Croatia osiguranje d.d. Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,389	951	686	364	369	392
Market Cap Growth	43.48%	38.65%	88.44%	-1.19%	-5.94%	9.71%
Enterprise Value	1,429	987	720	332	352	335
PE Ratio	20.49	14.55	11.24	6.24	6.33	8.13
PS Ratio	1.89	1.34	1.10	0.65	0.74	0.79
PB Ratio	1.52	1.09	0.90	0.48	0.52	0.64
P/FCF Ratio	11.64	7.60	4.70	-	7.36	10.04
P/OCF Ratio	10.48	6.88	4.41	-	6.46	8.98
EV/Sales Ratio	1.95	1.39	1.15	0.60	0.70	0.67
EV/EBITDA Ratio	15.27	10.98	9.63	4.52	4.70	4.76
EV/EBIT Ratio	17.81	12.07	10.73	4.95	5.08	5.12
EV/FCF Ratio	11.97	7.89	4.93	-	7.02	8.59
Debt / Equity Ratio	0.06	0.06	0.06	0.06	0.08	0.09
Debt / EBITDA Ratio	0.56	0.51	0.61	0.62	0.69	0.75
Debt / FCF Ratio	0.43	0.39	0.33	-	1.07	1.41
Net Debt / Equity Ratio	0.04	-0.12	-0.05	-0.02	-0.12	-0.08
Net Debt / EBITDA Ratio	0.45	-1.16	-0.50	-0.26	-1.20	-0.73
Net Debt / FCF Ratio	0.33	-0.84	-0.26	0.29	-1.79	-1.31
Quick Ratio	0.35	4.62	3.56	4.01	3.66	0.56
Current Ratio	0.45	6.05	4.90	5.50	4.95	0.77
Asset Turnover	0.36	0.38	0.35	0.32	0.28	0.28
Return on Equity (ROE)	7.89%	8.03%	8.01%	7.91%	8.80%	8.31%
Return on Assets (ROA)	2.43%	2.73%	2.37%	2.43%	2.46%	2.26%
Return on Invested Capital (ROIC)	6.82%	7.99%	7.26%	7.16%	8.08%	8.64%
Earnings Yield	4.88%	6.87%	8.89%	16.03%	15.79%	12.31%
FCF Yield	8.59%	13.16%	21.28%	-18.02%	13.58%	9.96%
Dividend Yield	3.23%	-	7.07%	41.18%	-	-
Payout Ratio	67.51%	70.00%	188.45%	0.22%	0.28%	0.54%
Total Shareholder Return	3.23%	-	7.07%	41.18%	-	-