Croatia osiguranje d.d. (ZSE:CROS)

Croatia osiguranje d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	846.16	919.72	875.17	6,931	6,565
Investments in Equity & Preferred Securities	201.57	148.94	112.41	945.46	613.29
Policy Loans	-	-	-	27.68	29.81
Other Investments	77.49	72.55	116.12	939.24	1,100
Total Investments	1,382	1,425	1,280	10,548	10,006
Cash & Equivalents	85.7	66.82	143.1	797.27	669.43
Reinsurance Recoverable	76.08	74.02	51.9	633.73	714.62
Other Receivables	57.64	33.36	36.14	685.1	590.11
Deferred Policy Acquisition Cost	-	-	-	236.93	247.35
Separate Account Assets	15.03	17	22.92	-	-
Property, Plant & Equipment	125.4	120.49	110.67	814.85	874.39
Goodwill	3.47	-	-	-	-
Other Intangible Assets	21.06	19.39	17.78	144.34	107.87
Other Current Assets	9.02	9.53	14.84	65.74	94.1
Long-Term Deferred Tax Assets	1.42	0.91	0.35	1.16	1.65
Total Assets	1,776	1,767	1,677	13,927	13,305
Accounts Payable	7.06	7.27	9.59	66.94	53.32
Accrued Expenses	36.02	26.39	24.58	201.65	180.6
Insurance & Annuity Liabilities	864.14	867	829	3,244	3,108
Unpaid Claims	4.3	4.17	2.44	2,981	3,163
Unearned Premiums	1.91	2.24	1.37	1,512	1,446
Reinsurance Payable	6.64	4.03	2.16	116.29	96.61
Current Portion of Leases	-	-	-	24.43	20.2
Short-Term Debt	-	-	10.01	76.48	-
Current Income Taxes Payable	1.54	12.07	2.06	38.38	19.99
Long-Term Debt	3.04	1.71	1.84	14.9	12.25
Long-Term Leases	45.3	46.22	41.82	296.44	281.42
Long-Term Deferred Tax Liabilities	27.5	15.2	25.54	111.95	84.76
Separate Account Liability	-	-	-	376.48	412.09
Other Current Liabilities	0.82	0.09	0.08	7.47	9.9
Other Long-Term Liabilities	16.24	13.09	11.65	85.86	117.32
Total Liabilities	1,017	1,002	964.21	9,316	9,185
Common Stock	78.3	78.3	78.22	589.33	589.33
Additional Paid-In Capital	90.45	90.45	90.45	681.48	681.48
Retained Earnings	452.06	504.24	442.5	2,634	2,268
Comprehensive Income & Other	138.15	91.43	100.69	696.43	568.45
Total Common Equity	758.96	764.41	711.86	4,601	4,107
Minority Interest	0.48	0.75	1.37	10.17	12.65
Shareholders' Equity	759.44	765.16	713.23	4,611	4,120
Total Liabilities & Equity	1,776	1,767	1,677	13,927	13,305
Filing Date Shares Outstanding	0.42	0.42	0.42	0.42	0.42
Total Common Shares Outstanding	0.42	0.42	0.42	0.42	0.42
Total Debt	48.34	47.92	53.67	412.25	313.86
Net Cash (Debt)	37.37	18.9	89.42	385.01	355.56
Net Cash Growth	97.70%	-78.86%	-76.77%	8.28%	-
Net Cash Per Share	88.76	44.90	212.43	914.63	844.67
Book Value Per Share	1802.97	1815.93	1691.08	10930.47	9757.41
Tangible Book Value	734.43	745.02	694.07	4,457	3,999
Tangible Book Value Per Share	1744.70	1769.87	1648.83	10587.58	9501.14
Land	7.52	7.97	7.84	56.11	66.98
Buildings	75.35	77.84	75.04	542.82	656.09
Machinery	63.92	57.95	50.75	351.82	331.41
Construction In Progress	0.64	0.43	1.99	8.03	2.92

Updated Feb 24, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.