Croatia osiguranje d.d. (ZSE:CROS)
Croatia · Delayed Price · Currency is EUR 3,300.00
0.00 (0.00%)
At close: Aug 7, 2026
Croatia osiguranje d.d. Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 733.52 | 710.3 | 625.02 | 556.82 | 500.73 | 497.56 |
Revenue Growth | 8.68% | 13.64% | 12.25% | 11.20% | 0.64% | 8.76% |
Operating Income Operating Income Growth | 78.59 | 81.78 | 67.04 | 66.98 | 69.23 | 65.52 |
Net Income Net Income Growth | 67.8 | 65.39 | 61.03 | 58.38 | 58.2 | 48.21 |
Earnings Per Share EPS Growth | 161.06 | 155.34 | 144.97 | 138.69 | 138.26 | 114.54 |
EPS Growth | -2.31% | 7.15% | 4.53% | 0.31% | 20.71% | 11.01% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Non-Life Non-Life Growth | 718.86 | 693.86 | 603.35 | 534.58 | 479.66 | 420.55 |
Life Life Growth | 21.63 | 21.87 | 24.08 | 27.1 | 26.2 | 89.11 |
Total Total Growth | 740.5 | 715.73 | 627.42 | 561.68 | 505.86 | 509.66 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 12.14 | 152.96 | 85.7 | 66.82 | 143.1 | 106.08 |
Total Debt Total Debt Growth | 51.53 | 48.35 | 48.34 | 47.92 | 53.67 | 54.85 |
Net Cash (Debt) Net Cash Growth | -39.39 | 104.6 | 37.37 | 18.9 | 89.42 | 51.23 |
Net Cash Growth | - | 179.95% | 97.70% | -78.86% | 74.55% | 8.77% |
Net Cash Per Share Net Cash Per Share Growth | -93.57 | 248.49 | 88.76 | 44.90 | 212.43 | 121.70 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 132.5 | 138.3 | 155.64 | -55.81 | 57.07 | 43.61 |
Capital Expenditures CapEx Growth | -13.16 | -13.15 | -9.65 | -9.8 | -7.02 | -4.58 |
Free Cash Flow Free Cash Flow Growth | 119.34 | 125.16 | 145.99 | -65.61 | 50.05 | 39.04 |
Free Cash Flow Growth | 62.05% | -14.27% | - | - | 28.21% | 4.33% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 10.71% | 11.51% | 10.73% | 12.03% | 13.83% | 13.17% |
Pretax Margin | 10.97% | 10.93% | 11.14% | 12.42% | 13.89% | 11.71% |
Profit Margin | 9.24% | 9.21% | 9.76% | 10.48% | 11.62% | 9.69% |
FCF Margin | 16.27% | 17.62% | 23.36% | -11.78% | 9.99% | 7.85% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Aug '26 Aug 15, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 106.520 | - | 106.520 | 267.640 |
Dividend Per Share Growth | 3.68% | - | -60.20% | - |
Dividend Yield | 3.23% | - | 7.07% | 41.18% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 15, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 20.49 | 14.55 | 11.24 | 6.24 | 6.33 | 8.13 |
P/FCF Ratio | 11.64 | 7.60 | 4.70 | - | 7.36 | 10.04 |
PS Ratio | 1.89 | 1.34 | 1.10 | 0.65 | 0.74 | 0.79 |