Bank Polska Kasa Opieki S.A. (WSE: PEO)

Bank Polska Kasa Opieki Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	6,433	14,715	17,693	6,739	6,855	4,849
Investment Securities	119,098	110,037	81,098	67,834	70,484	46,395
Trading Asset Securities	7,890	11,584	16,250	8,508	6,454	3,738
Total Investments	126,988	121,621	97,348	76,341	76,938	50,134
Gross Loans	174,601	170,880	168,923	167,000	149,883	147,339
Allowance for Loan Losses	-7,172	-9,680	-10,045	-7,814	-7,238	-6,471
Other Adjustments to Gross Loans	-	-1,400	-1,349	-637.38	-408.16	-454.13
Net Loans	167,429	159,800	157,529	158,548	142,236	140,414
Property, Plant & Equipment	1,948	1,946	1,572	1,830	1,919	1,920
Goodwill	-	749	749	748.55	747.65	747.65
Other Intangible Assets	2,466	1,446	1,491	1,541	1,250	865.17
Accrued Interest Receivable	-	248	178	177.56	219.98	174.81
Other Receivables	-	546	821	475.51	267.38	273.04
Restricted Cash	14,082	-	-	996.87	150.2	2,102
Other Current Assets	18	188	173	113.04	561	17.18
Long-Term Deferred Tax Assets	1,181	1,119	1,579	1,649	1,249	1,095
Other Long-Term Assets	3,866	3,144	1,993	1,396	812.81	682.54
Total Assets	324,411	305,723	281,139	250,567	233,217	203,323
Accrued Expenses	34	784	591	509.63	786.78	804.69
Interest Bearing Deposits	73,181	62,734	54,471	15,221	22,557	47,920
Non-Interest Bearing Deposits	178,501	171,676	158,511	182,384	157,911	110,147
Total Deposits	251,682	234,410	212,982	197,604	180,468	158,067
Short-Term Borrowings	8,395	12,373	19,628	11,039	6,433	3,247
Current Income Taxes Payable	1,020	1,492	4	4.97	312.01	187
Other Current Liabilities	83	1,195	1,085	1,119	763.08	714.09
Long-Term Debt	24,216	18,004	18,283	12,694	15,210	14,266
Long-Term Leases	714	579	272	358.05	406.41	407.21
Long-Term Unearned Revenue	-	291	262	207.05	207.4	177.58
Pension & Post-Retirement Benefits	270	269	237	225.91	-	-
Long-Term Deferred Tax Liabilities	19	21	23	24.91	27.79	29.92
Other Long-Term Liabilities	7,321	5,964	4,997	2,916	3,108	2,023
Total Liabilities	293,754	275,382	258,364	226,703	207,722	179,925
Common Stock	262	262	262	262.47	262.47	262.47
Additional Paid-In Capital	9,137	9,448	9,447	9,463	9,475	9,492
Retained Earnings	21,274	21,468	16,305	15,701	14,347	13,229
Comprehensive Income & Other	-29	-849	-3,251	-1,575	1,399	403.49
Total Common Equity	30,644	30,329	22,763	23,851	25,484	23,386
Minority Interest	13	12	12	11.86	11.35	11.74
Shareholders' Equity	30,657	30,341	22,775	23,863	25,495	23,398
Total Liabilities & Equity	324,411	305,723	281,139	250,567	233,217	203,323
Total Debt	33,325	30,956	38,183	24,092	22,049	17,921
Net Cash (Debt)	-13,733	-2,873	-2,626	-7,876	-8,460	-8,831
Net Cash Per Share	-52.32	-10.95	-10.00	-30.01	-32.23	-33.65
Filing Date Shares Outstanding	262.47	262.47	262.47	262.47	262.47	262.47
Total Common Shares Outstanding	262.47	262.47	262.47	262.47	262.47	262.47
Book Value Per Share	116.75	115.55	86.73	90.87	97.09	89.10
Tangible Book Value	28,178	28,134	20,523	21,562	23,486	21,773
Tangible Book Value Per Share	107.36	107.19	78.19	82.15	89.48	82.96

Source: S&P Capital IQ. Banks template. Financial Sources.