Croatia · Delayed Price · Currency is EUR Croatia osiguranje d.d. Statistics
Total Valuation
ZSE:CROS has a market cap or net worth of EUR 1.39 billion. The enterprise value is 1.43 billion.
| Market Cap | 1.39B |
| Enterprise Value | 1.43B |
Important Dates
The next estimated earnings date is Wednesday, October 28, 2026.
| Earnings Date | Oct 28, 2026 |
| Ex-Dividend Date | Jul 1, 2026 |
Share Statistics
ZSE:CROS has 420,947 shares outstanding.
| Current Share Class | 420,947 |
| Shares Outstanding | 420,947 |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.39% |
| Owned by Institutions (%) | n/a |
| Float | 3,201 |
Valuation Ratios
The trailing PE ratio is 20.49.
| PE Ratio | 20.49 |
| Forward PE | n/a |
| PS Ratio | 1.89 |
| PB Ratio | 1.52 |
| P/TBV Ratio | 1.56 |
| P/FCF Ratio | 11.64 |
| P/OCF Ratio | 10.48 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.27, with an EV/FCF ratio of 11.97.
| EV / Earnings | 21.08 |
| EV / Sales | 1.95 |
| EV / EBITDA | 15.27 |
| EV / EBIT | 17.81 |
| EV / FCF | 11.97 |
Financial Position
The company has a current ratio of 0.45, with a Debt / Equity ratio of 0.06.
| Current Ratio | 0.45 |
| Quick Ratio | 0.35 |
| Debt / Equity | 0.06 |
| Debt / EBITDA | 0.56 |
| Debt / FCF | 0.43 |
| Interest Coverage | 45.36 |
Financial Efficiency
Return on equity (ROE) is 7.89% and return on invested capital (ROIC) is 6.82%.
| Return on Equity (ROE) | 7.89% |
| Return on Assets (ROA) | 2.43% |
| Return on Invested Capital (ROIC) | 6.82% |
| Return on Capital Employed (ROCE) | 5.55% |
| Weighted Average Cost of Capital (WACC) | 4.36% |
| Revenue Per Employee | 178,691 |
| Profits Per Employee | 16,516 |
| Employee Count | 4,105 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ZSE:CROS has paid 12.59 million in taxes.
| Income Tax | 12.59M |
| Effective Tax Rate | 15.65% |
Stock Price Statistics
The stock price has increased by +43.48% in the last 52 weeks. The beta is 0.03, so ZSE:CROS's price volatility has been lower than the market average.
| Beta (5Y) | 0.03 |
| 52-Week Price Change | +43.48% |
| 50-Day Moving Average | 3,205.60 |
| 200-Day Moving Average | 2,273.55 |
| Relative Strength Index (RSI) | 49.97 |
| Average Volume (20 Days) | 3 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ZSE:CROS had revenue of EUR 733.52 million and earned 67.80 million in profits. Earnings per share was 161.06.
| Revenue | 733.52M |
| Gross Profit | 305.29M |
| Operating Income | 78.59M |
| Pretax Income | 80.43M |
| Net Income | 67.80M |
| EBITDA | 87.45M |
| EBIT | 78.59M |
| Earnings Per Share (EPS) | 161.06 |
Balance Sheet
The company has 224.38 million in cash and 51.53 million in debt, with a net cash position of -39.39 million or -93.57 per share.
| Cash & Cash Equivalents | 224.38M |
| Total Debt | 51.53M |
| Net Cash | -39.39M |
| Net Cash Per Share | -93.57 |
| Equity (Book Value) | 914.37M |
| Book Value Per Share | 2,170.98 |
| Working Capital | -382.53M |
Cash Flow
In the last 12 months, operating cash flow was 132.50 million and capital expenditures -13.16 million, giving a free cash flow of 119.34 million.
| Operating Cash Flow | 132.50M |
| Capital Expenditures | -13.16M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -6.60M |
| Free Cash Flow | 119.34M |
| FCF Per Share | 283.50 |
Margins
Gross margin is 41.62%, with operating and profit margins of 10.71% and 9.24%.
| Gross Margin | 41.62% |
| Operating Margin | 10.71% |
| Pretax Margin | 10.97% |
| Profit Margin | 9.24% |
| EBITDA Margin | 11.92% |
| EBIT Margin | 10.71% |
| FCF Margin | 16.27% |
Dividends & Yields
This stock pays an annual dividend of 106.52, which amounts to a dividend yield of 3.23%.
| Dividend Per Share | 106.52 |
| Dividend Yield | 3.23% |
| Dividend Growth (YoY) | 3.68% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 67.51% |
| Buyback Yield | n/a |
| Shareholder Yield | 3.23% |
| Earnings Yield | 4.88% |
| FCF Yield | 8.59% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |