Croatia osiguranje d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	-	846.16	919.72	875.17	922.2
Investments in Equity & Preferred Securities	10.45	201.57	148.94	112.41	125.8
Policy Loans	-	-	-	-	3.68
Other Investments	1,203	77.49	72.55	116.12	124.98
Total Investments	1,523	1,382	1,425	1,280	1,403
Cash & Equivalents	152.96	85.7	66.82	143.1	106.08
Reinsurance Recoverable	74.01	73.57	71.35	51.9	84.32
Other Receivables	38.87	60.15	36.03	36.14	91.16
Deferred Policy Acquisition Cost	-	-	-	-	31.53
Separate Account Assets	13.91	15.03	17	22.92	-
Property, Plant & Equipment	131.47	125.4	120.49	110.67	108.42
Goodwill	-	3.47	-	-	-
Other Intangible Assets	25.69	21.06	19.39	17.78	19.21
Other Current Assets	-	9.02	9.53	14.84	8.75
Long-Term Deferred Tax Assets	1.53	1.42	0.91	0.35	0.15
Total Assets	1,961	1,776	1,767	1,677	1,853
Accounts Payable	-	7.06	7.27	9.59	8.91
Accrued Expenses	-	36.02	26.39	24.58	26.83
Insurance & Annuity Liabilities	905.11	864.14	867	829	431.59
Unpaid Claims	-	4.3	4.17	2.44	396.6
Unearned Premiums	-	1.91	2.24	1.37	201.18
Reinsurance Payable	5.1	6.64	4.03	2.16	15.47
Current Portion of Leases	-	-	-	-	3.25
Short-Term Debt	-	-	-	10.01	10.18
Current Income Taxes Payable	4.23	1.54	12.07	2.06	5.11
Long-Term Debt	-	3.04	1.71	1.84	1.98
Long-Term Leases	-	45.3	46.22	41.82	39.44
Long-Term Deferred Tax Liabilities	46.27	27.5	15.2	25.54	14.9
Separate Account Liability	-	-	-	-	50.09
Other Current Liabilities	-	0.82	0.09	0.08	0.99
Other Long-Term Liabilities	129.69	16.24	13.09	11.65	11.43
Total Liabilities	1,090	1,017	1,002	964.21	1,240
Common Stock	78.3	78.3	78.3	78.22	78.42
Additional Paid-In Capital	90.45	90.45	90.45	90.45	90.68
Retained Earnings	428.48	452.06	504.24	442.5	350.47
Comprehensive Income & Other	273.03	138.15	91.43	100.69	92.67
Total Common Equity	870.26	758.96	764.41	711.86	612.23
Minority Interest	0.51	0.48	0.75	1.37	1.35
Shareholders' Equity	870.77	759.44	765.16	713.23	613.58
Total Liabilities & Equity	1,961	1,776	1,767	1,677	1,853
Filing Date Shares Outstanding	0.42	0.42	0.42	0.42	0.42
Total Common Shares Outstanding	0.42	0.42	0.42	0.42	0.42
Total Debt	-	48.34	47.92	53.67	54.85
Net Cash (Debt)	152.96	37.37	18.9	89.42	51.23
Net Cash Growth	309.35%	97.70%	-78.86%	74.55%	8.77%
Net Cash Per Share	363.36	88.76	44.90	212.43	121.70
Book Value Per Share	2067.51	1802.97	1815.93	1691.08	1454.41
Tangible Book Value	844.57	734.43	745.02	694.07	593.02
Tangible Book Value Per Share	2006.48	1744.70	1769.87	1648.83	1408.78
Land	-	7.52	7.97	7.84	7.47
Buildings	-	75.35	77.84	75.04	72.23
Machinery	-	63.92	57.95	50.75	46.81
Construction In Progress	-	0.64	0.43	1.99	1.07

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.