Croatia osiguranje d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	857.66	784.48	846.16	919.72	875.17	922.2
Investments in Equity & Preferred Securities	390.81	324.84	201.57	148.94	112.41	125.8
Policy Loans	-	-	-	-	-	3.68
Other Investments	118.19	75.01	77.49	72.55	116.12	124.98
Total Investments	1,753	1,493	1,382	1,425	1,280	1,403
Cash & Equivalents	12.14	152.96	85.7	66.82	143.1	106.08
Reinsurance Recoverable	67.43	86.85	73.57	71.35	51.9	84.32
Other Receivables	45.02	59.08	75.15	36.03	36.14	91.16
Deferred Policy Acquisition Cost	-	-	-	-	-	31.53
Separate Account Assets	-	-	-	17	22.92	-
Property, Plant & Equipment	134.71	131.47	125.4	120.49	110.67	108.42
Goodwill	2.24	2.25	3.47	-	-	-
Other Intangible Assets	23.81	23.44	21.06	19.39	17.78	19.21
Other Current Assets	0.36	10.16	9.06	9.53	14.84	8.75
Long-Term Deferred Tax Assets	8.15	1.53	1.42	0.91	0.35	0.15
Other Long-Term Assets	60.07	-	-	-	-	-
Total Assets	2,107	1,961	1,776	1,767	1,677	1,853
Accounts Payable	-	11.9	7.06	7.27	9.59	8.91
Accrued Expenses	25.79	38.01	36.02	26.39	24.58	26.83
Insurance & Annuity Liabilities	328.28	910.08	864.14	867	829	431.59
Unpaid Claims	427.44	3.95	4.3	4.17	2.44	396.6
Unearned Premiums	172.36	1.21	1.91	2.24	1.37	201.18
Reinsurance Payable	5.63	5.1	6.64	4.03	2.16	15.47
Current Portion of Leases	-	4.81	4.39	-	-	3.25
Short-Term Debt	-	-	-	-	10.01	10.18
Current Income Taxes Payable	9.03	4.23	1.54	12.07	2.06	5.11
Long-Term Debt	2.99	3.18	3.04	1.71	1.84	1.98
Long-Term Leases	48.53	40.36	40.91	46.22	41.82	39.44
Long-Term Deferred Tax Liabilities	63.33	46.27	27.5	15.2	25.54	14.9
Separate Account Liability	-	-	-	-	-	50.09
Other Current Liabilities	50.42	0.02	0.82	0.09	0.08	0.99
Other Long-Term Liabilities	51.06	18.61	16.24	13.09	11.65	11.43
Total Liabilities	1,193	1,090	1,017	1,002	964.21	1,240
Common Stock	78.3	78.3	78.3	78.3	78.22	78.42
Additional Paid-In Capital	90.45	90.45	90.45	90.45	90.45	90.68
Retained Earnings	478.1	481.77	452.06	504.24	442.5	350.47
Comprehensive Income & Other	267.02	219.75	138.15	91.43	100.69	92.67
Total Common Equity	913.87	870.26	758.96	764.41	711.86	612.23
Minority Interest	0.5	0.51	0.48	0.75	1.37	1.35
Shareholders' Equity	914.37	870.77	759.44	765.16	713.23	613.58
Total Liabilities & Equity	2,107	1,961	1,776	1,767	1,677	1,853
Filing Date Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Common Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Debt	51.53	48.35	48.34	47.92	53.67	54.85
Net Cash (Debt)	-39.39	104.6	37.37	18.9	89.42	51.23
Net Cash Growth	-	179.95%	97.70%	-78.86%	74.55%	8.77%
Net Cash Per Share	-93.57	248.49	88.76	44.90	212.43	121.70
Book Value Per Share	2170.98	2067.39	1802.97	1815.93	1691.08	1454.41
Tangible Book Value	887.81	844.57	734.43	745.02	694.07	593.02
Tangible Book Value Per Share	2109.08	2006.36	1744.70	1769.87	1648.83	1408.78
Land	-	8.91	7.52	7.97	7.84	7.47
Buildings	-	75.84	75.35	77.84	75.04	72.23
Machinery	-	83.56	76.04	57.95	50.75	46.81
Construction In Progress	-	1.48	0.64	0.43	1.99	1.07