ING Bank Slaski Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-	4,441	1,714	2,308	1,338
Depreciation & Amortization	-	240.6	205.6	204.3	215.3
Other Amortization	-	86.8	73.7	82	78.9
Gain (Loss) on Sale of Assets	-	1.1	5.8	2.2	1
Change in Trading Asset Securities	-	-315.4	-405.1	233.3	-632.9
Change in Other Net Operating Assets	-	-19,253	-20,951	-21,633	-1,593
Other Operating Activities	-	-42.3	602	-313.7	-516
Operating Cash Flow	-	-14,871	-18,781	-19,146	-1,126
Capital Expenditures	-	-155.6	-150.1	-87	-84
Sale of Property, Plant and Equipment	-	0.2	0.7	3.5	1.5
Investment in Securities	-	-513.1	-715.5	1,366	-20,760
Income (Loss) Equity Investments	-	-29.5	-25.6	-29.3	-16.1
Purchase / Sale of Intangibles	-	-163	-118.1	-35.9	-81.1
Other Investing Activities	-	7.4	6.8	6.7	8.4
Investing Cash Flow	-	-824.1	-976.2	1,254	-20,915
Long-Term Debt Issued	-	9,681	2,424	2,428	1,866
Long-Term Debt Repaid	-	-2,215	-1,991	-3,273	-1,118
Net Debt Issued (Repaid)	-	7,466	433.2	-845.2	748.3
Repurchase of Common Stock	-	-9.5	-	-	-
Common Dividends Paid	-	-	-689.5	-663.5	-
Net Increase (Decrease) in Deposit Accounts	-	12,529	21,736	19,583	20,569
Other Financing Activities	-	-300.1	-50.5	-32.4	-45.8
Financing Cash Flow	-	19,685	21,429	18,042	21,271
Net Cash Flow	-	3,990	1,672	149.5	-769.3
Free Cash Flow	-	-15,026	-18,931	-19,233	-1,210
Free Cash Flow Margin	-	-149.74%	-283.97%	-296.12%	-23.53%
Free Cash Flow Per Share	-	-115.48	-145.51	-147.84	-9.30
Cash Interest Paid	-	4,324	2,111	464.9	687.1
Cash Income Tax Paid	-	1,140	125	1,068	1,029

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.