ING Bank Slaski S.A. (WSE:ING)

ING Bank Slaski Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	8,457	964	1,070	1,623	876.7	1,084
Investment Securities	62,278	82,148	77,970	53,250	46,424	54,620
Trading Asset Securities	126	1,501	1,866	1,612	1,259	2,737
Total Investments	62,404	83,649	79,836	54,862	47,683	57,357
Gross Loans	201,779	164,373	153,273	160,031	150,621	128,686
Allowance for Loan Losses	-	-3,676	-3,261	-3,269	-3,114	-3,271
Other Adjustments to Gross Loans	-	-	-	-1,475	-669.5	-415.9
Net Loans	201,779	160,697	150,012	155,287	146,838	124,999
Property, Plant & Equipment	947	969	965	950	831.2	913.1
Goodwill	-	223	223	223.3	223.3	223.3
Other Intangible Assets	532	193	227	193.9	154.1	203.3
Accrued Interest Receivable	-	42	41	55.6	95	99.8
Other Receivables	12	84	127	574.2	757	52.5
Restricted Cash	-	7,396	5,969	1,405	500.9	144.2
Other Current Assets	-	55	51	49.7	46.7	56.8
Long-Term Deferred Tax Assets	652	467	888	1,829	1,245	423.2
Other Long-Term Assets	8,213	202	191	214.3	2,403	1,039
Total Assets	282,996	254,941	239,600	217,266	201,654	186,596
Accrued Expenses	-	634	771	688.7	639.4	466.3
Interest Bearing Deposits	239,986	125,701	112,940	110,801	89,211	85,148
Non-Interest Bearing Deposits	-	95,235	92,421	81,826	85,086	69,277
Total Deposits	239,986	220,936	205,361	192,628	174,296	154,425
Short-Term Borrowings	129	816	1,340	1,972	3,176	2,387
Current Portion of Long-Term Debt	-	3	4	-	575.6	975.1
Current Income Taxes Payable	697	15	101	19.9	3.9	389.6
Other Current Liabilities	926	1,482	1,647	1,375	1,271	1,056
Long-Term Debt	17,744	10,553	9,205	7,049	5,904	6,227
Long-Term Leases	-	500	455	422.9	335.6	393.7
Pension & Post-Retirement Benefits	-	467	428	337.3	324.4	280.8
Long-Term Deferred Tax Liabilities	-	-	-	0.4	-	-
Other Long-Term Liabilities	4,360	2,428	3,669	3,429	1,597	1,378
Total Liabilities	263,842	237,834	222,981	207,922	188,123	167,977
Common Stock	130	130	130	130.1	130.1	130.1
Additional Paid-In Capital	956	956	956	956.3	956.3	956.3
Retained Earnings	20,772	5,956	5,979	3,244	4,345	3,363
Treasury Stock	-	-	-5	-	-	-
Comprehensive Income & Other	-2,704	10,065	9,559	5,014	8,100	14,169
Total Common Equity	19,154	17,107	16,619	9,344	13,531	18,618
Shareholders' Equity	19,154	17,107	16,619	9,344	13,531	18,618
Total Liabilities & Equity	282,996	254,941	239,600	217,266	201,654	186,596
Total Debt	17,873	11,872	11,004	9,444	9,991	9,982
Net Cash (Debt)	-9,290	11,879	11,613	-1,573	-7,205	-5,887
Net Cash Growth	-	2.29%	-	-	-	-
Net Cash Per Share	-71.36	91.28	89.25	-12.09	-55.38	-45.25
Filing Date Shares Outstanding	130.21	130.1	130.1	130.1	130.1	130.1
Total Common Shares Outstanding	130.21	130.1	130.1	130.1	130.1	130.1
Book Value Per Share	147.11	131.49	127.74	71.82	104.01	143.11
Tangible Book Value	18,622	16,691	16,169	8,927	13,154	18,192
Tangible Book Value Per Share	143.02	128.29	124.28	68.62	101.11	139.83

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.