Powszechny Zaklad Ubezpieczen SA (WSE:PZU)
Poland · Delayed Price · Currency is PLN 72.80
-0.26 (-0.36%)
Aug 11, 2026, 5:01 PM CET
WSE:PZU Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 65,106 | 65,731 | 63,801 | 25,027 | 24,405 | 40,961 |
Revenue Growth | -0.50% | 3.02% | 154.93% | 2.55% | -40.42% | 1.28% |
Operating Income Operating Income Growth | 23,925 | 25,257 | 23,948 | -8,702 | 1,756 | 7,872 |
Net Income Net Income Growth | 6,301 | 6,699 | 5,342 | 5,780 | 3,781 | 3,336 |
Earnings Per Share EPS Growth | 10.11 | 7.76 | 6.19 | 6.69 | 3.91 | 3.86 |
EPS Growth | 10.61% | 25.36% | -7.47% | 71.10% | 1.29% | 74.66% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Individual Protective Insurance Individual Protective Insurance Growth | 819 | 755 | 637 | 1,249 |
Corporate Insurance Corporate Insurance Growth | 3,371 | 3,301 | 2,999 | 5,874 |
Ukraine Ukraine Growth | 271 | 248 | 218 | 311 |
Group and Individually Continued Insurance Group and Individually Continued Insurance Growth | 7,450 | 7,402 | 7,318 | 10,586 |
Baltic Countries Baltic Countries Growth | 2,823 | 2,767 | 2,571 | 3,028 |
Life Investment Insurance Life Investment Insurance Growth | -813 | -819 | -231 | 161 |
Mass Insurance Mass Insurance Growth | 13,134 | 13,156 | 12,606 | 15,934 |
Pensions Pensions Growth | 222 | 209 | 184 | 284 |
Other Other Growth | -270 | -243 | -200 | -985 |
Investments Investments Growth | 50 | 189 | 150 | 1,032 |
Banking Activities Banking Activities Growth | -59,667 | 5,277 | 5,027 | 41,340 |
Investment Contracts Investment Contracts Growth | -6 | 2 | 2 | 10 |
Total Total Growth | -32,616 | 32,244 | 31,281 | 78,824 |
Selected indicators aren't available for this stock.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 7,103 | 10,519 | 28,341 | 28,249 | 1,529 | 7,412 |
Capital Expenditures CapEx Growth | -1,581 | -1,508 | -1,390 | -1,296 | - | -1,255 |
Free Cash Flow Free Cash Flow Growth | 5,522 | 9,011 | 26,951 | 26,953 | 1,529 | 6,157 |
Free Cash Flow Growth | -79.66% | -66.56% | -0.01% | 1662.80% | -75.17% | -77.46% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 36.75% | 38.42% | 37.54% | -34.77% | 7.20% | 19.22% |
Pretax Margin | 26.32% | 27.14% | 24.62% | 64.51% | 33.34% | 18.20% |
Profit Margin | 16.21% | 21.28% | 19.15% | 64.51% | 33.34% | 13.27% |
FCF Margin | 8.48% | 13.71% | 42.24% | 107.70% | 6.27% | 15.03% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 4.800 | 4.800 | 4.470 | 4.340 | 2.400 | 1.940 |
Dividend Per Share Growth | 7.38% | 7.38% | 3.00% | 80.83% | 23.71% | -44.57% |
Dividend Yield | 6.57% | 6.70% | 9.47% | 5.08% | -5.48% | 9.90% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.97 | 8.60 | 7.41 | 7.07 | 9.06 | 9.16 |
Forward PE | 10.69 | 9.69 | 7.79 | 8.23 | 9.61 | 9.95 |
P/FCF Ratio | 11.38 | 6.40 | 1.47 | 1.51 | 20.00 | 4.96 |
PS Ratio | 1.00 | 0.88 | 0.62 | 1.63 | 1.25 | 0.75 |