Powszechny Zaklad Ubezpieczen SA (WSE: PZU)
Poland
· Delayed Price · Currency is PLN 46.10
-0.86 (-1.83%)
Dec 20, 2024, 5:03 PM CET
WSE: PZU Income Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 26,966 | 25,354 | 23,619 | 23,232 | 23,024 | 23,090 | Upgrade
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| Total Interest & Dividend Income | 26,260 | 25,831 | 17,887 | 10,440 | 10,793 | 12,514 | Upgrade
|
| Gain (Loss) on Sale of Investments | 17 | - | - | 786 | 903 | 831 | Upgrade
|
| Other Revenue | 5,778 | 5,977 | 2,464 | 4,294 | 1,665 | 3,132 | Upgrade
|
| Total Revenue | 59,021 | 57,162 | 43,970 | 38,752 | 36,385 | 39,567 | Upgrade
|
| Revenue Growth (YoY) | 6.38% | 30.00% | 13.47% | 6.51% | -8.04% | 0.07% | Upgrade
|
| Policy Benefits | 23,727 | 21,335 | 19,956 | 15,731 | 15,580 | 15,695 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 1,461 | 1,742 | 1,449 | 3,744 | 3,485 | 3,342 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | - | 33 | 25 | 36 | Upgrade
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| Depreciation & Amortization | - | - | - | 40 | 28 | 27 | Upgrade
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| Selling, General & Administrative | 6,831 | 6,332 | 5,450 | 6,934 | 6,666 | 6,707 | Upgrade
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| Other Operating Expenses | 3,036 | 2,983 | 3,946 | 3,537 | 3,397 | 3,646 | Upgrade
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| Total Operating Expenses | 35,055 | 32,392 | 30,801 | 30,746 | 29,816 | 30,084 | Upgrade
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| Operating Income | 23,966 | 24,770 | 13,169 | 8,006 | 6,569 | 9,483 | Upgrade
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| Interest Expense | -8,242 | -8,890 | -4,767 | -423 | -1,139 | -2,151 | Upgrade
|
| Earnings From Equity Investments | 10 | 10 | -25 | -15 | - | -4 | Upgrade
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| Currency Exchange Gain (Loss) | -253 | 187 | -240 | -240 | 55 | -123 | Upgrade
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| EBT Excluding Unusual Items | 15,481 | 16,077 | 8,137 | 7,328 | 5,485 | 7,205 | Upgrade
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| Merger & Restructuring Charges | - | - | - | -72 | -144 | -85 | Upgrade
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| Impairment of Goodwill | - | - | - | - | -1,301 | - | Upgrade
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| Gain (Loss) on Sale of Assets | - | - | - | 37 | -6 | 11 | Upgrade
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| Asset Writedown | 94 | - | - | 184 | 47 | -15 | Upgrade
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| Legal Settlements | - | - | - | -23 | -23 | -36 | Upgrade
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| Pretax Income | 15,575 | 16,077 | 8,137 | 7,454 | 4,058 | 7,080 | Upgrade
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| Income Tax Expense | 3,495 | 3,625 | 2,471 | 2,020 | 1,528 | 1,895 | Upgrade
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| Earnings From Continuing Ops. | 12,080 | 12,452 | 5,666 | 5,434 | 2,530 | 5,185 | Upgrade
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| Minority Interest in Earnings | -6,821 | -6,686 | -1,885 | -2,098 | -618 | -1,890 | Upgrade
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| Net Income | 5,259 | 5,766 | 3,781 | 3,336 | 1,912 | 3,295 | Upgrade
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| Net Income to Common | 5,259 | 5,766 | 3,781 | 3,336 | 1,912 | 3,295 | Upgrade
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| Net Income Growth | -2.41% | 52.50% | 13.34% | 74.48% | -41.97% | 2.55% | Upgrade
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| Shares Outstanding (Basic) | 863 | 863 | 863 | 863 | 863 | 863 | Upgrade
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| Shares Outstanding (Diluted) | 863 | 863 | 863 | 863 | 863 | 863 | Upgrade
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| Shares Change (YoY) | -0.00% | -0.00% | 0.01% | 0.00% | 0.01% | -0.01% | Upgrade
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| EPS (Basic) | 6.09 | 6.68 | 4.38 | 3.86 | 2.21 | 3.82 | Upgrade
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| EPS (Diluted) | 6.09 | 6.68 | 4.38 | 3.86 | 2.21 | 3.82 | Upgrade
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| EPS Growth | -2.46% | 52.50% | 13.33% | 74.47% | -41.98% | 2.56% | Upgrade
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| Free Cash Flow | 8,498 | 26,745 | 20,664 | 6,157 | 27,315 | 145 | Upgrade
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| Free Cash Flow Per Share | 9.84 | 30.98 | 23.93 | 7.13 | 31.64 | 0.17 | Upgrade
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| Dividend Per Share | 4.340 | 4.340 | 2.400 | 1.940 | 3.500 | - | Upgrade
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| Dividend Growth | 80.83% | 80.83% | 23.71% | -44.57% | - | - | Upgrade
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| Operating Margin | 40.61% | 43.33% | 29.95% | 20.66% | 18.05% | 23.97% | Upgrade
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| Profit Margin | 8.91% | 10.09% | 8.60% | 8.61% | 5.25% | 8.33% | Upgrade
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| Free Cash Flow Margin | 14.40% | 46.79% | 47.00% | 15.89% | 75.07% | 0.37% | Upgrade
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| EBITDA | 25,421 | 26,156 | 14,497 | 8,563 | 7,153 | 10,096 | Upgrade
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| EBITDA Margin | 43.07% | 45.76% | 32.97% | 22.10% | 19.66% | 25.52% | Upgrade
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| D&A For EBITDA | 1,455 | 1,386 | 1,328 | 557 | 584 | 613 | Upgrade
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| EBIT | 23,966 | 24,770 | 13,169 | 8,006 | 6,569 | 9,483 | Upgrade
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| EBIT Margin | 40.61% | 43.33% | 29.95% | 20.66% | 18.05% | 23.97% | Upgrade
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| Effective Tax Rate | 22.44% | 22.55% | 30.37% | 27.10% | 37.65% | 26.77% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.