Powszechny Zaklad Ubezpieczen SA (WSE: PZU)

PZU Statistics

Total Valuation

Powszechny Zaklad Ubezpieczen has a market cap or net worth of PLN 34.50 billion. The enterprise value is 85.67 billion.

Market Cap	34.50B
Enterprise Value	85.67B

Important Dates

The next estimated earnings date is Thursday, November 21, 2024.

Earnings Date	Nov 21, 2024
Ex-Dividend Date	Sep 16, 2024

Share Statistics

Powszechny Zaklad Ubezpieczen has 863.52 million shares outstanding.

Current Share Class	n/a
Shares Outstanding	863.52M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	37.86%
Float	568.30M

Valuation Ratios

The trailing PE ratio is 6.96 and the forward PE ratio is 6.87.

PE Ratio	6.96
Forward PE	6.87
PS Ratio	0.60
PB Ratio	1.20
P/TBV Ratio	n/a
P/FCF Ratio	0.66
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.57, with an EV/FCF ratio of 1.63.

EV / Earnings	17.27
EV / Sales	1.49
EV / EBITDA	3.57
EV / EBIT	3.70
EV / FCF	1.63

Financial Position

The company has a current ratio of 0.23, with a Debt / Equity ratio of 0.70.

Current Ratio	0.23
Quick Ratio	0.21
Debt / Equity	0.70
Debt / EBITDA	1.67
Debt / FCF	0.76
Interest Coverage	2.55

Financial Efficiency

Return on equity (ROE) is 23.49% and return on invested capital (ROIC) is 15.77%.

Return on Equity (ROE)	23.49%
Return on Assets (ROA)	3.22%
Return on Capital (ROIC)	15.77%
Revenue Per Employee	1.51M
Profits Per Employee	129,575
Employee Count	38,279
Asset Turnover	0.13
Inventory Turnover	520.12

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -14.98% in the last 52 weeks. The beta is 0.55, so Powszechny Zaklad Ubezpieczen's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	-14.98%
50-Day Moving Average	41.50
200-Day Moving Average	47.37
Relative Strength Index (RSI)	50.43
Average Volume (20 Days)	1,533,684

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Powszechny Zaklad Ubezpieczen had revenue of PLN 57.62 billion and earned 4.96 billion in profits. Earnings per share was 5.74.

Revenue	57.62B
Gross Profit	35.78B
Operating Income	23.17B
Pretax Income	14.47B
Net Income	4.96B
EBITDA	23.70B
EBIT	23.17B
Earnings Per Share (EPS)	5.74

Balance Sheet

The company has 44.63 billion in cash and 40.04 billion in debt, giving a net cash position of -25.09 billion or -29.06 per share.

Cash & Cash Equivalents	44.63B
Total Debt	40.04B
Net Cash	-25.09B
Net Cash Per Share	-29.06
Equity (Book Value)	57.06B
Book Value Per Share	33.22
Working Capital	-183.26B

Cash Flow

In the last 12 months, operating cash flow was 53.75 billion and capital expenditures -1.28 billion, giving a free cash flow of 52.47 billion.

Operating Cash Flow	53.75B
Capital Expenditures	-1.28B
Free Cash Flow	52.47B
FCF Per Share	60.76

Margins

Gross margin is 62.09%, with operating and profit margins of 40.21% and 8.61%.

Gross Margin	62.09%
Operating Margin	40.21%
Pretax Margin	25.10%
Profit Margin	8.61%
EBITDA Margin	41.12%
EBIT Margin	40.21%
FCF Margin	91.06%

Dividends & Yields

This stock pays an annual dividend of 4.34, which amounts to a dividend yield of 10.86%.

Dividend Per Share	4.34
Dividend Yield	10.86%
Dividend Growth (YoY)	80.83%
Years of Dividend Growth	1
Payout Ratio	75.54%
Buyback Yield	-0.00%
Shareholder Yield	10.86%
Earnings Yield	14.37%
FCF Yield	152.09%

Stock Splits

The last stock split was on November 30, 2015. It was a forward split with a ratio of 10.

Last Split Date	Nov 30, 2015
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a