Bank Polska Kasa Opieki Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	6,544	6,376	6,659	1,717	2,175	1,102	Upgrade
Depreciation & Amortization	648	621	616	614	646.34	538.13	Upgrade
Other Amortization	81	81	18	2	1.88	0.82	Upgrade
Gain (Loss) on Sale of Assets	-179	-171	-53	-79	-68.96	-51.15	Upgrade
Change in Trading Asset Securities	4,569	5,096	5,771	-7,160	-3,107	-2,733	Upgrade
Change in Other Net Operating Assets	-8,371	-14,228	-8,823	7,955	-2,023	5,701	Upgrade
Other Operating Activities	-847	358	1,582	94	-220.38	-440.42	Upgrade
Operating Cash Flow	2,442	-1,874	5,764	3,138	-2,598	4,117	Upgrade
Operating Cash Flow Growth	-25.75%	-	83.68%	-	-	-	Upgrade
Capital Expenditures	-443	-454	-706	-515	-745.14	-924.04	Upgrade
Sale of Property, Plant and Equipment	198	179	19	110	127.43	18.16	Upgrade
Investment in Securities	-16,195	-25,842	-29,697	-12,783	2,463	-24,252	Upgrade
Income (Loss) Equity Investments	-3	-7	-6	-5	-1.84	-	Upgrade
Divestitures	-	-	-	-	18.58	-	Upgrade
Purchase / Sale of Intangibles	-386	-401	-344	-	-	-	Upgrade
Other Investing Activities	29	30	30	28	1,481	26.28	Upgrade
Investing Cash Flow	-16,797	-26,488	-30,698	-13,160	3,344	-25,131	Upgrade
Long-Term Debt Issued	-	31,133	4,619	10,655	3,116	11,325	Upgrade
Long-Term Debt Repaid	-	-24,712	-4,668	-4,888	-5,738	-10,830	Upgrade
Net Debt Issued (Repaid)	2,798	6,421	-49	5,767	-2,622	495.1	Upgrade
Common Dividends Paid	-5,039	-5,039	-1,422	-1,129	-842.53	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	16,910	26,534	23,427	15,341	3,449	20,573	Upgrade
Financing Cash Flow	14,669	27,916	21,956	19,979	-15.34	21,068	Upgrade
Net Cash Flow	314	-446	-2,978	9,957	730.28	54.38	Upgrade
Free Cash Flow	1,999	-2,328	5,058	2,623	-3,343	3,193	Upgrade
Free Cash Flow Growth	-21.67%	-	92.83%	-	-	-	Upgrade
Free Cash Flow Margin	13.23%	-15.82%	35.14%	28.24%	-42.44%	50.11%	Upgrade
Free Cash Flow Per Share	7.62	-8.87	19.27	9.99	-12.74	12.17	Upgrade
Cash Interest Paid	6,280	6,153	6,001	2,441	264.02	822.55	Upgrade
Cash Income Tax Paid	3,676	2,156	248	759	793.71	768.1	Upgrade

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.