Powszechny Zaklad Ubezpieczen SA (WSE:PZU)
Poland · Delayed Price · Currency is PLN 72.80
-0.26 (-0.36%)
Aug 11, 2026, 5:01 PM CET
WSE:PZU Cash Flow Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 17,134 | 17,842 | 15,705 | 16,145 | - | 7,454 |
Depreciation & Amortization | 1,526 | 1,517 | 1,499 | 1,386 | - | 1,348 |
Other Adjustments | -3,323 | -8,693 | -7,899 | -9,800 | - | -3,334 |
Changes in Receivables | -24,010 | -18,309 | -14,712 | -8,075 | - | -7,960 |
Changes in Reinsurance Contract Assets | 148 | 111 | -527 | -1,091 | - | -439 |
Changes in Deferred Acquisition Costs | - | - | - | - | - | -23 |
Changes in Claims Reserves | 1,449 | 1,574 | 1,709 | 3,089 | - | 1,702 |
Changes in Income Taxes Payable | -4,197 | -4,841 | -3,568 | -1,206 | 302.72 | -1,847 |
Changes in Other Operating Activities | 20,555 | 21,318 | 36,134 | 27,801 | 32,128 | 10,511 |
Operating Cash Flow | 7,103 | 10,519 | 28,341 | 28,249 | 1,529 | 7,412 |
Operating Cash Flow Growth | -75.13% | -62.88% | 0.33% | 1747.56% | -79.37% | -74.06% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1,581 | -1,508 | -1,390 | -1,296 | - | -1,255 |
Sale of Property, Plant & Equipment | 294 | 281 | 203 | 65 | - | 148 |
Proceeds from Sale of Intangible Assets | - | - | - | - | - | 300 |
Purchases of Investments | -1,379,971 | -1,496,311 | -2,246,790 | -2,127,600 | 102,117 | -630,313 |
Proceeds from Sale of Investments | 1,358,116 | 1,482,047 | 2,217,289 | 2,101,210 | 101,442 | 630,530 |
Cash Acquisitions | -1,318 | -1,127 | -835 | -927 | 1,153 | -680 |
Proceeds from Business Divestments | 1,055 | 1,054 | 780 | 1,393 | 1,204 | 1,327 |
Other Investing Activities | 11,224 | 9,791 | 3,958 | 2,821 | 1,876 | 1,796 |
Investing Cash Flow | -12,208 | -5,773 | -26,785 | -24,334 | 387.37 | 1,853 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 319,133 | 287,935 | 248,928 | 182,825 | - | 94,033 |
Short-Term Debt Repaid | -317,980 | -287,781 | -249,164 | -182,137 | - | -93,979 |
Net Short-Term Debt Issued (Repaid) | 1,153 | 154 | -236 | 688 | - | 54 |
Long-Term Debt Issued | 46,554 | 46,762 | 38,344 | 7,115 | 2,848 | 3,121 |
Long-Term Debt Repaid | -40,525 | -41,160 | -33,346 | -5,769 | 3,018 | -6,869 |
Net Long-Term Debt Issued (Repaid) | 6,029 | 5,602 | 4,998 | 1,346 | 5,866 | -3,748 |
Common Dividends Paid | - | -3,859 | -3,748 | -2,072 | 1,675 | -3,022 |
Other Financing Activities | -980 | -5,413 | -5,112 | -1,884 | 81.27 | -1,107 |
Financing Cash Flow | -1,651 | -3,516 | -4,098 | -1,922 | -1,926 | -7,823 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -1 | -124 | -33 | -251 | -5.34 | 66 |
Net Cash Flow | -6,756 | 1,230 | -2,542 | 1,993 | -9.78 | 1,442 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 5,522 | 9,011 | 26,951 | 26,953 | 1,529 | 6,157 |
Free Cash Flow Growth | -79.66% | -66.56% | -0.01% | 1662.80% | -75.17% | -77.46% |
FCF Margin | 8.48% | 13.71% | 42.24% | 107.70% | 6.27% | 15.03% |
Free Cash Flow Per Share | 6.40 | 10.44 | 31.22 | 31.22 | 1.77 | 7.13 |
Levered Free Cash Flow | 29,934 | 29,052 | 42,252 | 33,408 | 42,078 | 7,937 |
Unlevered Free Cash Flow | 34,838 | 36,397 | 50,783 | 16,892 | 34,187 | 14,034 |