Powszechny Zaklad Ubezpieczen SA (WSE: PZU)
Poland
· Delayed Price · Currency is PLN 43.43
+0.93 (2.19%)
Sep 27, 2024, 5:03 PM CET
PZU Income Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | 2017 - 2013 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '23 Sep 30, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | Dec '18 Dec 31, 2018 | 2017 - 2013 |
| Premiums & Annuity Revenue | 25,601 | 24,297 | 23,232 | 23,024 | 23,090 | 22,350 | Upgrade
|
| Total Interest & Dividend Income | 26,703 | 18,482 | 10,440 | 10,793 | 12,514 | 11,495 | Upgrade
|
| Gain (Loss) on Sale of Investments | 495 | -485 | 786 | 903 | 831 | 319 | Upgrade
|
| Other Revenue | 4,821 | 3,912 | 4,294 | 1,665 | 3,132 | 5,374 | Upgrade
|
| Total Revenue | 57,620 | 46,206 | 38,752 | 36,385 | 39,567 | 39,538 | Upgrade
|
| Revenue Growth (YoY) | 38.65% | 19.24% | 6.51% | -8.04% | 0.07% | 21.62% | Upgrade
|
| Policy Benefits | 16,772 | 15,542 | 15,731 | 15,580 | 15,695 | 14,563 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 5,073 | 4,230 | 3,744 | 3,485 | 3,342 | 3,048 | Upgrade
|
| Amortization of Goodwill & Intangibles | 36 | 36 | 33 | 25 | 36 | 39 | Upgrade
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| Depreciation & Amortization | 38 | 38 | 40 | 28 | 27 | 25 | Upgrade
|
| Selling, General & Administrative | 8,327 | 7,732 | 6,934 | 6,666 | 6,707 | 6,720 | Upgrade
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| Other Operating Expenses | 3,421 | 5,210 | 3,537 | 3,397 | 3,646 | 4,892 | Upgrade
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| Total Operating Expenses | 34,453 | 33,574 | 30,746 | 29,816 | 30,084 | 29,860 | Upgrade
|
| Operating Income | 23,167 | 12,632 | 8,006 | 6,569 | 9,483 | 9,678 | Upgrade
|
| Interest Expense | -9,097 | -4,782 | -423 | -1,139 | -2,151 | -2,113 | Upgrade
|
| Earnings From Equity Investments | 3 | -25 | -15 | - | -4 | -1 | Upgrade
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| Currency Exchange Gain (Loss) | 564 | -240 | -240 | 55 | -123 | -551 | Upgrade
|
| Other Non Operating Income (Expenses) | -86 | - | - | - | - | - | Upgrade
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| EBT Excluding Unusual Items | 14,551 | 7,585 | 7,328 | 5,485 | 7,205 | 7,013 | Upgrade
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| Merger & Restructuring Charges | -1 | -1 | -72 | -144 | -85 | 7 | Upgrade
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| Impairment of Goodwill | -2 | -2 | - | -1,301 | - | - | Upgrade
|
| Gain (Loss) on Sale of Assets | 57 | 57 | 37 | -6 | 11 | 51 | Upgrade
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| Asset Writedown | -109 | -3 | 184 | 47 | -15 | 12 | Upgrade
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| Legal Settlements | -31 | -31 | -23 | -23 | -36 | 3 | Upgrade
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| Pretax Income | 14,465 | 7,605 | 7,454 | 4,058 | 7,080 | 7,086 | Upgrade
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| Income Tax Expense | 3,551 | 2,346 | 2,020 | 1,528 | 1,895 | 1,718 | Upgrade
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| Earnings From Continuing Ops. | 10,914 | 5,259 | 5,434 | 2,530 | 5,185 | 5,368 | Upgrade
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| Minority Interest in Earnings | -5,954 | -1,885 | -2,098 | -618 | -1,890 | -2,155 | Upgrade
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| Net Income | 4,960 | 3,374 | 3,336 | 1,912 | 3,295 | 3,213 | Upgrade
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| Net Income to Common | 4,960 | 3,374 | 3,336 | 1,912 | 3,295 | 3,213 | Upgrade
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| Net Income Growth | 40.79% | 1.14% | 74.48% | -41.97% | 2.55% | 10.98% | Upgrade
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| Shares Outstanding (Basic) | 863 | 863 | 863 | 863 | 863 | 863 | Upgrade
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| Shares Outstanding (Diluted) | 863 | 863 | 863 | 863 | 863 | 863 | Upgrade
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| Shares Change (YoY) | 0.00% | 0.01% | 0.00% | 0.01% | -0.01% | -0.02% | Upgrade
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| EPS (Basic) | 5.74 | 3.91 | 3.86 | 2.21 | 3.82 | 3.72 | Upgrade
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| EPS (Diluted) | 5.74 | 3.91 | 3.86 | 2.21 | 3.82 | 3.72 | Upgrade
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| EPS Growth | 40.71% | 1.13% | 74.47% | -41.98% | 2.56% | 11.01% | Upgrade
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| Free Cash Flow | 52,466 | 20,664 | 6,157 | 27,315 | 145 | -421 | Upgrade
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| Free Cash Flow Per Share | 60.77 | 23.93 | 7.13 | 31.64 | 0.17 | -0.49 | Upgrade
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| Dividend Per Share | 2.400 | 2.400 | 1.940 | 3.500 | - | 2.800 | Upgrade
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| Dividend Growth | 23.71% | 23.71% | -44.57% | - | - | 12.00% | Upgrade
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| Operating Margin | 40.21% | 27.34% | 20.66% | 18.05% | 23.97% | 24.48% | Upgrade
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| Profit Margin | 8.61% | 7.30% | 8.61% | 5.25% | 8.33% | 8.13% | Upgrade
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| Free Cash Flow Margin | 91.06% | 44.72% | 15.89% | 75.07% | 0.37% | -1.06% | Upgrade
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| EBITDA | 23,696 | 13,153 | 8,563 | 7,153 | 10,096 | 10,433 | Upgrade
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| EBITDA Margin | 41.12% | 28.47% | 22.10% | 19.66% | 25.52% | 26.39% | Upgrade
|
| D&A For EBITDA | 529 | 521 | 557 | 584 | 613 | 755 | Upgrade
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| EBIT | 23,167 | 12,632 | 8,006 | 6,569 | 9,483 | 9,678 | Upgrade
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| EBIT Margin | 40.21% | 27.34% | 20.66% | 18.05% | 23.97% | 24.48% | Upgrade
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| Effective Tax Rate | 24.55% | 30.85% | 27.10% | 37.65% | 26.77% | 24.24% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.