Powszechny Zaklad Ubezpieczen SA (WSE: PZU)

WSE: PZU Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	39,808	40,812	30,581	30,519	27,937	34,558
Market Cap Growth	1.73%	33.45%	0.20%	9.24%	-19.16%	-8.84%
Enterprise Value	89,757	94,287	76,950	72,077	73,107	75,285
PE Ratio	7.57	7.08	8.09	9.15	14.61	10.49
PS Ratio	0.67	0.71	0.70	0.79	0.77	0.87
PB Ratio	1.31	0.67	0.63	0.76	0.64	0.88
P/FCF Ratio	4.68	1.53	1.48	4.96	1.02	238.33
P/OCF Ratio	3.69	1.46	1.41	4.12	0.98	32.97
EV/Sales Ratio	1.52	1.65	1.75	1.86	2.01	1.90
EV/EBITDA Ratio	3.53	3.60	5.31	8.42	10.22	7.46
EV/EBIT Ratio	3.74	3.81	5.84	9.00	11.13	7.94
EV/FCF Ratio	10.56	3.53	3.72	11.71	2.68	519.20
Debt / Equity Ratio	0.68	0.42	0.52	0.77	0.68	0.69
Debt / EBITDA Ratio	1.65	0.96	1.72	3.48	3.99	2.59
Debt / FCF Ratio	4.95	0.94	1.21	5.00	1.09	185.86
Quick Ratio	4.44	2.56	1.57	0.12	0.11	0.12
Current Ratio	4.83	3.69	2.47	0.14	0.13	0.13
Asset Turnover	0.12	0.13	0.11	0.10	0.10	0.12
Return on Equity (ROE)	20.27%	22.87%	12.82%	13.03%	6.12%	13.52%
Return on Assets (ROA)	3.12%	3.45%	1.98%	1.28%	1.14%	1.76%
Return on Capital (ROIC)	14.88%	19.46%	11.42%	6.96%	5.89%	9.06%
Earnings Yield	13.21%	14.13%	12.36%	10.93%	6.84%	9.53%
FCF Yield	21.35%	65.53%	67.57%	20.17%	97.77%	0.42%
Dividend Yield	9.41%	10.12%	7.93%	6.91%	14.89%	-
Payout Ratio	0.00%	35.93%	44.30%	90.59%	-	73.38%
Buyback Yield / Dilution	0.00%	0.00%	-0.01%	-0.00%	-0.01%	0.01%
Total Shareholder Return	9.42%	10.13%	7.93%	6.91%	14.88%	0.01%

Source: S&P Capital IQ. Insurance template. Financial Sources.