Croatia osiguranje d.d. (ZSE:CROS)

Croatia osiguranje d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	826.44	846.16	919.72	875.17	922.2	869.54
Investments in Equity & Preferred Securities	277.89	201.57	148.94	112.41	125.8	81.24
Policy Loans	-	-	-	-	3.68	3.95
Other Investments	115.78	77.49	72.55	116.12	124.98	145.76
Total Investments	1,599	1,382	1,425	1,280	1,403	1,325
Cash & Equivalents	10.67	85.7	66.82	143.1	106.08	88.67
Reinsurance Recoverable	70.59	76.08	74.02	51.9	84.32	94.66
Other Receivables	32.06	57.64	33.36	36.14	91.16	78.16
Deferred Policy Acquisition Cost	-	-	-	-	31.53	32.76
Separate Account Assets	12.17	15.03	17	22.92	-	-
Property, Plant & Equipment	126.67	125.4	120.49	110.67	108.42	115.82
Goodwill	3.47	3.47	-	-	-	-
Other Intangible Assets	21.86	21.06	19.39	17.78	19.21	14.29
Other Current Assets	2.15	9.02	9.53	14.84	8.75	12.46
Long-Term Deferred Tax Assets	8.39	1.42	0.91	0.35	0.15	0.22
Other Long-Term Assets	55.11	-	-	-	-	-
Total Assets	1,942	1,776	1,767	1,677	1,853	1,762
Accounts Payable	-	7.06	7.27	9.59	8.91	7.06
Accrued Expenses	23.32	36.02	26.39	24.58	26.83	23.92
Insurance & Annuity Liabilities	344.35	864.14	867	829	431.59	411.65
Unpaid Claims	395.66	4.3	4.17	2.44	396.6	418.93
Unearned Premiums	153.9	1.91	2.24	1.37	201.18	191.49
Reinsurance Payable	2.99	6.64	4.03	2.16	15.47	12.8
Current Portion of Leases	-	-	-	-	3.25	2.68
Short-Term Debt	-	-	-	10.01	10.18	-
Current Income Taxes Payable	3.59	1.54	12.07	2.06	5.11	2.65
Long-Term Debt	2.88	3.04	1.71	1.84	1.98	1.62
Long-Term Leases	45.54	45.3	46.22	41.82	39.44	37.28
Long-Term Deferred Tax Liabilities	44.01	27.5	15.2	25.54	14.9	11.23
Separate Account Liability	-	-	-	-	50.09	54.58
Other Current Liabilities	46.1	0.82	0.09	0.08	0.99	1.31
Other Long-Term Liabilities	65.43	16.24	13.09	11.65	11.43	15.54
Total Liabilities	1,136	1,017	1,002	964.21	1,240	1,217
Common Stock	78.3	78.3	78.3	78.22	78.42	78.06
Additional Paid-In Capital	90.45	90.45	90.45	90.45	90.68	90.27
Retained Earnings	456.86	452.06	504.24	442.5	350.47	300.43
Comprehensive Income & Other	179.87	138.15	91.43	100.69	92.67	75.3
Total Common Equity	805.47	758.96	764.41	711.86	612.23	544.05
Minority Interest	0.48	0.48	0.75	1.37	1.35	1.68
Shareholders' Equity	805.95	759.44	765.16	713.23	613.58	545.72
Total Liabilities & Equity	1,942	1,776	1,767	1,677	1,853	1,762
Filing Date Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Common Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Debt	48.42	48.34	47.92	53.67	54.85	41.57
Net Cash (Debt)	-37.75	37.37	18.9	89.42	51.23	47.1
Net Cash Growth	-	97.70%	-78.86%	74.55%	8.77%	-
Net Cash Per Share	-89.69	88.76	44.90	212.43	121.70	111.88
Book Value Per Share	1913.47	1802.97	1815.93	1691.08	1454.41	1292.44
Tangible Book Value	780.14	734.43	745.02	694.07	593.02	529.76
Tangible Book Value Per Share	1853.30	1744.70	1769.87	1648.83	1408.78	1258.50
Land	-	7.52	7.97	7.84	7.47	8.87
Buildings	-	75.35	77.84	75.04	72.23	86.9
Machinery	-	63.92	57.95	50.75	46.81	43.9
Construction In Progress	-	0.64	0.43	1.99	1.07	0.39

Updated Feb 24, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.