ING Bank Slaski Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 30, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	50,479	31,419	33,306	21,440	34,737	22,247
Market Cap Growth	46.97%	-5.66%	55.34%	-38.28%	56.14%	-15.56%
Last Close Price	388.00	223.40	214.12	137.84	218.22	137.05
PE Ratio	11.05	7.19	7.50	12.51	15.05	16.63
PS Ratio	4.63	3.05	3.32	3.22	5.35	4.33
PB Ratio	2.64	1.83	1.99	2.29	2.57	1.20
Debt / Equity Ratio	1.36	1.10	0.97	1.01	0.74	0.54
Return on Equity (ROE)	25.83%	25.77%	34.06%	14.99%	14.36%	7.90%
Return on Assets (ROA)	1.70%	1.73%	1.92%	0.82%	1.19%	0.78%
Earnings Yield	9.05%	13.91%	13.33%	8.00%	6.64%	6.01%
FCF Yield	-	-	-45.12%	-88.29%	-55.37%	-5.44%
Dividend Yield	6.54%	11.27%	15.57%	-	2.43%	3.72%
Payout Ratio	-	-	-	40.22%	28.74%	-
Buyback Yield / Dilution	-0.04%	-0.02%	-0.01%	-	-	-
Total Shareholder Return	6.50%	11.25%	15.56%	-	2.43%	3.72%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.