WSE:PZU Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	57,804	57,632	39,584	40,812	30,581	30,519
Market Cap Growth	8.77%	45.59%	-3.01%	33.45%	0.20%	9.24%
Enterprise Value	126,496	115,630	89,533	94,287	76,950	72,077
PE Ratio	9.17	8.60	7.41	7.06	8.09	9.15
PS Ratio	0.92	0.91	0.65	0.70	0.70	0.79
PB Ratio	0.77	0.79	0.61	0.67	0.63	0.76
P/FCF Ratio	10.47	6.40	1.47	1.51	1.48	4.96
P/OCF Ratio	8.14	5.48	1.40	1.45	1.41	4.12
EV/Sales Ratio	2.02	1.83	1.47	1.61	1.75	1.86
EV/EBITDA Ratio	4.91	4.30	3.56	3.62	5.31	8.42
EV/EBIT Ratio	5.11	4.40	3.65	3.70	5.84	9.00
EV/FCF Ratio	22.91	12.83	3.32	3.50	3.72	11.71
Debt / Equity Ratio	0.62	0.63	0.59	0.68	0.52	0.77
Debt / EBITDA Ratio	1.80	1.67	1.52	1.56	1.72	3.48
Debt / FCF Ratio	8.37	5.04	1.44	1.52	1.21	5.00
Net Debt / Equity Ratio	0.41	0.40	0.36	0.39	0.19	0.60
Net Debt / EBITDA Ratio	1.22	1.09	0.94	0.90	0.63	2.78
Net Debt / FCF Ratio	5.59	3.24	0.88	0.87	0.44	3.87
Quick Ratio	4.10	0.14	0.13	2.08	1.57	0.12
Current Ratio	4.60	0.16	0.14	2.26	2.47	0.14
Asset Turnover	0.12	0.12	0.13	0.13	0.11	0.10
Return on Equity (ROE)	18.29%	20.28%	19.43%	22.98%	12.82%	13.03%
Return on Assets (ROA)	2.94%	3.16%	3.16%	3.55%	1.98%	1.28%
Return on Invested Capital (ROIC)	15.92%	18.54%	18.56%	22.59%	12.72%	8.11%
Earnings Yield	10.90%	11.62%	13.49%	14.16%	12.36%	10.93%
FCF Yield	9.55%	15.64%	68.09%	66.04%	67.57%	20.17%
Dividend Yield	7.17%	7.19%	10.53%	10.93%	8.57%	7.46%
Payout Ratio	61.24%	57.61%	70.16%	35.85%	44.30%	90.59%
Buyback Yield / Dilution	0.00%	0.00%	0.00%	0.00%	-0.01%	-0.00%
Total Shareholder Return	7.09%	7.20%	10.53%	10.93%	8.56%	7.46%