Powszechny Zaklad Ubezpieczen SA (WSE:PZU)
72.80
-0.26 (-0.36%)
Aug 11, 2026, 5:01 PM CET
WSE:PZU Balance Sheet
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt Securities | 221,655 | 217,808 | 211,681 | 180,241 | 145,738 | - |
Equity and Preferred Securities | 16,458 | 16,768 | 10,703 | 12,153 | 8,175 | 93 |
Other Investments | 265,357 | 261,299 | 242,113 | 235,076 | 232,883 | 227,445 |
Total Investments | 503,470 | 234,515 | 222,315 | 192,332 | 153,861 | 136,954 |
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 15,383 | 16,233 | 15,127 | 17,702 | 15,960 | 9,447 |
Reinsurance Contract Assets | 3,896 | 3,990 | 4,042 | 3,469 | 2,336 | 2,540 |
Deferred Acquisition Costs | - | - | - | - | - | 1,573 |
Other Receivables | 5,374 | 4,804 | 5,372 | 5,357 | 9,481 | 9,418 |
Net Property, Plant & Equipment | 4,585 | 4,588 | 4,256 | 4,445 | 4,304 | 4,144 |
Other Intangible Assets | 3,759 | 3,824 | 3,745 | 3,404 | 3,282 | 3,403 |
Goodwill | 2,824 | 2,816 | 2,792 | 2,801 | 2,808 | 2,778 |
Other Assets | 4,135 | 3,353 | 3,426 | 3,297 | 4,219 | 4,334 |
Total Assets | 543,426 | 535,483 | 503,257 | 467,945 | 429,186 | 402,129 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Unearned Premiums | - | - | - | - | - | 9,603 |
Claims Reserves | 45,280 | 45,872 | 43,642 | 42,328 | 37,518 | 90,743 |
Reinsurance Contract Liabilities | 11 | 38 | 35 | 35 | 31 | - |
Accrued Expenses | 3,114 | 3,171 | 2,756 | 2,286 | 1,711 | 1,206 |
Total Debt | 7,985 | 7,951 | 5,099 | 6,166 | 6,184 | 6,274 |
Other Liabilities | 412,341 | 405,798 | 386,468 | 356,578 | 335,317 | 304,482 |
Total Liabilities | 468,731 | 462,830 | 438,000 | 407,393 | 380,761 | 362,135 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 86 | 86 | 86 | 86 | 86 | 86 |
Treasury Stock | -7 | - | -7 | - | - | -5 |
Additional Paid-in Capital | 24,238 | - | 43,490 | - | - | 15,416 |
Accumulated Other Comprehensive Income | 1,219 | - | 669 | - | - | -1,068 |
Retained Earnings | 11,334 | 19,932 | 19,898 | 23,452 | 17,742 | 2,651 |
Total Common Shareholders' Equity | 36,870 | 35,471 | 32,111 | 30,037 | 26,162 | 17,080 |
Minority Interest | 37,825 | 37,182 | 33,146 | 30,515 | 22,263 | 22,914 |
Shareholders' Equity | 74,695 | 72,653 | 65,257 | 60,552 | 48,425 | 39,994 |
Total Liabilities & Equity | 543,426 | 535,483 | 503,257 | 467,945 | 429,186 | 402,129 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Book Value | 36,870 | 35,471 | 32,111 | 30,037 | 26,162 | 17,080 |
Book Value Per Share | 42.70 | 41.09 | 37.19 | 34.79 | 30.30 | 19.78 |
Tangible Book Value | 30,287 | 28,831 | 25,574 | 23,832 | 20,072 | 10,899 |
Tangible Book Value Per Share | 35.08 | 33.39 | 29.62 | 27.60 | 23.25 | 12.62 |