Croatia osiguranje d.d. (ZSE:CROS)

Croatia osiguranje d.d. Ratios and Metrics

Market cap in millions HRK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 6, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	7,077	5,011	2,839	2,778	2,945	2,696
Market Cap Growth	103.47%	76.50%	2.19%	-5.66%	9.21%	-5.84%
Enterprise Value	7,371	5,255	2,586	2,650	2,521	2,406
PE Ratio	14.21	11.24	6.24	6.33	8.13	8.22
PS Ratio	1.47	1.10	0.65	0.74	0.79	0.78
PB Ratio	1.16	0.90	0.48	0.52	0.64	0.65
P/FCF Ratio	10.37	4.70	-	7.36	10.04	9.55
P/OCF Ratio	9.44	4.41	-	6.46	8.98	8.20
EV/Sales Ratio	1.45	1.15	0.60	0.70	0.67	0.70
EV/EBITDA Ratio	13.24	9.76	4.52	4.70	4.76	6.97
EV/EBIT Ratio	16.01	10.89	4.95	5.08	5.12	7.91
EV/FCF Ratio	10.81	4.93	-	7.02	8.59	8.52
Debt / Equity Ratio	0.00	0.06	0.06	0.08	0.09	0.08
Debt / EBITDA Ratio	0.02	0.62	0.62	0.69	0.75	0.86
Debt / FCF Ratio	0.02	0.33	-	1.07	1.41	1.11
Quick Ratio	0.33	3.53	3.97	3.66	0.56	0.50
Current Ratio	0.44	5.01	5.50	4.95	0.77	0.74
Asset Turnover	0.36	0.35	0.32	0.28	0.28	0.27
Return on Equity (ROE)	8.13%	8.01%	7.91%	8.80%	8.31%	8.25%
Return on Assets (ROA)	1.95%	2.33%	2.43%	2.46%	2.26%	1.46%
Return on Capital (ROIC)	4.44%	5.09%	5.30%	6.04%	6.51%	4.44%
Earnings Yield	6.70%	8.89%	16.03%	15.79%	12.31%	12.16%
Earnings Yield	6.70%	8.89%	16.03%	15.79%	12.31%	12.16%
FCF Yield	9.64%	21.28%	-18.02%	13.58%	9.96%	10.48%
Dividend Yield	12.74%	-	38.06%	-	-	-
Payout Ratio	80.38%	188.45%	0.22%	0.28%	0.54%	-
Total Shareholder Return	12.74%	-	38.06%	-	-	-

Updated Feb 24, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.