Powszechny Zaklad Ubezpieczen SA (WSE: PZU)

PZU Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Fiscal Year	Current	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Nov 21, 2024	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018
Market Capitalization	34,498	30,581	30,519	27,937	34,558	37,908
Market Cap Growth	78.63%	0.20%	9.24%	-19.16%	-8.84%	4.13%
Enterprise Value	85,675	76,950	72,077	73,107	75,285	77,392
PE Ratio	6.96	9.06	9.15	14.61	10.49	11.80
PS Ratio	0.60	0.66	0.79	0.77	0.87	0.96
PB Ratio	1.20	0.77	0.76	0.64	0.88	1.01
P/FCF Ratio	0.66	1.48	4.96	1.02	238.33	-
P/OCF Ratio	0.66	1.41	4.12	0.98	32.97	94.07
EV/Sales Ratio	1.49	1.67	1.86	2.01	1.90	1.96
EV/EBITDA Ratio	3.57	5.85	8.42	10.22	7.46	7.42
EV/EBIT Ratio	3.70	6.09	9.00	11.13	7.94	8.00
EV/FCF Ratio	1.63	3.72	11.71	2.68	519.20	-
Debt / Equity Ratio	0.70	1.18	0.77	0.68	0.69	0.73
Debt / EBITDA Ratio	1.67	3.49	3.48	3.99	2.59	2.61
Debt / FCF Ratio	0.76	2.27	5.00	1.09	185.86	-
Quick Ratio	0.21	0.15	0.12	0.11	0.12	0.28
Current Ratio	0.23	0.20	0.14	0.13	0.13	0.30
Asset Turnover	0.13	0.11	0.10	0.10	0.12	0.12
Return on Equity (ROE)	23.49%	13.19%	13.03%	6.12%	13.52%	14.32%
Return on Assets (ROA)	3.22%	1.88%	1.28%	1.14%	1.76%	1.87%
Return on Capital (ROIC)	15.77%	10.03%	6.96%	5.89%	9.06%	9.53%
Earnings Yield	14.37%	11.03%	10.93%	6.84%	9.53%	8.48%
FCF Yield	152.09%	67.57%	20.17%	97.77%	0.42%	-1.11%
Dividend Yield	10.86%	7.93%	6.91%	14.89%	-	9.44%
Payout Ratio	75.54%	49.64%	90.59%	-	73.38%	67.20%
Buyback Yield / Dilution	-0.00%	-0.01%	-0.00%	-0.01%	0.01%	0.02%
Total Shareholder Return	10.86%	7.93%	6.91%	14.88%	0.01%	9.46%

Source: S&P Capital IQ. Insurance template. Financial Sources.