Croatia osiguranje d.d. Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	886.17	784.48	846.16	919.72	875.17	922.2
Investments in Equity & Preferred Securities	376.02	324.84	201.57	148.94	112.41	125.8
Policy Loans	-	-	-	-	-	3.68
Other Investments	152.39	75.01	77.49	72.55	116.12	124.98
Total Investments	1,695	1,493	1,382	1,425	1,280	1,403
Cash & Equivalents	14.41	152.96	85.7	66.82	143.1	106.08
Reinsurance Recoverable	70.21	86.85	73.57	71.35	51.9	84.32
Other Receivables	32.01	59.08	75.15	36.03	36.14	91.16
Deferred Policy Acquisition Cost	-	-	-	-	-	31.53
Separate Account Assets	11.51	-	-	17	22.92	-
Property, Plant & Equipment	134.06	131.47	125.4	120.49	110.67	108.42
Goodwill	2.25	2.25	3.47	-	-	-
Other Intangible Assets	23.68	23.44	21.06	19.39	17.78	19.21
Other Current Assets	0.27	10.16	9.06	9.53	14.84	8.75
Long-Term Deferred Tax Assets	8.2	1.53	1.42	0.91	0.35	0.15
Other Long-Term Assets	59.64	-	-	-	-	-
Total Assets	2,051	1,961	1,776	1,767	1,677	1,853
Accounts Payable	-	11.9	7.06	7.27	9.59	8.91
Accrued Expenses	24.78	38.01	36.02	26.39	24.58	26.83
Insurance & Annuity Liabilities	323.26	910.08	864.14	867	829	431.59
Unpaid Claims	419.65	3.95	4.3	4.17	2.44	396.6
Unearned Premiums	161.73	1.21	1.91	2.24	1.37	201.18
Reinsurance Payable	6.24	5.1	6.64	4.03	2.16	15.47
Current Portion of Leases	-	4.81	4.39	-	-	3.25
Short-Term Debt	-	-	-	-	10.01	10.18
Current Income Taxes Payable	10.13	4.23	1.54	12.07	2.06	5.11
Long-Term Debt	3.09	3.18	3.04	1.71	1.84	1.98
Long-Term Leases	48.57	40.36	40.91	46.22	41.82	39.44
Long-Term Deferred Tax Liabilities	61.28	46.27	27.5	15.2	25.54	14.9
Separate Account Liability	-	-	-	-	-	50.09
Other Current Liabilities	1.12	0.02	0.82	0.09	0.08	0.99
Other Long-Term Liabilities	55.87	18.61	16.24	13.09	11.65	11.43
Total Liabilities	1,124	1,090	1,017	1,002	964.21	1,240
Common Stock	78.3	78.3	78.3	78.3	78.22	78.42
Additional Paid-In Capital	90.45	90.45	90.45	90.45	90.45	90.68
Retained Earnings	500.68	481.77	452.06	504.24	442.5	350.47
Comprehensive Income & Other	257.35	219.75	138.15	91.43	100.69	92.67
Total Common Equity	926.78	870.26	758.96	764.41	711.86	612.23
Minority Interest	0.53	0.51	0.48	0.75	1.37	1.35
Shareholders' Equity	927.31	870.77	759.44	765.16	713.23	613.58
Total Liabilities & Equity	2,051	1,961	1,776	1,767	1,677	1,853
Filing Date Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Common Shares Outstanding	0.42	0.42	0.42	0.42	0.42	0.42
Total Debt	51.66	48.35	48.34	47.92	53.67	54.85
Net Cash (Debt)	-37.25	104.6	37.37	18.9	89.42	51.23
Net Cash Growth	-	179.95%	97.70%	-78.86%	74.55%	8.77%
Net Cash Per Share	-88.48	248.49	88.76	44.90	212.43	121.70
Book Value Per Share	2201.65	2067.39	1802.97	1815.93	1691.08	1454.41
Tangible Book Value	900.85	844.57	734.43	745.02	694.07	593.02
Tangible Book Value Per Share	2140.05	2006.36	1744.70	1769.87	1648.83	1408.78
Land	-	8.91	7.52	7.97	7.84	7.47
Buildings	-	75.84	75.35	77.84	75.04	72.23
Machinery	-	83.56	76.04	57.95	50.75	46.81
Construction In Progress	-	1.48	0.64	0.43	1.99	1.07

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.