Croatia osiguranje d.d. (ZSE:CROS)

Croatia osiguranje d.d. Ratios and Metrics

Market cap in millions HRK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 25, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	5,679	5,011	2,839	2,778	2,945	2,696
Market Cap Growth	76.50%	76.50%	2.19%	-5.66%	9.21%	-5.84%
Enterprise Value	5,628	5,255	2,586	2,650	2,521	2,406
PE Ratio	12.55	11.24	6.24	6.33	1.08	1.09
PS Ratio	1.12	1.01	0.65	0.74	0.10	0.10
PB Ratio	1.01	0.90	0.48	0.52	0.08	0.09
P/FCF Ratio	6.92	6.11	-	7.36	1.34	1.26
P/OCF Ratio	5.63	5.63	-	6.46	1.20	1.09
EV/Sales Ratio	1.11	1.05	0.60	0.70	0.09	0.09
EV/EBITDA Ratio	8.80	8.48	4.52	4.70	0.63	0.92
EV/EBIT Ratio	10.81	10.46	4.95	5.08	0.68	1.05
EV/FCF Ratio	6.86	6.41	-	7.02	1.14	1.13
Debt / Equity Ratio	0.00	0.00	0.06	0.08	0.09	0.08
Debt / EBITDA Ratio	0.02	0.02	0.62	0.69	0.75	0.86
Debt / FCF Ratio	0.01	0.01	-	1.07	1.41	1.11
Quick Ratio	0.22	0.22	3.97	3.66	0.56	0.50
Current Ratio	0.33	0.33	5.50	4.95	0.77	0.74
Asset Turnover	0.38	0.38	0.32	0.28	0.27	0.27
Return on Equity (ROE)	8.01%	8.01%	7.91%	8.80%	8.31%	8.25%
Return on Assets (ROA)	2.41%	2.41%	2.43%	2.45%	2.26%	1.46%
Return on Capital (ROIC)	5.46%	5.46%	5.30%	6.04%	6.51%	4.44%
Return on Capital Employed (ROCE)	3.83%	3.83%	3.79%	4.13%	3.54%	2.28%
Earnings Yield	7.85%	8.89%	16.03%	15.79%	92.48%	91.81%
Earnings Yield	7.85%	8.89%	16.03%	15.79%	92.48%	91.81%
FCF Yield	14.45%	16.37%	-18.02%	13.58%	74.88%	79.10%
Dividend Yield	8.31%	-	21.51%	-	-	-
Payout Ratio	188.29%	188.29%	0.28%	0.28%	0.54%	-
Total Shareholder Return	8.31%	-	21.51%	-	-	-

Source: S&P Capital IQ. Insurance template. Financial Sources.