Croatia osiguranje d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	784.48	846.16	919.72	875.17	922.2
Investments in Equity & Preferred Securities	324.84	201.57	148.94	112.41	125.8
Policy Loans	-	-	-	-	3.68
Other Investments	75.01	77.49	72.55	116.12	124.98
Total Investments	1,493	1,382	1,425	1,280	1,403
Cash & Equivalents	152.96	85.7	66.82	143.1	106.08
Reinsurance Recoverable	86.85	73.57	71.35	51.9	84.32
Other Receivables	59.08	75.15	36.03	36.14	91.16
Deferred Policy Acquisition Cost	-	-	-	-	31.53
Separate Account Assets	-	-	17	22.92	-
Property, Plant & Equipment	131.47	125.4	120.49	110.67	108.42
Goodwill	2.25	3.47	-	-	-
Other Intangible Assets	23.44	21.06	19.39	17.78	19.21
Other Current Assets	10.16	9.06	9.53	14.84	8.75
Long-Term Deferred Tax Assets	1.53	1.42	0.91	0.35	0.15
Total Assets	1,961	1,776	1,767	1,677	1,853
Accounts Payable	11.9	7.06	7.27	9.59	8.91
Accrued Expenses	38.01	36.02	26.39	24.58	26.83
Insurance & Annuity Liabilities	910.08	864.14	867	829	431.59
Unpaid Claims	3.95	4.3	4.17	2.44	396.6
Unearned Premiums	1.21	1.91	2.24	1.37	201.18
Reinsurance Payable	5.1	6.64	4.03	2.16	15.47
Current Portion of Leases	-	-	-	-	3.25
Short-Term Debt	-	-	-	10.01	10.18
Current Income Taxes Payable	4.23	1.54	12.07	2.06	5.11
Long-Term Debt	3.18	3.04	1.71	1.84	1.98
Long-Term Leases	45.17	45.3	46.22	41.82	39.44
Long-Term Deferred Tax Liabilities	46.27	27.5	15.2	25.54	14.9
Separate Account Liability	-	-	-	-	50.09
Other Current Liabilities	0.02	0.82	0.09	0.08	0.99
Other Long-Term Liabilities	18.61	16.24	13.09	11.65	11.43
Total Liabilities	1,090	1,017	1,002	964.21	1,240
Common Stock	78.3	78.3	78.3	78.22	78.42
Additional Paid-In Capital	90.45	90.45	90.45	90.45	90.68
Retained Earnings	481.77	452.06	504.24	442.5	350.47
Comprehensive Income & Other	219.75	138.15	91.43	100.69	92.67
Total Common Equity	870.26	758.96	764.41	711.86	612.23
Minority Interest	0.51	0.48	0.75	1.37	1.35
Shareholders' Equity	870.77	759.44	765.16	713.23	613.58
Total Liabilities & Equity	1,961	1,776	1,767	1,677	1,853
Filing Date Shares Outstanding	0.42	0.42	0.42	0.42	0.42
Total Common Shares Outstanding	0.42	0.42	0.42	0.42	0.42
Total Debt	48.35	48.34	47.92	53.67	54.85
Net Cash (Debt)	104.6	37.37	18.9	89.42	51.23
Net Cash Growth	179.95%	97.70%	-78.86%	74.55%	8.77%
Net Cash Per Share	248.49	88.76	44.90	212.43	121.70
Book Value Per Share	2067.39	1802.97	1815.93	1691.08	1454.41
Tangible Book Value	844.57	734.43	745.02	694.07	593.02
Tangible Book Value Per Share	2006.36	1744.70	1769.87	1648.83	1408.78
Land	8.91	7.52	7.97	7.84	7.47
Buildings	75.84	75.35	77.84	75.04	72.23
Machinery	83.56	76.04	57.95	50.75	46.81
Construction In Progress	1.48	0.64	0.43	1.99	1.07

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.