Croatia · Delayed Price · Currency is EUR Croatia osiguranje d.d. Statistics
Total Valuation
ZSE:CROS has a market cap or net worth of EUR 1.37 billion. The enterprise value is 1.41 billion.
| Market Cap | 1.37B |
| Enterprise Value | 1.41B |
Important Dates
The next estimated earnings date is Wednesday, July 29, 2026.
| Earnings Date | Jul 29, 2026 |
| Ex-Dividend Date | Jul 1, 2026 |
Share Statistics
ZSE:CROS has 420,947 shares outstanding.
| Current Share Class | 420,947 |
| Shares Outstanding | 420,947 |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.39% |
| Owned by Institutions (%) | n/a |
| Float | 3,201 |
Valuation Ratios
The trailing PE ratio is 20.63.
| PE Ratio | 20.63 |
| Forward PE | n/a |
| PS Ratio | 1.89 |
| PB Ratio | 1.48 |
| P/TBV Ratio | 1.52 |
| P/FCF Ratio | 11.40 |
| P/OCF Ratio | 10.26 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 14.83, with an EV/FCF ratio of 11.71.
| EV / Earnings | 21.20 |
| EV / Sales | 1.95 |
| EV / EBITDA | 14.83 |
| EV / EBIT | 17.15 |
| EV / FCF | 11.71 |
Financial Position
The company has a current ratio of 0.31, with a Debt / Equity ratio of 0.06.
| Current Ratio | 0.31 |
| Quick Ratio | 0.20 |
| Debt / Equity | 0.06 |
| Debt / EBITDA | 0.55 |
| Debt / FCF | 0.43 |
| Interest Coverage | 45.35 |
Financial Efficiency
Return on equity (ROE) is 7.71% and return on invested capital (ROIC) is 7.11%.
| Return on Equity (ROE) | 7.71% |
| Return on Assets (ROA) | 2.59% |
| Return on Invested Capital (ROIC) | 7.11% |
| Return on Capital Employed (ROCE) | 5.66% |
| Weighted Average Cost of Capital (WACC) | 4.28% |
| Revenue Per Employee | 176,685 |
| Profits Per Employee | 16,222 |
| Employee Count | 4,101 |
| Asset Turnover | 0.37 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ZSE:CROS has paid 13.04 million in taxes.
| Income Tax | 13.04M |
| Effective Tax Rate | 16.37% |
Stock Price Statistics
The stock price has increased by +53.77% in the last 52 weeks. The beta is 0.02, so ZSE:CROS's price volatility has been lower than the market average.
| Beta (5Y) | 0.02 |
| 52-Week Price Change | +53.77% |
| 50-Day Moving Average | 2,978.00 |
| 200-Day Moving Average | 2,119.50 |
| Relative Strength Index (RSI) | 50.32 |
| Average Volume (20 Days) | 4 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, ZSE:CROS had revenue of EUR 724.59 million and earned 66.53 million in profits. Earnings per share was 158.04.
| Revenue | 724.59M |
| Gross Profit | 297.85M |
| Operating Income | 80.73M |
| Pretax Income | 79.65M |
| Net Income | 66.53M |
| EBITDA | 89.09M |
| EBIT | 80.73M |
| Earnings Per Share (EPS) | 158.04 |
Balance Sheet
The company has 122.11 million in cash and 51.66 million in debt, with a net cash position of -37.25 million or -88.48 per share.
| Cash & Cash Equivalents | 122.11M |
| Total Debt | 51.66M |
| Net Cash | -37.25M |
| Net Cash Per Share | -88.48 |
| Equity (Book Value) | 927.31M |
| Book Value Per Share | 2,201.65 |
| Working Capital | -428.14M |
Cash Flow
In the last 12 months, operating cash flow was 133.74 million and capital expenditures -13.36 million, giving a free cash flow of 120.38 million.
| Operating Cash Flow | 133.74M |
| Capital Expenditures | -13.36M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -5.88M |
| Free Cash Flow | 120.38M |
| FCF Per Share | 285.98 |
Margins
Gross margin is 41.11%, with operating and profit margins of 11.14% and 9.18%.
| Gross Margin | 41.11% |
| Operating Margin | 11.14% |
| Pretax Margin | 10.99% |
| Profit Margin | 9.18% |
| EBITDA Margin | 12.30% |
| EBIT Margin | 11.14% |
| FCF Margin | 16.61% |
Dividends & Yields
This stock pays an annual dividend of 106.52, which amounts to a dividend yield of 3.27%.
| Dividend Per Share | 106.52 |
| Dividend Yield | 3.27% |
| Dividend Growth (YoY) | 5.17% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 68.80% |
| Buyback Yield | n/a |
| Shareholder Yield | 3.27% |
| Earnings Yield | 4.85% |
| FCF Yield | 8.77% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |