WSE: PZU Statistics

Total Valuation

Powszechny Zaklad Ubezpieczen has a market cap or net worth of PLN 39.81 billion. The enterprise value is 89.76 billion.

Market Cap	39.81B
Enterprise Value	89.76B

Important Dates

The next estimated earnings date is Friday, March 21, 2025.

Earnings Date	Mar 21, 2025
Ex-Dividend Date	Sep 16, 2024

Share Statistics

Powszechny Zaklad Ubezpieczen has 863.52 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	n/a
Shares Outstanding	863.52M
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	37.83%
Float	568.30M

Valuation Ratios

The trailing PE ratio is 7.57 and the forward PE ratio is 7.83.

PE Ratio	7.57
Forward PE	7.83
PS Ratio	0.67
PB Ratio	1.31
P/TBV Ratio	1.65
P/FCF Ratio	4.68
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.53, with an EV/FCF ratio of 10.56.

EV / Earnings	17.07
EV / Sales	1.52
EV / EBITDA	3.53
EV / EBIT	3.74
EV / FCF	10.56

Financial Position

The company has a current ratio of 4.83, with a Debt / Equity ratio of 0.68.

Current Ratio	4.83
Quick Ratio	4.44
Debt / Equity	0.68
Debt / EBITDA	1.65
Debt / FCF	4.95
Interest Coverage	2.91

Financial Efficiency

Return on equity (ROE) is 20.27% and return on invested capital (ROIC) is 14.88%.

Return on Equity (ROE)	20.27%
Return on Assets (ROA)	3.12%
Return on Capital (ROIC)	14.88%
Revenue Per Employee	1.52M
Profits Per Employee	135,541
Employee Count	38,800
Asset Turnover	0.12
Inventory Turnover	730.09

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -2.14% in the last 52 weeks. The beta is 0.55, so Powszechny Zaklad Ubezpieczen's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	-2.14%
50-Day Moving Average	42.73
200-Day Moving Average	47.01
Relative Strength Index (RSI)	59.88
Average Volume (20 Days)	2,670,667

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Powszechny Zaklad Ubezpieczen had revenue of PLN 59.02 billion and earned 5.26 billion in profits. Earnings per share was 6.09.

Revenue	59.02B
Gross Profit	33.83B
Operating Income	23.97B
Pretax Income	15.58B
Net Income	5.26B
EBITDA	25.42B
EBIT	23.97B
Earnings Per Share (EPS)	6.09

Full Income Statement

Balance Sheet

The company has 53.87 billion in cash and 42.05 billion in debt, giving a net cash position of -18.13 billion or -20.99 per share.

Cash & Cash Equivalents	53.87B
Total Debt	42.05B
Net Cash	-18.13B
Net Cash Per Share	-20.99
Equity (Book Value)	62.15B
Book Value Per Share	35.12
Working Capital	50.23B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 9.86 billion and capital expenditures -1.36 billion, giving a free cash flow of 8.50 billion.

Operating Cash Flow	9.86B
Capital Expenditures	-1.36B
Free Cash Flow	8.50B
FCF Per Share	9.84

Full Cash Flow Statement

Margins

Gross margin is 57.32%, with operating and profit margins of 40.61% and 8.91%.

Gross Margin	57.32%
Operating Margin	40.61%
Pretax Margin	26.39%
Profit Margin	8.91%
EBITDA Margin	43.07%
EBIT Margin	40.61%
FCF Margin	14.40%

Dividends & Yields

This stock pays an annual dividend of 4.34, which amounts to a dividend yield of 9.41%.

Dividend Per Share	4.34
Dividend Yield	9.41%
Dividend Growth (YoY)	80.83%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	0.00%
Shareholder Yield	9.42%
Earnings Yield	13.21%
FCF Yield	21.35%

Dividend Details

Stock Splits

The last stock split was on November 30, 2015. It was a forward split with a ratio of 10.

Last Split Date	Nov 30, 2015
Split Type	Forward
Split Ratio	10

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a