Powszechny Zaklad Ubezpieczen SA (WSE: PZU)
Poland flag Poland · Delayed Price · Currency is PLN
41.43
+1.48 (3.70%)
Nov 21, 2024, 9:50 AM CET

PZU Income Statement

Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2022 FY 2021 FY 2020 FY 2019 FY 2018 2017 - 2013
Period Ending
Sep '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 2017 - 2013
Premiums & Annuity Revenue
25,60124,29723,23223,02423,09022,350
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Total Interest & Dividend Income
26,70318,48210,44010,79312,51411,495
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Gain (Loss) on Sale of Investments
495-485786903831319
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Other Revenue
4,8213,9124,2941,6653,1325,374
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Total Revenue
57,62046,20638,75236,38539,56739,538
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Revenue Growth (YoY)
38.65%19.24%6.51%-8.04%0.07%21.62%
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Policy Benefits
16,77215,54215,73115,58015,69514,563
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Policy Acquisition & Underwriting Costs
5,0734,2303,7443,4853,3423,048
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Amortization of Goodwill & Intangibles
363633253639
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Depreciation & Amortization
383840282725
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Selling, General & Administrative
8,3277,7326,9346,6666,7076,720
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Other Operating Expenses
3,4215,2103,5373,3973,6464,892
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Total Operating Expenses
34,45333,57430,74629,81630,08429,860
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Operating Income
23,16712,6328,0066,5699,4839,678
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Interest Expense
-9,097-4,782-423-1,139-2,151-2,113
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Earnings From Equity Investments
3-25-15--4-1
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Currency Exchange Gain (Loss)
564-240-24055-123-551
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Other Non Operating Income (Expenses)
-86-----
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EBT Excluding Unusual Items
14,5517,5857,3285,4857,2057,013
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Merger & Restructuring Charges
-1-1-72-144-857
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Impairment of Goodwill
-2-2--1,301--
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Gain (Loss) on Sale of Assets
575737-61151
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Asset Writedown
-109-318447-1512
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Legal Settlements
-31-31-23-23-363
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Pretax Income
14,4657,6057,4544,0587,0807,086
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Income Tax Expense
3,5512,3462,0201,5281,8951,718
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Earnings From Continuing Ops.
10,9145,2595,4342,5305,1855,368
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Minority Interest in Earnings
-5,954-1,885-2,098-618-1,890-2,155
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Net Income
4,9603,3743,3361,9123,2953,213
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Net Income to Common
4,9603,3743,3361,9123,2953,213
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Net Income Growth
40.79%1.14%74.48%-41.97%2.55%10.98%
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Shares Outstanding (Basic)
863863863863863863
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Shares Outstanding (Diluted)
863863863863863863
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Shares Change (YoY)
0.00%0.01%0.00%0.01%-0.01%-0.02%
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EPS (Basic)
5.743.913.862.213.823.72
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EPS (Diluted)
5.743.913.862.213.823.72
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EPS Growth
40.71%1.13%74.47%-41.98%2.56%11.01%
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Free Cash Flow
52,46620,6646,15727,315145-421
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Free Cash Flow Per Share
60.7723.937.1331.640.17-0.49
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Dividend Per Share
2.4002.4001.9403.500-2.800
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Dividend Growth
23.71%23.71%-44.57%--12.00%
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Operating Margin
40.21%27.34%20.66%18.05%23.97%24.48%
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Profit Margin
8.61%7.30%8.61%5.25%8.33%8.13%
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Free Cash Flow Margin
91.06%44.72%15.89%75.07%0.37%-1.06%
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EBITDA
23,69613,1538,5637,15310,09610,433
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EBITDA Margin
41.12%28.47%22.10%19.66%25.52%26.39%
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D&A For EBITDA
529521557584613755
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EBIT
23,16712,6328,0066,5699,4839,678
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EBIT Margin
40.21%27.34%20.66%18.05%23.97%24.48%
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Effective Tax Rate
24.55%30.85%27.10%37.65%26.77%24.24%
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Source: S&P Capital IQ. Insurance template. Financial Sources.