Bank Polska Kasa Opieki S.A. (WSE:PEO)

Bank Polska Kasa Opieki Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022	Dec 31, 2020
Net Income	6,803	6,376	6,659	1,717	2,175	1,102
Depreciation & Amortization	669	621	616	614	646.34	538.13
Other Amortization	81	81	18	2	1.88	0.82
Gain (Loss) on Sale of Assets	-218	-171	-53	-79	-68.96	-51.15
Change in Trading Asset Securities	1,330	5,096	5,771	-7,160	-3,107	-2,733
Change in Other Net Operating Assets	-7,551	-14,228	-8,823	7,955	-2,023	5,701
Other Operating Activities	-1,036	358	1,582	94	-220.38	-440.42
Operating Cash Flow	82	-1,874	5,764	3,138	-2,598	4,117
Operating Cash Flow Growth	-96.50%	-	83.68%	-	-	-
Capital Expenditures	-487	-454	-706	-515	-745.14	-924.04
Sale of Property, Plant and Equipment	247	179	19	110	127.43	18.16
Investment in Securities	-12,009	-25,842	-29,697	-12,783	2,463	-24,252
Income (Loss) Equity Investments	4	-7	-6	-5	-1.84	-
Divestitures	-	-	-	-	18.58	-
Purchase / Sale of Intangibles	-416	-401	-344	-	-	-
Other Investing Activities	33	30	30	28	1,481	26.28
Investing Cash Flow	-12,632	-26,488	-30,698	-13,160	3,344	-25,131
Long-Term Debt Issued	-	31,133	4,619	10,655	3,116	11,325
Long-Term Debt Repaid	-	-24,712	-4,668	-4,888	-5,738	-10,830
Net Debt Issued (Repaid)	1,909	6,421	-49	5,767	-2,622	495.1
Common Dividends Paid	-4,822	-5,039	-1,422	-1,129	-842.53	-
Net Increase (Decrease) in Deposit Accounts	10,948	26,534	23,427	15,341	3,449	20,573
Financing Cash Flow	8,035	27,916	21,956	19,979	-15.34	21,068
Net Cash Flow	-4,515	-446	-2,978	9,957	730.28	54.38
Free Cash Flow	-405	-2,328	5,058	2,623	-3,343	3,193
Free Cash Flow Growth	-	-	92.83%	-	-	-
Free Cash Flow Margin	-2.55%	-15.82%	35.14%	28.24%	-42.44%	50.11%
Free Cash Flow Per Share	-1.54	-8.87	19.27	9.99	-12.74	12.17
Cash Interest Paid	6,210	6,153	6,001	2,441	264.02	822.55
Cash Income Tax Paid	2,917	2,156	248	759	793.71	768.1

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.