Powszechny Zaklad Ubezpieczen SA (WSE:PZU)

WSE:PZU Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 2, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	49,687	39,584	40,812	30,581	30,519	27,937
Market Cap Growth	-3.01%	-3.01%	33.45%	0.20%	9.24%	-19.16%
Enterprise Value	106,404	89,533	94,287	76,950	72,077	73,107
PE Ratio	9.30	7.41	7.08	8.09	9.15	14.61
PS Ratio	0.82	0.65	0.71	0.70	0.79	0.77
PB Ratio	1.55	0.61	0.68	0.63	0.76	0.64
P/FCF Ratio	1.84	1.47	1.53	1.48	4.96	1.02
P/OCF Ratio	1.40	1.40	1.46	1.41	4.12	0.98
EV/Sales Ratio	1.75	1.47	1.65	1.75	1.86	2.01
EV/EBITDA Ratio	4.06	3.42	3.61	5.31	8.42	10.22
EV/EBIT Ratio	4.30	3.63	3.81	5.84	9.00	11.13
EV/FCF Ratio	3.95	3.32	3.53	3.72	11.71	2.68
Debt / Equity Ratio	0.46	0.46	0.42	0.52	0.77	0.68
Debt / EBITDA Ratio	1.15	1.15	0.96	1.72	3.48	3.99
Debt / FCF Ratio	1.12	1.12	0.94	1.21	5.00	1.09
Quick Ratio	3.89	3.89	2.56	1.57	0.12	0.12
Current Ratio	5.14	5.14	3.69	2.47	0.14	0.13
Asset Turnover	0.13	0.13	0.13	0.11	0.10	0.10
Return on Equity (ROE)	19.44%	19.44%	22.87%	12.82%	13.03%	6.12%
Return on Assets (ROA)	3.17%	3.17%	3.45%	1.98%	1.28%	1.14%
Return on Capital (ROIC)	17.03%	17.03%	19.46%	11.42%	6.96%	5.89%
Earnings Yield	10.75%	13.49%	14.13%	12.36%	10.93%	6.84%
Earnings Yield	10.75%	13.49%	14.13%	12.36%	10.93%	6.84%
FCF Yield	54.24%	68.09%	65.53%	67.57%	20.17%	97.77%
Dividend Yield	7.54%	-	10.12%	7.93%	6.91%	14.89%
Payout Ratio	70.16%	70.16%	35.94%	44.30%	90.59%	-
Buyback Yield / Dilution	0.00%	0.00%	0.00%	-0.01%	-0.00%	-0.01%
Total Shareholder Return	7.54%	0.00%	10.13%	7.93%	6.91%	14.88%

Updated Nov 21, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.