Powszechny Zaklad Ubezpieczen SA (WSE: PZU)

WSE: PZU Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Investments in Debt Securities	178,090	-	-	118,180	120,690	90,623
Investments in Equity & Preferred Securities	715	62	52	861	677	529
Other Investments	13,001	180,241	145,738	5,501	5,609	5,518
Total Investments	224,517	195,492	156,934	154,159	156,279	121,862
Cash & Equivalents	23,921	17,681	15,933	6,967	6,841	7,699
Reinsurance Recoverable	3,975	3,469	2,336	2,693	2,438	2,219
Other Receivables	225,314	224,165	222,174	216,949	194,803	194,157
Deferred Policy Acquisition Cost	-	-	-	1,573	1,550	1,574
Property, Plant & Equipment	4,221	4,445	4,304	4,144	4,188	4,229
Goodwill	2,793	2,801	2,808	2,778	2,776	4,034
Other Intangible Assets	3,472	3,404	3,282	3,403	3,206	3,157
Restricted Cash	10	21	27	2,480	1,098	89
Other Current Assets	1,109	12,017	16,851	2,618	1,762	1,887
Long-Term Deferred Tax Assets	2,092	2,207	3,103	3,058	2,511	2,313
Long-Term Deferred Charges	276	-	-	110	91	79
Other Long-Term Assets	2,005	2,191	1,434	1,197	1,431	86
Total Assets	493,705	467,893	429,186	402,129	378,974	343,385
Accounts Payable	-	-	-	652	611	258
Accrued Expenses	1,964	-	-	2,190	2,013	2,099
Insurance & Annuity Liabilities	44,469	42,328	37,518	23,914	23,731	23,474
Unpaid Claims	-	-	-	11,715	10,984	10,298
Unearned Premiums	-	-	-	9,536	8,751	8,871
Reinsurance Payable	20	35	31	228	223	197
Current Portion of Long-Term Debt	1,442	-	-	8,235	7,534	7,366
Short-Term Debt	7,049	-	-	7,975	5,431	2,442
Current Income Taxes Payable	1,335	1,991	328	147	355	352
Long-Term Debt	31,863	25,216	24,994	13,587	15,640	16,075
Long-Term Leases	1,693	-	-	992	1,064	1,066
Long-Term Deferred Tax Liabilities	3,476	3,088	2,831	806	949	746
Separate Account Liability	-	-	-	5,963	5,920	5,578
Other Current Liabilities	1,304	11,688	20,989	268,013	246,373	219,086
Other Long-Term Liabilities	336,232	323,068	294,070	7,413	5,274	5,548
Total Liabilities	431,554	407,414	380,761	362,135	335,571	304,097
Common Stock	86	86	86	86	86	86
Additional Paid-In Capital	17,492	-	-	538	538	538
Retained Earnings	8,268	11,711	8,871	16,871	16,862	15,570
Treasury Stock	-4	-	-	-5	-9	-7
Comprehensive Income & Other	4,486	18,225	17,205	-410	1,300	-18
Total Common Equity	30,328	30,022	26,162	17,080	18,777	16,169
Minority Interest	31,823	30,457	22,263	22,914	24,626	23,119
Shareholders' Equity	62,151	60,479	48,425	39,994	43,403	39,288
Total Liabilities & Equity	493,705	467,893	429,186	402,129	378,974	343,385
Filing Date Shares Outstanding	863.52	863.38	863.39	863.36	863.35	863.32
Total Common Shares Outstanding	863.52	863.38	863.39	863.36	863.35	863.32
Total Debt	42,047	25,216	24,994	30,789	29,669	26,949
Net Cash (Debt)	-18,126	-7,535	-9,061	-23,822	-22,828	-19,250
Net Cash Per Share	-20.99	-8.73	-10.49	-27.59	-26.44	-22.30
Book Value Per Share	35.12	34.77	30.30	19.78	21.75	18.73
Tangible Book Value	24,063	23,817	20,072	10,899	12,795	8,978
Tangible Book Value Per Share	27.87	27.59	23.25	12.62	14.82	10.40
Machinery	-	-	-	1,952	1,732	1,485
Construction In Progress	-	-	-	283	229	257

Source: S&P Capital IQ. Insurance template. Financial Sources.