.1	130.1
Total Common Shares Outstanding	130.1	130.1	130.1	130.1	130.1	130.1
Book Value Per Share	147.23	131.98	128.64	71.82	104.01	143.11
Tangible Book Value	18,622	16,713	16,242	8,927	13,154	18,192
Tangible Book Value Per Share	143.14	128.46	124.84	68.62	101.11	139.83

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.