Croatia osiguranje d.d. (ZSE: CROS)

Croatia osiguranje d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Investments in Debt Securities	816.95	919.72	875.17	6,931	6,565	6,618
Investments in Equity & Preferred Securities	196.84	148.94	112.41	945.46	613.29	600.77
Policy Loans	-	-	-	27.68	29.81	28.8
Other Investments	102.96	72.55	116.12	939.24	1,100	1,168
Total Investments	1,422	1,425	1,280	10,548	10,006	10,034
Cash & Equivalents	16.22	66.82	143.1	797.27	669.43	217.37
Reinsurance Recoverable	58.25	74.02	51.9	633.73	714.62	476.63
Other Receivables	49.19	33.36	36.14	685.1	590.11	680.81
Deferred Policy Acquisition Cost	-	-	-	236.93	247.35	268.99
Separate Account Assets	12.61	17	22.92	-	-	-
Property, Plant & Equipment	124.67	120.49	110.67	814.85	874.39	906.63
Goodwill	3.7	-	-	-	-	-
Other Intangible Assets	17.62	19.39	17.78	144.34	107.87	48.73
Other Current Assets	0.84	9.53	14.84	65.74	94.1	51.02
Long-Term Deferred Tax Assets	9.7	0.91	0.35	1.16	1.65	1.74
Other Long-Term Assets	54.46	-	-	-	-	-
Total Assets	1,769	1,767	1,677	13,927	13,305	12,686
Accounts Payable	-	7.27	9.59	66.94	53.32	68.14
Accrued Expenses	21.14	26.39	24.58	201.65	180.6	188.52
Insurance & Annuity Liabilities	357.9	867	829	3,244	3,108	3,057
Unpaid Claims	375	4.17	2.44	2,981	3,163	2,836
Unearned Premiums	132.1	2.24	1.37	1,512	1,446	1,448
Reinsurance Payable	3.06	4.03	2.16	116.29	96.61	46.63
Current Portion of Leases	-	-	-	24.43	20.2	16.92
Short-Term Debt	-	-	10.01	76.48	-	-
Current Income Taxes Payable	9.56	12.07	2.06	38.38	19.99	28.6
Long-Term Debt	3.14	1.71	1.84	14.9	12.25	12.25
Long-Term Leases	46.07	46.22	41.82	296.44	281.42	267.22
Long-Term Deferred Tax Liabilities	31.69	15.2	25.54	111.95	84.76	80.9
Separate Account Liability	-	-	-	376.48	412.09	450.94
Other Current Liabilities	0.11	0.09	0.08	7.47	9.9	7.08
Other Long-Term Liabilities	49.37	13.09	11.65	85.86	117.32	129.52
Total Liabilities	1,036	1,002	964.21	9,316	9,185	8,853
Common Stock	78.3	78.3	78.22	589.33	589.33	589.33
Additional Paid-In Capital	90.45	90.45	90.45	681.48	681.48	681.48
Retained Earnings	436.34	504.24	442.5	2,634	2,268	1,939
Comprehensive Income & Other	127.03	91.43	100.69	696.43	568.45	609.34
Total Common Equity	732.12	764.41	711.86	4,601	4,107	3,820
Minority Interest	0.46	0.75	1.37	10.17	12.65	12.55
Shareholders' Equity	732.58	765.16	713.23	4,611	4,120	3,832
Total Liabilities & Equity	1,769	1,767	1,677	13,927	13,305	12,686
Filing Date Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Common Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Debt	49.21	47.92	53.67	412.25	313.86	296.39
Net Cash (Debt)	-32.99	18.9	89.42	385.01	355.56	-79.02
Net Cash Growth	-	-78.86%	-76.77%	8.28%	-	-
Net Cash Per Share	-78.37	44.90	212.43	914.63	844.67	-187.73
Book Value Per Share	1739.21	1815.93	1691.08	10930.47	9757.41	9073.92
Tangible Book Value	710.79	745.02	694.07	4,457	3,999	3,771
Tangible Book Value Per Share	1688.54	1769.87	1648.83	10587.58	9501.14	8958.16
Land	-	7.97	7.84	56.11	66.98	91.13
Buildings	-	77.84	75.04	542.82	656.09	746.94
Machinery	-	57.95	50.75	351.82	331.41	293.26
Construction In Progress	-	0.43	1.99	8.03	2.92	11.02

Source: S&P Capital IQ. Insurance template. Financial Sources.