Powszechny Zaklad Ubezpieczen SA (WSE:PZU)
Poland · Delayed Price · Currency is PLN 72.80
-0.26 (-0.36%)
Aug 11, 2026, 5:01 PM CET
WSE:PZU Ratios and Metrics
Market cap in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 62,864 | 57,632 | 39,584 | 40,819 | 30,586 | 30,526 | |
Market Cap Growth | 10.91% | 45.59% | -3.02% | 33.46% | 0.20% | 9.24% |
Enterprise Value | 131,556 | 94,814 | 72,730 | 71,334 | 52,849 | 53,440 |
Last Close Price | 72.80 | 66.74 | 45.84 | 47.27 | 35.42 | 35.35 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.97 | 8.60 | 7.41 | 7.07 | 9.06 | 9.16 |
Forward PE | 10.69 | 9.69 | 7.79 | 8.23 | 9.61 | 9.95 |
PEG Ratio | - | 1.30 | 1.30 | 1.30 | 1.30 | 1.30 |
PS Ratio | 1.00 | 0.88 | 0.62 | 1.63 | 1.25 | 0.75 |
PB Ratio | 0.84 | 1.62 | 1.23 | 1.36 | 1.17 | 1.79 |
P/TBV Ratio | 2.08 | 2.00 | 1.55 | 1.71 | 1.52 | 2.80 |
P/FCF Ratio | 11.38 | 6.40 | 1.47 | 1.51 | 20.00 | 4.96 |
P/OCF Ratio | 8.85 | 5.48 | 1.40 | 1.44 | 20.00 | 4.12 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 2.10 | 1.44 | 1.14 | 2.85 | 2.17 | 1.30 |
EV/EBITDA Ratio | 5.17 | 3.54 | 2.86 | - | 30.10 | 5.80 |
EV/EBIT Ratio | 5.50 | 3.75 | 3.04 | - | 30.10 | 6.79 |
EV/FCF Ratio | 23.82 | 10.52 | 2.70 | 2.65 | 34.56 | 8.68 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Asset Turnover | 0.12 | 0.13 | 0.13 | 0.06 | 0.06 | 0.10 |
Return on Equity (ROE) | 14.32% | 20.28% | 19.43% | 29.63% | 18.41% | 13.03% |
Return on Assets (ROA) | 3.41% | 3.81% | 3.84% | -1.94% | 0.42% | 1.47% |
Return on Invested Capital (ROIC) | 24.96% | 28.71% | 29.63% | -15.97% | 3.97% | 13.76% |
Return on Capital Employed (ROCE) | 4.44% | 4.86% | 4.93% | -1.94% | 0.42% | 2.02% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 10.02% | 11.63% | 13.50% | 14.15% | 11.04% | 10.92% |
FCF Yield | 8.78% | 15.64% | 68.09% | 66.03% | 5.00% | 20.17% |
Dividend Yield | 6.57% | 6.70% | 9.47% | 5.08% | -5.48% | 9.90% |
Payout Ratio | 61.24% | 57.61% | 70.16% | 35.85% | -44.31% | 90.59% |
Buyback Yield / Dilution | 0.00% | 0.00% | 0.00% | 0.00% | -0.01% | -0.00% |
Total Shareholder Return | 6.57% | 6.70% | 9.47% | 5.08% | -5.48% | 9.90% |