Powszechny Zaklad Ubezpieczen SA (WSE:PZU)
Poland flag Poland · Delayed Price · Currency is PLN
60.84
-0.30 (-0.49%)
Jun 6, 2025, 5:03 PM CET

WSE:PZU Statistics

Total Valuation

WSE:PZU has a market cap or net worth of PLN 52.54 billion. The enterprise value is 103.79 billion.

Market Cap 52.54B
Enterprise Value 103.79B

Important Dates

The last earnings date was Thursday, May 15, 2025.

Earnings Date May 15, 2025
Ex-Dividend Date Sep 24, 2025

Share Statistics

WSE:PZU has 863.52 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class 863.52M
Shares Outstanding 863.52M
Shares Change (YoY) -0.00%
Shares Change (QoQ) -0.00%
Owned by Insiders (%) n/a
Owned by Institutions (%) 35.04%
Float 568.30M

Valuation Ratios

The trailing PE ratio is 8.98 and the forward PE ratio is 8.94.

PE Ratio 8.98
Forward PE 8.94
PS Ratio 0.85
PB Ratio 0.76
P/TBV Ratio 1.90
P/FCF Ratio 1.94
P/OCF Ratio 1.84
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.95, with an EV/FCF ratio of 3.82.

EV / Earnings 17.75
EV / Sales 1.68
EV / EBITDA 3.95
EV / EBIT 4.10
EV / FCF 3.82

Financial Position

The company has a current ratio of 5.11, with a Debt / Equity ratio of 0.55.

Current Ratio 5.11
Quick Ratio 4.66
Debt / Equity 0.55
Debt / EBITDA 1.45
Debt / FCF 1.40
Interest Coverage 3.08

Financial Efficiency

Return on equity (ROE) is 19.27% and return on invested capital (ROIC) is 14.98%.

Return on Equity (ROE) 19.27%
Return on Assets (ROA) 3.19%
Return on Invested Capital (ROIC) 14.98%
Return on Capital Employed (ROCE) 5.10%
Revenue Per Employee 1.63M
Profits Per Employee 154,309
Employee Count 44,178
Asset Turnover 0.12
Inventory Turnover 529.35

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +24.20% in the last 52 weeks. The beta is 0.59, so WSE:PZU's price volatility has been lower than the market average.

Beta (5Y) 0.59
52-Week Price Change +24.20%
50-Day Moving Average 59.15
200-Day Moving Average 50.00
Relative Strength Index (RSI) 51.88
Average Volume (20 Days) 1,970,178

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, WSE:PZU had revenue of PLN 61.75 billion and earned 5.85 billion in profits. Earnings per share was 6.77.

Revenue 61.75B
Gross Profit 36.61B
Operating Income 25.31B
Pretax Income 16.38B
Net Income 5.85B
EBITDA 25.97B
EBIT 25.31B
Earnings Per Share (EPS) 6.77
Full Income Statement

Balance Sheet

The company has 49.88 billion in cash and 38.14 billion in debt, giving a net cash position of -16.01 billion or -18.54 per share.

Cash & Cash Equivalents 49.88B
Total Debt 38.14B
Net Cash -16.01B
Net Cash Per Share -18.54
Equity (Book Value) 69.30B
Book Value Per Share 39.44
Working Capital 47.66B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 28.56 billion and capital expenditures -1.41 billion, giving a free cash flow of 27.15 billion.

Operating Cash Flow 28.56B
Capital Expenditures -1.41B
Free Cash Flow 27.15B
FCF Per Share 31.44
Full Cash Flow Statement

Margins

Gross margin is 59.28%, with operating and profit margins of 40.98% and 9.47%.

Gross Margin 59.28%
Operating Margin 40.98%
Pretax Margin 26.53%
Profit Margin 9.47%
EBITDA Margin 42.05%
EBIT Margin 40.98%
FCF Margin 43.96%

Dividends & Yields

This stock pays an annual dividend of 4.47, which amounts to a dividend yield of 7.31%.

Dividend Per Share 4.47
Dividend Yield 7.31%
Dividend Growth (YoY) 3.00%
Years of Dividend Growth 2
Payout Ratio 64.09%
Buyback Yield 0.00%
Shareholder Yield 7.31%
Earnings Yield 11.13%
FCF Yield 51.67%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 30, 2015. It was a forward split with a ratio of 10.

Last Split Date Nov 30, 2015
Split Type Forward
Split Ratio 10

Scores

Altman Z-Score n/a
Piotroski F-Score n/a