Bank Polska Kasa Opieki Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 29, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022	Dec '20 Dec 31, 2020
Market Capitalization	56,904	36,195	39,909	22,704	32,021	16,037
Market Cap Growth	48.49%	-9.31%	75.78%	-29.10%	99.67%	-39.17%
Last Close Price	216.80	124.50	123.37	66.75	88.89	43.21
PE Ratio	8.36	5.68	5.99	13.22	14.72	14.56
PS Ratio	3.58	2.46	2.77	2.44	4.07	2.52
PB Ratio	1.71	1.13	1.31	1.00	1.34	0.63
P/FCF Ratio	-	-	7.89	8.66	-	5.02
P/OCF Ratio	693.95	-	6.92	7.24	-	3.90
Debt / Equity Ratio	0.98	0.99	1.02	1.68	1.01	0.87
Debt / FCF Ratio	-	-	6.12	14.56	-	6.91
Return on Equity (ROE)	21.31%	20.46%	25.04%	7.37%	8.82%	4.51%
Return on Assets (ROA)	2.05%	1.99%	2.27%	0.65%	0.90%	0.51%
Earnings Yield	11.96%	17.62%	16.69%	7.56%	6.79%	6.87%
FCF Yield	-0.71%	-6.43%	12.67%	11.55%	-10.44%	19.91%
Dividend Yield	5.92%	10.12%	15.56%	8.12%	4.84%	7.43%
Payout Ratio	70.84%	79.03%	21.36%	65.75%	38.74%	-
Total Shareholder Return	5.92%	10.12%	15.56%	8.12%	4.84%	7.43%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.